A friend and coworker of my wife is retiring today.  It reminded me that it’s been awhile since I checked the progress of our retirement accounts to ensure we’re on track to meet our financial goals for retirement.  I’m expecting to see a good rate of return so far this year, since the stock market has been moving up in crazy like fashion. But it’s definitely time to check in with my 401K investments and make some adjustments if necessary.  When was the last time you analyzed your road to retirement? Get your fists up for big stock market gains….and […] Read more »

Welcome to a Friday, SNOW DAY edition of the Fist Pump!  We’re in the midst of a blizzard warning here in southeastern Minnesota.  We’ve already received about 7 inches of snow, with another 6 expected during the day.  We bought some extra supplies yesterday before the snow started,  so we’re just fine being snowed in for a couple of days. Fist pump for bizzards, and my favorite posts of the week! Posts That Make Me Fist Pump 15 Benefits of Amazon Prime from Young Adult Money Will There Be Fewer Costco Coupons? from Money Beagle How to Stay Motivated After […] Read more »

With this weekend’s temperatures reaching 50 degrees or higher it sure doesn’t feel like February.  It did, however, remind me that spring is not that far off.  It’s time to start saving money away for lawn fertilizer which will be found on sale within the next month! Fist pump for spring, AND my favorite posts of the week! Posts That Make Me Fist Pump Three Immediate Actions to Reduce Debt from DINKS Finance 4 Tips to Avoid Temptation When Paying off Debt from Frugal Rules 5 Ways to Reward Yourself for Financial Progress from Eyes On The Dollar To Refinance […] Read more »

Technology can make our lives easier.  My wife found a great example of this a few days ago when trying to schedule a hair cut for my son.  Instead of calling the salon and asking what times were available, she was able to view open time slots online and get our son on the schedule.  The tool required we pay a certain percentage of the service to reserve the time slot. $8 was charged to our debit card, and our son was off to get a haircut later that day.  Unfortunately, when it was time for him to pay the […] Read more »

Superbowl weekend is here!  Many people will go to a sports bar to watch the game, but that’s just not my kind of atmosphere.  We’ve hosted large Super Bowl gatherings in the past, but I’m just not feeling that either.  We do plan to get together with some friends and cook up some yummy finger type foods and hopefully enjoy a good game.  I’m not hopeful about the commercials, they’ve been subpar the last few years.  What are you doing for the big game? Oh, and don’t forget to get those fists up for my favorite posts of the week! […] Read more »

I went with my son to renew his driver’s license yesterday as he turns 18 next week.  The person who helped us at our local government center asked if he had incurred any driving violations, to which he answered, “No.”  This gave him a small break on the price of the renewal fee.  I didn’t know this discount existed, and apparently it’s a one time thing. It wasn’t a huge discount, somewhere on the order of $6 or $7 bringing the total down to $21 and change.  But saving money is saving money, right? Get those fists up, it’s FRIDAY! […] Read more »

Welcome Friday!  My son is about to get his very first car repair bill.  I thought I heard a noise when he was backing out of the garage to leave for school yesterday, but when I opened the door, I didn’t see anything.  A short time later, I received a text message from my son stating he was a little closer to the side of the garage than he thought, and snapped the passenger side mirror off the car on the garage door frame as he backed out.  I don’t have any idea how much it will be to fix […] Read more »

As 2016 winds down, I would like to take a moment to thank you, the readers of Enemy Of Debt, for another fantastic year.  I encourage all of you to take a few moments to reflect upon how your finances have played out in the past year.  Think about what went right, and what could have used some improvement.  Enter 2017 with your eyes wide open regarding what you have to do to meet your financial goals! Fist pump for the new year! Posts That Make Me Fist Pump Costco Vs Everyone Else from See Debt Run My husband didn’t […] Read more »

There are only a few more days until Christmas, do you have your shopping done?  I have a few small things I’m picking up yet today, but otherwise I’m ready to go.  To put a cherry on top of the holiday season, it’s currently snowing outside, and we’re planning on doing some additional holiday baking this afternoon. Feels like Christmas, looks like Christmas…….FIST PUMP! Keep ’em up for my favorite posts of the week!  Posts That Make Me Fist Pump What I Want My Kids to Know About Money from Club Thrifty 6 Expenses That You Should Review in the […] Read more »

We’re anticipating the arrival of a snowstorm in Minnesota that will dump somewhere between 6-12 inches of snow on us between today and tomorrow.  In anticipation of not being able or wanting to leave the house for the next day or two, I went to the grocery store to pick up some essentials.  Well, that was my intention anyway.  I ended up full fledged grocery shopping.  I guess I should have had a list……. Fist pump for snow storms, and my favorite posts of the week! Posts That Make Me Fist Pump What Can I Pay Out of My HSA? […] Read more »

I’ve held off as long as I could, but I can’t prevent it from happening any longer. I’ve knocked out a HUGE chunk of my Christmas shopping by just sitting in front of the computer, typing and clicking, then waiting for the packages to arrive.  Unfortunately I’ve reached the point in the program where I need to go to physical brick and mortar stores to complete my shopping.  Wish me luck.  How much of your shopping have you done online this year?? Fist pump for online shopping, AND my favorite posts of the week! Posts That Make Me Fist Pump […] Read more »

Happening this weekend is the annual Pizel family Christmas season kick-off.  We’ll put up the tree, as well as decorations around the home, and then watch National Lampoon’s Christmas Vacation.  After these activities are complete, it is officially the Christmas season.  The entire family enjoys it, it’s time we spend together bonding and making memories, and it doesn’t cost us a cent! Get your fists up for fun, inexpensive family time AND my favorite posts of the week! Posts That Make Me Fist Pump Seven Reasons Being Frugal is Awesome from Club Thrifty 13 Costco Money Saving Hacks That Save […] Read more »

Happy Black Friday, EOD Nation! Once again I saved hundreds of dollars with my Black Friday shopping.  I saved hundreds because I didn’t go.  I slept in, and both my mind and my wallet are well rested.  I did pick up a paper, and will look through them this morning and if there’s anything of interest as part of an all day or weekend sale.   Did you go Black Friday shopping? Fist pump for a great night sleep, and for my favorite posts of the week! Posts That Make Me Fist Pump 5 Reasons I’m Skipping Black Friday This Year […] Read more »