“The lies we tell other people are nothing to the lies we tell ourselves.”
― Derek Landy
Self-deception is nothing new for human beings. Researchers have been studying why we lie for decades and the reasons run the gamut from self-preservation to biological imperative.
Lying to yourself can be a useful tool if you are attempting to overcome a psychological obstacle or maybe psyching yourself into a stronger performance.
Where things seem to take negative turn is when you lie to escape accountability or hide serious issues from yourself.
Personal finance is one area where people seem to lie to themselves quite a bit. I see it all of the time in the Community. People are desperate to rationalize spending behavior that they fundamentally understand is in conflict with their long term financial goals.
These people have taken a huge step and joined a debt relief program, but getting their mindset in step with their action plan can take some time.
But wait, I just lied to all of you.
I don’t just see these lies on display in the CareOne Community; I see them in myself all of the time. Every time I walk through a Target, choose a slightly pricier bottle of wine or decide that we can totally afford to eat dinner out versus cooking the food sitting in the fridge.
Being on a debt relief plan, much like being on a diet requires serious honesty from ourselves. We have zippy chance of meeting our long-term goals if we continually glaze over the details with boring and played out marketing slogans like; “I’m worth it.” Or “Life is short…”
The hardest part about living a debt free life is learning how to be completely and rationally honest about our motivations. I have found that confronting a white lie in the moment yields pretty strong results.
The lie loses momentum and, provided you are not arguing with yourself out loud…in the Target…not that I have done that…you stand a pretty good chance of shutting down that misguided purchase.
Although, nobody is perfect and people are sure to slip and indulge the occasional white lie.
I mean hey, “You only live once…” 🙂
How honest are you about your spending?
Do you use any tools or techniques like spending tracking to help keep yourself on the straight and narrow?
Share how you keep lies under control in the comments below.