You Definitely DON’T Need a Credit Score

This guy thinks he needs a credit score

Do you have a credit score?  Probably so.  Do you have any idea what your credit score is?  Maybe you do, maybe you don’t.  Do you really believe that it’s totally necessary to have a credit score?  Most people do, and I think they are wrong. First, let’s take a quick look at exactly what your credit score is and why you have one.  Your credit score, also known as the FICO score, was created by the Fair Isaac Company (Thus “FICO”) to estimate a person’s credit worthiness.  Your FICO score is really just a number that tells people how […] Read more »

What Are You Doing on Bank Transfer Day?

Editor’s Note: This post is in no way linked to the Occupy Wall Street movement. The only thing I support about OWS is their right to assemble and protest, but even if I did agree with them — which I don’t — I would definitely not support the rapes, the violence, and the complete disrespect of others as well as the destruction of public and private property. Bank Transfer Day? Did you know Bank Transfer Day existed? I didn’t either, but I like the sound of it and here’s why. For starters, I used to be a “customer drone” with […] Read more »