The New Year is officially here, and with its arrival, thousands of people have started trying to create a better life for themselves through the use of resolutions. While we often focus on the most popular resolutions or the right plan for sticking to them, we often neglect to think about how much money our resolutions could save us.
Aside from health and mental well-being, resolutions are also beneficial because they are usually great ways for us to increase our monthly savings, and some are even great for our long term savings plans. So before you reach for that cigarette or decide to skip a few days on your diet, consider how much not adhering to your New Year’s resolutions will cost you:
Getting in Shape
Being overweight is expensive. In addition to higher food bills, those who are overweight also pay higher health insurance premiums and higher medical bills. So before you decide to skip a day at the gym or decide to cave and eat that ice cream you’ve been eying in the fridge, consider how much your diet will cost you in the future if you don’t get yourself in shape.
Giving Up Smoking
The cost of pack of cigarettes alone should be enough to deter the regular smoker from lighting up. On average, a smoker will spend over $200 a month on cigarettes. However, the price of cigarettes isn’t the only high cost to smoking. Like the overweight, smokers face high health insurance premiums and high medical bills which can cost them thousands of dollars over the life of their habit. You can start quitting smoking by using those portable vaporizers for sale since it’s a healthier alternative and could be really good way to transition yourself away from smoking. (Go to this site to see a customizable vaporizer).
Getting Out of Debt
With minimum payments devouring paychecks everywhere, getting out of debt and eliminating those wealth hindering payments is a great idea. The interest you would save each month by paying off debt can help give you that much deserved raise you’ve been looking for. It can also reduce the stress you experience day to day improving your health and quality of life.
Going Green
As awareness for our environment continues to grow, many have chosen to live a more sustainable life in the New Year. While going green is a great way to conserve valuable resources, it is also a great way to increase your wallet. A few easy ways to do something good for the environment while saving yourself some money include weather stripping, lowering the thermostat, and becoming a one car family.
While other resolutions such as traveling more or finding a better job are admirable resolutions, they aren’t always going to put extra dollars in your pocket right away. While attaining a better job will definitely increase your personal wealth, getting one may require you to get your HVAC or pharmacy technician certification which may not be an investment everyone could afford to make. However, by choosing to and sticking to one of the above resolutions, you can quickly and easily increase your personal wealth while also doing something great for yourself.
