You CAN Find Out When Your Tax Refund Will Arrive!

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I’m not exactly sure when they did it as I haven’t gotten a tax refund in a couple of years, but it seems the IRS may have finally implemented what we all knew was possible. Our friends at the Internal Revenue Office finally have a tool that will tell us exactly when our tax refund will hit our bank account. It used to be that you filed you tax return, and if you were due a refund you’d anxiously check your account status (or your mailbox) to see if your refund had arrived. It was a daily ritual, and each […] Read more »

Tax Time Savings With Walmart Family Mobile!

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It’s tax season, and that means it’s important for you to get the most out of your tax return. Walmart Family Mobile has the perfect #MaxYourTax deal for you! $29.88/month (+taxes/fees) gets you Walmart’s Lowest Priced Unlimited Plan which includes Unlimited Talk, Text, & Data with up to 500 MB at 4G LTE Data Speeds. This allows you to do more without paying more. #CollectiveBias Can’t get enough 4G LTE? Family Mobile has Unlimited Talk,Text, & Data with up to 2.5 GB of 4G LTE for only $39.88/month (+taxes/fees). Check walmartfamilymobile.com or visit your local Walmart for more information on […] Read more »

3 Ways to Get the Most From Your Income Tax Refund

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Over 100 million Americans received refunds in 2013. Undoubtedly, the effects of such windfalls wore off long ago. Were these bonuses used wisely? Here are three ways you can get the most from your income tax refund: 1. Prepare for an Unexpected Event This sounds like an oxymoron, being prepared for something unexpected, but this could be the smartest move for anyone – even someone in debt. Nothing could be smarter than to cash the check and put it into a savings account for emergencies. Let’s face it – something bad is going to happen someday and those things usually cost […] Read more »

What Will You Do…With Your Tax Refund

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If you are one of the millions of Americans slated to receive a tax refund this year, why not make your refund work for you? Of course you will be tempted to splurge on a vacation, start home renovations or maybe even buy something frivolous, but why not use it to improve your financial situation. If you are struggling with debt, have little to no emergency fund, or haven’t even begun to think about retirement those refund dollars could make a big difference. Reducing your debt and preparing for the “what if” are a great way to reduce daily stress […] Read more »

Refund Anticipation Loans Are For Dummies

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Have you ever paid the outrageous cost associated with getting a Refund Anticipation Loan? Guess what? I have been that dummy! (Get ready! I’m feeling…ummm…in-your-face today.) 😀 I’ve been a dummy more times than I’d like to admit, and while we’re all being honest — so have you. I guess the question is this. Are you going to do something dumb *this year* when filing your taxes? If you have done the refund anticipation loans before and do not see a problem with them, let me ask you this? Do you realize that you are giving money away for nothing? […] Read more »

Tax Refund: Will You Save It, Pay Off Debt, Invest It, Or Waste It?

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As we enter tax season, there are some relevant questions we should ask ourselves about our intentions concerning how we use our tax refund. If any of you are like I was, before I became the Enemy of Debt, you’ve probably spent a few tax returns before the ink even dried on the paper. Now most “good” financial advisers will tell you to change your withholding so that you are not giving the Government an interest free loan each year, but also to give yourself more of your own money each month. I actually believe the same thing, but have […] Read more »