Do You Suffer From (SAD) Stuff Attachment Disorder?

Photo Credit: paalia Have you made the smart resolution to work on becoming debt free in 2011? If so, congratulations! As many of you know, making the resolution is just the beginning. Resolutions are easy to make, but unfortunately they’re even easier to break. I’ve broken resolutions myself as I’m sure you have too. In the beginning, you’re pumped up about your decision to do whatever it is that you’ve decided to do, but once life, time constraints, and a lack of discipline get in the way, that motivation wanes and we find ourselves giving up on our desire to […] Read more »

What’s Your Debt Free Plan? Get Organized!

Photo Credit: banspy So it’s 2011 and you have decided to get out of debt. What next? Getting out of debt can be a very overwhelming undertaking especially when you have no idea where you actually stand. The truth, although sometimes ugly, shall set you free. Too many people — my former self included — simply avoid the truth and walk around ignoring the reality of their financial situations. I’ll just say what you probably already know. Ignoring reality doesn’t make it any less real and denial does more to hurt you than to help you. Once you’ve decided that […] Read more »

Shred Your Credit Card…Fa la la la la, la la la la!

What is in the air this holiday season? I am feeling especially festive right now so I decided to break the news in a little song. haha! Maybe I had way too much fun coming up with ‘Twas the Night Before Christmas! Then again, I could have had too much eggnog, but who cares. The important thing is that I’m sharing it with you. 😉 I was recently asked to be a part of something I couldn’t say no to. Actually it was more like I injured myself just trying to respond. Okay, I didn’t really injure myself but I […] Read more »

Pay Off Debt By Saving Money

How often do you mindlessly pay whatever price the store is asking? I’m not even one of those hardcore coupon clippers that spend hours each week laboring over countless newspapers, but I do believe in getting bargains most of the time. Quite honestly, I’m just as guilty as you are about sometimes ignoring possible savings out of mere inconvenience. I sometimes wonder how much I would have saved if I wasn’t so impatient. What if finding and using coupons was actually convenient and less time consuming though? How much faster could you pay off your debt, build that emergency fund, […] Read more »

Great Financial Advice From The In-Flight Safety Handbook

I know what your thinking. "How in the world can an in-flight safety handbook help me financially?" I want to focus today on one specific part of those instructions. Skip ahead to the part about securing your oxygen mask in case of changes in the cabin pressure. Now I know you're really confused, but bare with me. After hearing many stories of financial struggle, and dealing with the raw emotions that come with it, I want to discuss something that seems to be a pretty common issue among struggling families. I have received more than a dozen comments about this issue just over the past six months, so I finally decided to write about it. Read more »