3 Reasons You Shouldn’t Buy H&R Block Tax Software Online

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I’ve used H&R Block tax preparation software for years. It’s available in physical form from retailers, as well as downloadable online directly from the H&R Block website. While downloading the software may be convenient, there are a few reasons you might make a special trip to buy a physical copy instead. Buying a physical copy of H&R Block tax preparation software could save you money, and be more convenient to access your returns if needed in the future. Physical Copy Is Cheaper Buying a physical copy is cheaper than buying the digital version online. Below is a cost comparison of […] Read more »

Don’t Like How Your Taxes Turned Out? Change Your Withholdings!

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After filing your tax return, you may be really excited or really disappointed about the outcome. The good news is, if you’re not happy with how things turned out you have the power to make changes and ensure you don’t have a repeat of the same next year. The most common result that would make people want to make a change is if they owed a large amount at tax time. However, if you received a significant refund you may also want to make a change to give yourself a little extra in each paycheck throughout the year. But you […] Read more »

Top 10 Dumbest AND Smartest Things You Can Do With Your Tax Refund

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Photo Credit: JD Hancock Top 10 Dumbest Things You Can Do With Your Tax Refund Pay for a refund anticipation loan – Pay hundreds of dollars to get your refund faster? Hmmm. You may as well pay the Government to cash out your retirement fund while you’re at it? Buy lottery tickets – Instead just give it to me. I’ll give you 30% back, while making you believe there is a chance you could win big. Waste it on a new car – New cars lose value as soon as you drive them off the lot…duh! NOT use it to […] Read more »

Refund Anticipation Loans Are For Dummies

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Have you ever paid the outrageous cost associated with getting a Refund Anticipation Loan? Guess what? I have been that dummy! (Get ready! I’m feeling…ummm…in-your-face today.) 😀 I’ve been a dummy more times than I’d like to admit, and while we’re all being honest — so have you. I guess the question is this. Are you going to do something dumb *this year* when filing your taxes? If you have done the refund anticipation loans before and do not see a problem with them, let me ask you this? Do you realize that you are giving money away for nothing? […] Read more »

Tax Refund: Will You Save It, Pay Off Debt, Invest It, Or Waste It?

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As we enter tax season, there are some relevant questions we should ask ourselves about our intentions concerning how we use our tax refund. If any of you are like I was, before I became the Enemy of Debt, you’ve probably spent a few tax returns before the ink even dried on the paper. Now most “good” financial advisers will tell you to change your withholding so that you are not giving the Government an interest free loan each year, but also to give yourself more of your own money each month. I actually believe the same thing, but have […] Read more »