I Have No Budget, am Buried in Debt, but I’m Going on Vacation

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Photo Credit: Elsie Esq. Who Are You Following Over the Cliff? If there was only one example NOT TO FOLLOW when it came to finance, it would definitely be that of the United States Government. It seems as though it’s getting easier and easier to use our government as the prime example of what not to do. Here we are without a budget, with no savings, in debt like never before AND they just found a 2.3 trillion dollar mistake in the budget projections for, I think, the next 10 years. (2.3 TRILLION?…WOW!) Employment SUCKS, and people are losing their […] Read more »

Race to Freedom Yard Sale Challenge Submissions

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Meet Crystal! She’s not that attached to stuff, except for her tv, and I am super excited that she plans to pay off her car — one of her motivations for joining this challenge. Good luck Crystal and thanks for taking the time to share your thoughts and answer my questions. 😀 Meet Maurine! I really liked the song she chose and she thinks I am crazy for selling my stuff! LOL Yeah it might have been a bit crazy I admit, but guess what? It got me out of debt faster. 😀 She doesn’t suffer from Stuff Attachment Disorder, […] Read more »

Am I Having a Boy or a Girl? Today We Find Out!

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A Proud Big Brother,Isaac with his New Little Brother Noah – Day After Noah’s Birth Hello everyone! What a weekend! Today is an exciting day! All my wife wanted for her birthday was to have an appointment to see a “special” doctor to find out if we are having a boy or a girl — earlier than normal. The first two times she wanted this I was against it, mainly because it costs $100 (it hurts just to think about it) and we were at the time still trying to become debt free. Now we’re debt free, and although I […] Read more »

39 People Were “Soooo Interested”, but Only 8 People Are Currently Still Determined

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Photo Credit: Alex Schweigert When I first mentioned my reality series idea, so many of you were hyped up and said you were so interested in paying off as much debt in 2011 as you could. The Race to Freedom has officially started, but only 8 people signed up for the challenge. 31 of you are missing in action. I know you didn’t eliminate your debt that fast. 😀 I’m trying really hard not to be offended. haha! 😉 I know and understand how life can get hectic, and some of you may have missed a post or two along […] Read more »

Race to Freedom Challenge #1 – Sell Your Stuff

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Do you want to know what motivated us the most when we decided to become debt free? Forget about the BIGGEST motivation, which was the freedom part of becoming debt free. That alone will not get you out of debt. If it did, way more people would be living the debt free life. It's because the goal is too long term for most people, and we are not motivated by what one, two, or even 10 years might be like. We need to see results and fast! Read more »

Email Me Your Race to Freedom Debt Information

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This week I will be accepting debt information from all who wish to participate in Enemy of Debt's Race to Freedom. I will be doing this through the week and organizing it as more people sign up. Hopefully, I will have everything by Saturday. Next week, I would like to start this month's challenge. If you are interested in joining this friendly competition, be sure to sign up, then be sure to get me this info as soon as possible. Email me this information at freedom@enemyofdebt.com. Read more »

Enemy of Debt’s 2011 Race to Freedom

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Happy Monday everyone!! I apologize for taking so long to update you on the "Reality Series"! I was hoping to do so on Friday of last week but ended up battling a power outage due to high winds. The main delay, however, was in trying to work out possible sponsorship. I didn't want to move forward until I found out where I was and now I know. Unfortunately, I was only able to get one company excited about the prospects of my reality series idea. I would like to thank Perkstreet Financial for believing in my very spontaneous and highly ambitious project. (YOU GUYS ROCK!) Unfortunately, in order for it to work in the long term, I needed to have more sponsors on board. Needless to say, sponsorship was a bust this time around. Read more »

What P90X Can Teach You About Paying Off Debt

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Hello everyone and welcome to Enemy of Debt! As most of you know, I recently realized that my actions were not aligned with my goals. This prompted me to fire up the engine room over at Enemy of Fat, but also, to start P90X right now, as opposed to later. My initial goal was to wait until I had lost a few pounds first, then start P90X. It occurred to me that I may have created the prolonged start for P90X because I was scared, AND knew P90X was going to be tough. Although some of my initial decision was […] Read more »

Shredded Cards, Weight Loss, and My Reality Series!

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Hello everyone! I do not say this enough, but THANK YOU for reading and continuing to support Enemy of Debt! It really does mean the world to me. This week I received an email that really makes what I do here COMPLETELY WORTH IT! “Hi Brad, Marvelous site! “Enemy of Debt” has not only saved me a tremendous amount of money, but the peace of mind from the extra money in the bank has been life changing! I have been captivated by your blog because the posts are relevant and touch all the ‘real’ areas of my life. Your motivation […] Read more »

Readers and Contestants: Want to Help Me Make This the Most Awesome Reality Series Ever?

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Okay, I’ve been racking my brain about this reality series idea. The more I brainstorm the more awesome I know it will be. I need your help though, and I am giving away THREE BOOKS to the reader who helps me come up with a name for this reality series!! I NEED YOUR HELP! Here’s what I have (that I can reveal) and what I need from you — my loyal debt hating readers and soon-to-be audience members of the greatest blog reality series in blog history. 😀 What I Know (subject to change as new ideas or challenges arise.) […] Read more »

Debt Elimination Reality Series Questionnaire: How Determined Are You?

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Welcome to a new week! As you know, I am working on an idea I have regarding a reality series here on Enemy of Debt. I am completely overwhelmed by ALL OF YOU who are seriously interested and I’m super excited about the potential this idea has for a variety of reasons. Thank you for the enormous response I received from last week’s post! Here’s why I am so excited! Enemy of Debt will get some extra exposure, which will in turn lead to more people getting out of debt! 😀 The contestants will be motivated by their very real […] Read more »

The Super-Charged Guide to Financial Freedom Review

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How do you increase the likelihood of you completing your financial resolutions? Reading! That’s right! Reading a book, or books related to the goals you want to accomplish increases the chance that you will succeed. That’s not to say you’ll accomplish what you set out to accomplish by simply reading a book. The book acts as a resource to teach you new ideas, but it also helps you stay motivated with your “eye on the prize!” Depending on your goal, it may take more than one book to help you cross the finish line. I read The Total Money Makeover […] Read more »

Looking for 4-6 People Who Are DETERMINED to Pay off Debt in 2011!

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Hi everyone! I have an idea — something never done before on a blog — as far as I know. Think of it as the collision of Enemy of Debt and Reality Television (without the television). A reality show blog style? YES! I’m working out the details as we speak, but first need to find 4-6 of the most determined, focused, and motivated people that have decided to pay off debt in 2011! ONLY SERIOUS people need apply! I am wanting to officially launch this by the end of February or March at the latest. Nine or ten months of […] Read more »

If You’re in Debt, STOP Fueling the Fire…and Win Some Money Too!

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I know it seems extreme to cut up your credit cards for the greater good, but what you have been doing so far has got you where you are. Try something different. In any case, you can always go back to your old ways and rack up some more credit card debt -- though I wouldn't recommend it. You have nothing to lose except for your debt, high stress, living paycheck to paycheck, money fights, extreme frustration, bondage, depression, and poor finanial habits to name a few -- and that's right off the top of my head. There are plenty more! Read more »