Wealth | Enemy of Debt: Where Behavior Meets Reality

Why Resolutions are Great for Your Well-Being and Your Wallet

Written by guest on January 11, 2012 · Leave a Comment

The New Year is officially here, and with its arrival, thousands of people have started trying to create a better life for themselves through the use of resolutions. While we often focus on the most popular resolutions or the right plan for sticking to them, we often neglect to think about how much money our resolutions could save us. Aside from health and mental well-being, resolutions are also beneficial because they are usually great ways for us to increase our monthly savings, and some are even great for our long term savings plans. So before you reach for that cigarette [...] Read more »

Tags: extra money, health, New Years Resolutions, Wealth, well-being

Book Giveaway: The Wealth Cure by Hill Harper

Written by Brad Chaffee on September 17, 2011 · 20 Comments

Time for another book giveaway! I have not personally read this book yet but it is on my wish list. It sounds like a very inspirational story and a great read for those who want to transform their financial struggles into financial success. Today, I’m giving away one copy of this book and you will have until Wednesday by midnight to enter to win. Enter this Giveaway In order to be eligible to win the hardcover copy of The Wealth Cure all you need to do is leave a comment on this post describing a bad financial habit you have [...] Read more »

Tags: book giveaway, good books, hill harper, personal finance, the wealth cure, Wealth

Motivation 101 – YOU CAN DO IT TOO!

Written by Brad Chaffee on May 12, 2009 · 6 Comments

Are You Motivated? Chances are, you often feel overwhelmed with your financial situation, and like most, you want to do something about it. There are many things that keep us from doing what we know we should do. Time constraints, lack of energy, procrastination, depression, and even addictions to name a few. One that people rarely consider is negativity from the people around them. People will rain on your parade in a second once you start talking about quitting something they too are doing. Whether it be shopping, smoking, going on a diet, exercising, or changing your financial habits, people [...] Read more »

Tags: budget, credit, debt, money, Motivation, savings, Wealth

11 Keys To Building Wealth For Generations

Written by Brad Chaffee on April 24, 2009 · 4 Comments

DOWNLOAD THIS BUDGET – I created this budget to give people the tools needed to budget effectively. Budgeting is very important and I have received many emails about how it has helped people with the process. Give it a try and see what you think! FOLLOW THESE 7 EASY STEPS TO BUDGETING – Proven methods to help you beat the budgeting blues. So many people, including myself, have started a budget and before the month ends the budget is busted. It kills your motivation and desire to budget, and before you know it you are right back to your [...] Read more »

Tags: credit, debt, Investing, kids, money, Priorities, prosperity, Recession, Wealth

Debt-ception – Why Do We Fall For The Lie?

Written by Brad Chaffee on April 7, 2009 · 2 Comments

Debt-ception Is Everywhere! The use of debt is rampant and highly irresponsible. Because we think the good outweighs the bad, we allow ourselves to justify its use. We tell ourselves that it is okay because it is helping us, ignoring all of the signs of its destruction. We have replaced good old fashioned savings for the servitude and hardship that debt brings us. In my opinion we have done this because we have forgotten that no journey worth taking is easy. We have lost hope in our lives and in ourselves, but I know how to get that back. Learning [...] Read more »

Tags: Avoid, budget, credit, debt, lies, money, truth, Wealth

Are You Waiting For Washington To Save The Day?

Written by Brad Chaffee on October 16, 2008 · 1 Comment

As it stands now this is not a political blog, and I want to keep it that way. However, with the upcoming election, coupled with recent events (bailout, mortgage crisis) and the state of our economy, I feel it is important to address this issue. It seems that so many people are putting all of their faith into electing a President that they feel will fly down from the sky with his Presidential cape and leotards to save the day. Why is that? Do people really believe that Washington is going to come to the rescue? Do you really [...] Read more »

Tags: budget, credit, debt, Economy, Emergencies, life, money, Personal Responsibility, Political, Priorities, Recession, savings, Washington D.C., Wealth

Poverty To Prosperity

Written by Brad Chaffee on May 8, 2008 · 7 Comments

This is an age old problem that seems to never go away. How do you end poverty completely and is it even possible? I believe that there is an answer to this question, and believe it or not, the Government is not it. The answer is YOU! The way you think, the way you learn, and the actions you take all determine where you end up. If you can work, then you can change your future. I always remember the true story, made into a movie, where Will Smith plays a homeless man that constantly faces challenges and disappointments in [...] Read more »

Tags: Financial Peace, Inspiration, money, Motivation, Movie, poverty, prosperity, success, Wealth