Just Say NO To Debt CONsolidation!

Once a month I may get something from a company that wants to partner with Enemy of Debt in some way. The one I received today was a little different but not really.  She claimed to read a blog of mine, but maybe she needed to read more of them before contacting me.  Her company was nothing more than a debt CONsolidation and negotiation company.  My response was respectful, but to the point. The OFFER: Hi! I was checking out an article called “I Hate Debt, What About You” on your site www.enemyofdebt.com, and was thinking that I have a […] Read more »

EOD Deluxe Budget 2.0

  EOD Budget has finally been upgraded!! (EOD Deluxe Budget Version 2.0) If you have been wondering where I have been, here is your answer.  I have been working hard to upgrade the EOD Budget so that your budgeting experience will be easier, better, and faster!  I have added lots of new features including an Allocated Spending Plan and a Checkbook Registry.  I have added some new content to the Savings Worksheets, as well as implemented a color coded system so you know what areas need your information.  Yellow cells are the only cells you need to enter your info […] Read more »

How Can We Love Our Children More?

That’s How! Our Children Really Are The Future If you have children I can not think of anything as important as teaching them how to manage money at a very early age.  Think about it for a second.  If you would have learned about money at a young age you could have avoided so many of the financial pitfalls that most of us deal with.  I know I would have loved to learn this stuff early on.  It would have kept me from paying extensive amounts of “Stupid Tax”, as Dave Ramsey calls it.  Stupid Tax is money that we […] Read more »

Here Is Your Financial Blueprint

Here Is Your Financial Blueprint courtesy of Enemy of Debt created by Brad Chaffee Well the time has finally come! You no longer have any excuse at all as to not having a budget.  I have created a worksheet for you to use to make budgeting fast and easy.  It is up to you to take advantage of it.  I have included a savings worksheet for you as well.  Remember a budget isn’t a device to control you, it is a device used to control your money.  Whether you use it to spend irrationally or to manage responsibly, the point […] Read more »