If at First You Don’t Succeed, Try, Try AGAIN!

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Are you a debt-hating maniac like I am? Are you successfully working your way out of debt so that you can live a less stressful and more financially productive life? If you’ve been reading this blog for any time at all then you probably know I believe more than anything in your ability to eliminate the debt from your life. Keep chopping away at your debt and one day you will reap the rewarding benefits of that freedom. Unfortunately, some people never find their stride. They’ve tried everything they possibly could, yet getting out of debt seems so unreachable to […] Read more »

P90X Your Finances this Year

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Unless you have been living under a rock, chances are you have heard of the P90X workout system and its charismatic fitness guru, Tony Horton. On January 1, 2012 I started the P90X system and have embraced both the diet and exercise requirements, hoping to take my health and fitness to the next level. I don’t know about all of you but I need a regimented diet and exercise plan to have any chance of staying on track. In fact last year I completely fell off the wagon and gained 30 pounds!  I made 2 resolutions for 2012:  Get healthy […] Read more »

To Be or Not To Be…That is the Question

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Thankful that is…today is Thanksgiving a time to spend with loved ones and reflect on what you are thankful for. It has been a tough year for my family and some days I didn’t feel so thankful, but today I have a renewed attitude of thankfulness and realize just how lucky I am to have my health, my family, and the support of communities like this one. Unexpected Gifts of Thanks Sometimes we are dealt a bad hand and just need to make the best of less than perfect situations. Divorce.  On April 5th of this year my divorce was […] Read more »

Lessons for Investors from Irene

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Irene and a KFC Cup

Millions of Americans were affected by Irene, whether it was a hurricane or a tropical storm. The debate, for many, seems to center on whether reporters and forecasters “over-hyped” the strength of the storm as it approached the East Coast. The answers to that debate are not relevant but there is one lesson we can learn from the experience of forecasters as they plotted the probable track and strength of Irene. At a very basic level, there are two parts to forecasting hurricanes. The first is performed by computers and this generates a variety of possible tracks and levels of […] Read more »

39 People Were “Soooo Interested”, but Only 8 People Are Currently Still Determined

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Photo Credit: Alex Schweigert When I first mentioned my reality series idea, so many of you were hyped up and said you were so interested in paying off as much debt in 2011 as you could. The Race to Freedom has officially started, but only 8 people signed up for the challenge. 31 of you are missing in action. I know you didn’t eliminate your debt that fast. 😀 I’m trying really hard not to be offended. haha! 😉 I know and understand how life can get hectic, and some of you may have missed a post or two along […] Read more »

Enemy of Debt’s 2011 Race to Freedom

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Happy Monday everyone!! I apologize for taking so long to update you on the "Reality Series"! I was hoping to do so on Friday of last week but ended up battling a power outage due to high winds. The main delay, however, was in trying to work out possible sponsorship. I didn't want to move forward until I found out where I was and now I know. Unfortunately, I was only able to get one company excited about the prospects of my reality series idea. I would like to thank Perkstreet Financial for believing in my very spontaneous and highly ambitious project. (YOU GUYS ROCK!) Unfortunately, in order for it to work in the long term, I needed to have more sponsors on board. Needless to say, sponsorship was a bust this time around. Read more »

What P90X Can Teach You About Paying Off Debt

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Hello everyone and welcome to Enemy of Debt! As most of you know, I recently realized that my actions were not aligned with my goals. This prompted me to fire up the engine room over at Enemy of Fat, but also, to start P90X right now, as opposed to later. My initial goal was to wait until I had lost a few pounds first, then start P90X. It occurred to me that I may have created the prolonged start for P90X because I was scared, AND knew P90X was going to be tough. Although some of my initial decision was […] Read more »

Readers and Contestants: Want to Help Me Make This the Most Awesome Reality Series Ever?

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Okay, I’ve been racking my brain about this reality series idea. The more I brainstorm the more awesome I know it will be. I need your help though, and I am giving away THREE BOOKS to the reader who helps me come up with a name for this reality series!! I NEED YOUR HELP! Here’s what I have (that I can reveal) and what I need from you — my loyal debt hating readers and soon-to-be audience members of the greatest blog reality series in blog history. 😀 What I Know (subject to change as new ideas or challenges arise.) […] Read more »

Debt Elimination Reality Series Questionnaire: How Determined Are You?

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Welcome to a new week! As you know, I am working on an idea I have regarding a reality series here on Enemy of Debt. I am completely overwhelmed by ALL OF YOU who are seriously interested and I’m super excited about the potential this idea has for a variety of reasons. Thank you for the enormous response I received from last week’s post! Here’s why I am so excited! Enemy of Debt will get some extra exposure, which will in turn lead to more people getting out of debt! 😀 The contestants will be motivated by their very real […] Read more »

Looking for 4-6 People Who Are DETERMINED to Pay off Debt in 2011!

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Hi everyone! I have an idea — something never done before on a blog — as far as I know. Think of it as the collision of Enemy of Debt and Reality Television (without the television). A reality show blog style? YES! I’m working out the details as we speak, but first need to find 4-6 of the most determined, focused, and motivated people that have decided to pay off debt in 2011! ONLY SERIOUS people need apply! I am wanting to officially launch this by the end of February or March at the latest. Nine or ten months of […] Read more »

Martin Luther King Jr Had a Dream – Do You?

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As I had a chance to reflect on one of America’s great historic figures this weekend, I couldn’t help but think of you. Granted, what this man endured had nothing to do with personal finance, but it had everything to do with amazing self-sacrifice, determination, courage and hope. These are all things that are needed when trying to defy overwhelming odds in order to make big changes in your life. On August 28, 1963 Martin Luther King Jr. delivered one of the most inspirational speeches ever, about a dream and a vision he had for America. That dream was inspired […] Read more »

Manage Your Money Final Week – Think Ahead and Stay Determined!

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This Weeks Prize Winners! (via Random.org) FPU DVD Lesson: The Great Misunderstanding – Budgeting the Fun Stuff A Gift To My Children by Jim Rogers – Kathleen C. Congratulations to you all! 😀 Manage Your Money Final Challenge So far, you’ve learned about budgeting on paper on purpose, deciphering wants versus needs, the benefits of teamwork and accountability, impulse spending, and the impact debt has on your budget each month. Today we are going to finish the Manage Your Money challenge by talking about two things; thinking ahead and keeping the determination alive. Both are important because without either, you […] Read more »

Is It A Boy Or A Girl?

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That Is The Question! I have not announced this here on EOD yet, but thought that today would be the best time to do so.  Alana and I are having another baby, due to arrive on October 26th to be exact.  I am very excited about this and today we find out whether we are having a boy or a girl.  I LOVE BEING A DAD, it is the best gift EVER!   What Do I Hope We Are Having?  Honestly it really doesn’t matter to me.  Either way I will be excited just the same.  I do hope that my […] Read more »

No College Degree Equates To Poverty And A Life Of Debt?

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I got a little annoyed last week, when it was suggested that for someone with only a high school diploma, they were limited to working at the checkout at Walmart. (This argument was used to explain why debt was needed by low income families to get by.) Believing this is ridiculous, and spreading it around for someone without a degree to hear, is irresponsible!  This is America!! Imagine someone with only a high school diploma, hearing someone say this and believing it. Dreams can be crushed before they ever have a chance to germinate.  This is why I am such […] Read more »