Are You Making Excuses for the Money You Spend?

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spending too much money on shopping

Yesterday was Black Friday. Did you hit the stores at 4am? Were you one of the million of folks out on Thanksgiving to shop the stores that opened in the evening? Or maybe you are like me, you avoid stores on Black Friday (and the days surrounding it) like the plague! I wasn’t always this way, there was a time when I hit the mall bright and early on Black Friday. I was armed with nothing more than my credit cards and a large cup of coffee. The problem with my “plan” was that I didn’t have a list (and […] Read more »

19 Important Questions to Ask Yourself When Shopping on Black Friday

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Hello all! Are you ready for Thanksgiving? If you’ve been a reader for more than a year you probably know I hate Black Friday. There are many reasons for this and I won’t go into it again but I really have a problem with what the Christmas season has become. Really what we have let it become but I digress. Gobble up your turkey and say bye to your family because you have early sales to hit up! (Yes, this is sarcasm.) This year I wanted to provide a checklist of questions to ask yourself to make sure you are […] Read more »

Are Your Actions Setting Up Your Children for a Lifetime of Debt?

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avoid giving in to a child be a positive role model

When my oldest son was little I was a frequent customer at places like Target, the mall, and Bed Bath & Beyond. Shopping for me meant a lot of things. It was therapeutic, especially when I was feeling depressed (oddly enough, depressed about my lack of money was often the case). It was in search of bargains, which in hindsight ended up not being much of a bargain by the time I left. And it was a social activity. My then-husband and I would go shopping whenever we were bored. We said it was just to look around but we […] Read more »

Frugality Tips – Practice Makes Perfect

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This is a guest post written by Ross of GoBeRich.com. Photo credit: Cliff1066 So I took a little trip to the mall the other day with my girlfriend and one of her friends. This was my first mistake. My second mistake was thinking I would tag along with them while they shopped for clothes and shoes and that it wouldn’t drive me insane. Needless to say, it did drive me insane, so eventually I set off on my own in search of something to occupy myself with. I first headed to Game Stop, as I have to admit, I’m a […] Read more »

10 Reasons to Avoid Shopping on Black Friday

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Photo Credit: denipet If there’s something I hate worse than debt when it comes to money, it’s a frenzied shopping spree instigated by the companies to give you a false sense of savings. That’s right I said it. I HATE Black Friday and all that it stands for! I can think of 100,000 better uses of my time as well as my money than camping out in tents the night before the doors open, and then participating in the human version of Running of the Bulls. People need an excuse to spend money and the stores have given them Black […] Read more »

Giveaway – Win a $25 Gift Card To T.J. Maxx!

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Hello everyone! I am back with another giveaway. Last week I received in the mail a few gift cards—one for T.J. Maxx and the other for Marshalls. Each for $25! I really wish I could have done this giveaway before Christmas to give you some extra spending money, but  better late than never right? My wife used the Marshalls card to do some last minute Christmas shopping, and was really impressed with all of the deals she found. She had a great time looking around and had no problem finding the perfect gift. It has been a while since either […] Read more »