Fist Pump Friday: I Love You Like A Blogger Roundup – 9/21

Welcome to the weekend, EOD Nation!  I’m feeling extremely relieved for several reasons: we have our hail damage insurance claim taken care of (as much as we can right now) and are just waiting for our contractor to tell us when the roof will be done Our new refrigerator was delivered, and is keeping all our food cold again A major problem at work I’ve been involved in has been resolved With these three stress points behind me, I plan on attending a high school football game tonight, cleaning out smokers tomorrow, and enjoying Minnesota Vikings football on Sunday. Fist […] Read more »

Why I Love My Appliance Protection Plan

Appliance delivery people are carrying a brand new refrigerator into my house as I write this blog post. The best part of this particular refrigerator is the cost: Zero. That’s not entirely true, to be honest. Our old refrigerator stopped working, was not repairable, and therefore being replaced under our appliance protection plan which costs us $60 a month. How Our Appliance Protection Plan Works Under the plan, repairs to the covered appliances have no cost. If an appliance cannot be repaired, it is replaced with a comparable new one. Another perspective is we’re paying each month towards future appliance […] Read more »

These mistakes are easy to make but can cost you dear

It would be a boring world if we were all perfect and never made a mistake. But sometimes, those little slip-ups or errors of judgement can have financial consequences that make you think fate is just punishing you again and again. Here, we take a look at three perfect examples of simple errors that can have a shocking financial impact – including some advice on how to minimise the pain. Missing a payment These days, we have regular payments set up for all sorts of things at home and work. Rent, business rates, telephone, car insurance – and then there […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/14

I noticed last weekend our refrigerator just wasn’t keeping things cold.  We had someone come look at it, and after unsuccessfully trying to revive it by replacing one part, the repair person declared our fridge’s compressor was broken.  Replacing the compressor is just as expensive as buying a new fridge, so I guess we’re dropping major coin on a new fridge. Wrong! After our water heater needed replacement a few months ago, we upgraded our appliance protection plan.  While we have been paying more per month, we’re going to get a new fridge for no additional funds out of our […] Read more »

Insurance Companies Are Not Your Friend

  Insurance companies portray themselves as friends who are there for you in your time of need. However, the reality is they’re a business. Their number one priority is making money, not what is best for you. I’ve been dealing with a hail damage insurance claim since May for exactly this reason. Original Claim The first round of our hail damage insurance claim didn’t turn out well. The adjuster originally approved to have one side of our home resided and the front side of our roof shingled. The explanation given was only one side of our home and the front […] Read more »

Aiming for the Long-Term: 5 Reasons Why You Should Consider Investing in ULIPs

Until recently, protection from loss and wealth creation were two needs that could only be achieved separately. Today, thanks to ULIPs, you can fulfill both financial protection and returns on investments with one solution. By combining an insurance cover with a savings plan, ULIPs, short for unit-linked insurance plans, give people the change to grow their money while concurrently protecting their dependents from life’s unexpected turns. It’s therefore not surprising that ULIPs are developing to be the preferred investment option around the world. If you’re on the fence about making a ULIP your investment plan, below are five convincing reasons […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/7

My daughter got her driver’s license this week! She’s extremely excited about being able to go places in a car by herself, and I’m just as excited about not having to pick her up from school, cheer practice or taxi to and from friends’ homes. Her freedom does result in a higher  monthly insurance premium. However, that increased cost is up to her to pay.  She has a part-time job, therefore she can afford to pay for the insurance as her contribution for having the privilege to drive.  More freedom for all, plus a lesson in financial responsibility…..You have to […] Read more »

Achieving Your Goals: Focus On Behavior, Not The Outcome

Staring at the scale, I already knew what it would say. It was the designated weigh in day to check my progress towards my weight loss goal. I knew I hadn’t lost weight. It wasn’t because the scale hadn’t been on my mind. I thought about it every day. The fact that I thought about it, and only it, so often was exactly the problem. I had focused on the wrong thing, with disastrous results. Focusing On The Outcome is The Wrong Way To Achieve A Goal I was focused on the wrong thing, thinking constantly about what the scale […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/31

I’m excited to fire up my new smoker this weekend!  I’m making summer sausage using some venison a friend of mine gave me.  He provides the venison, I’m kicking in the pork to mix with it as well as the seasonings and we’ll split the product.  When I’m done, I’ll have made about 40 pounds of summer sausage at a cost of $2 a pound.  I’ll keep half of it, which means I’ll have plenty for holiday and football gatherings. Fist pump for making sausage, and my favorite posts of the week! Posts That Make Me Fist Pump The Top […] Read more »

Save Money, Be Ready For Spring With End Of Summer Sales!

With Fall approaching, garden centers at big box stores like Walmart, Target, Costco, Home Depot and others are looking to move their Summer seasonal items. This is a great time to find items you may be in the market for if the price is right. I found just such an item at Walmart yesterday. “Hello?” said my wife, answering her phone. “We have a situation here at Walmart,” I said seriously. “Oh, and what is that?” she replied. “There’s a smoker that I’ve had my eye on all summer that would be perfect for smoking sausage. Regular price is $174. […] Read more »

What You Can Do with An Accounting Degree

An accounting degree can be a wise career investment, but whenever you’re pursuing degree potential, it’s important to ask yourself a few questions: How much money can I expect to make? Will work be easily attainable? Does this career present a desirable schedule for me/my family? Let’s explore the answers to these questions. Read on to dive in to find out just what you can do with an accounting degree, from the benefits it offers, to salary expectations, to the many different types of careers you can pursue. CPA Or Accountant? Before becoming an accountant, you must get a 4-year […] Read more »

How can SMEs reduce their debt?

In the world of business, debt management is approached from a different angle to that of the average householder. Depending on the total earnings of the company, a certain amount of debt can even increase the business’s overall ROI. However, push that too far, and debt can have the same effect on a business as it can on an individual. In some ways, it can be even worse – after all, what is the worst that can happen to an individual? File for bankruptcy and start again with a clean sheet – some have gone from here to great success. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/24

We’re headed to GreekFest, a local event held each year in our city, this evening.  There will be Greek food, entertainment, and crafts to look at and purchase. It should be a good time paired with some amazing food. This is exactly the sort of event at which I don’t mind spending my hard earned cash. I don’t know how to make Greek food, and the entertainment will be fun to watch – should be fun! What about you, EOD Nation, is there a local event you’re looking forward to? Fist pump for Greek food, and my favorite posts of […] Read more »

6 Ways to Trick Yourself into Saving Money

Let’s face it: we’ve all made goals but never worked towards achieving them. From losing weight to sleeping more, it’s easy to say you want to do something but never make progress towards achieving it. Like many other goals, financial goals also seem to have a way to fall through the cracks. Though saving money isn’t the easiest thing, it’s also not the hardest. If you find it hard to commit to saving money consciously, there are all sorts of ways that you can trick yourself into saving money without even trying. Here are 6 easy ways to save money […] Read more »