Dealing with Debt Collection Agencies

Written by on May 6, 2011 · 1 Comment
debt collection

This is a guest post. Photo by quaziefoto Dealing with Debt Collection Agencies When your debt has been turned over to a debt collection agency, it is important to gather information first. Before you agree to pay the debt, find out what the debt is for, where it originated, and the original amount. If it is a fraudulent debt, you will need to go through the process of finding out whether you are liable for it, and take appropriate steps to work with law enforcement and the credit bureaus, as well as the lender and the debt collection agency to [...] Read more »

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Frugality Tips – Practice Makes Perfect

Written by on May 5, 2011 · 9 Comments
the mall

This is a guest post written by Ross of GoBeRich.com. Photo credit: Cliff1066 So I took a little trip to the mall the other day with my girlfriend and one of her friends. This was my first mistake. My second mistake was thinking I would tag along with them while they shopped for clothes and shoes and that it wouldn’t drive me insane. Needless to say, it did drive me insane, so eventually I set off on my own in search of something to occupy myself with. I first headed to Game Stop, as I have to admit, I’m a [...] Read more »

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Your Children Will Handle Money, The Way You Handle Money

Written by on May 20, 2009 · 3 Comments

Money Management In Public Schools? I recently read an article that talked about how Cincinnati Public Schools plan to start teaching money management classes, in grades K-12, starting in 2014.  Now on the surface, this doesn’t sound like a bad idea, but I think that there is another way of looking at it.  Personally, I believe that while teaching kids about money is important, I think that it is more important to know who’s ideas about money management are being taught. My objection isn’t that money management will be taught, it’s about what that will include.  If they are just [...] Read more »

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Sometimes Just Knowing What To Do Isn’t Enough!

Written by on May 19, 2009 · 9 Comments

Broke Financial Gurus?  No Way! It’s true!  You can be considered an expert, but that doesn’t mean you will not struggle with the process itself.  It doesn’t mean that discipline is automatic. and most of how you handle your money is behavior anyway.  We know exactly what it is that we need to do, and why, but even we still have problems when it comes to following through at times. Why is that the case?  For starters, we are human which means we can mess up, and to me there really is no other explanation needed.  Whether it’s impulse spending, [...] Read more »

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7 Tips To Make Your Budget Work

Written by on March 10, 2009 · 14 Comments

1. Maintain An Emergency Fund Of $1,000 This is very important!  If you do not have an adequate emergency fund when life happens to you, you will feel defeated.  It has a very negative impact on your desire to budget when you have to reorganize EVERYTHING to pay for emergencies.  If you have an emergency fund all you have to do is cover the emergency without reorganizing the entire budget. 2. Remember That You & Your Spouse Are On The Same Team The friction caused by disagreement will often cause the budget to be a flop before it ever has [...] Read more »

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How Can We Love Our Children More?

Written by on October 1, 2008 · Leave a Comment

That’s How! Our Children Really Are The Future If you have children I can not think of anything as important as teaching them how to manage money at a very early age.  Think about it for a second.  If you would have learned about money at a young age you could have avoided so many of the financial pitfalls that most of us deal with.  I know I would have loved to learn this stuff early on.  It would have kept me from paying extensive amounts of “Stupid Tax”, as Dave Ramsey calls it.  Stupid Tax is money that we [...] Read more »

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Selling on Ebay is as Easy as 1-2-3!

Written by on May 15, 2008 · 14 Comments

Are you looking for a way to make extra money? Many people use Ebay every day to do just that. My wife has recently started getting really serious about it and it has paid off big time. The success we have had has started somewhat of an obsession. Here’s why. Since April 10th, my wife has made an extra $329.73. I am certain that there is more than one way to be successful using Ebay, but here is how we are doing it. Step One~ The Setup We set up an Ebay account and signed up for PayPal. PayPal is [...] Read more »

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