Fist Pump Friday: I Love You Like A Blogger Roundup – 3/28/2020

Two weeks ago I started working from home as my employer suggested we do so on  a voluntary basis.  Last week working from home became mandatory for the foreseeable future. I could complain about how the days run together, and how I’ve been spending the bulk of my time sitting at my kitchen table with my laptop and giant secondary monitor I retrieved from my office.  But, the truth is I’m grateful.  I’m thankful that I have a job I can do from home, and that I have a home in which I can stay safe with only occasional trips […] Read more »

The Case For Dumping Our Gym Membership

My wife and I have been paying $155 a month for a gym membership for years. I can count with my fingers how many times a year I don’t work out. I’ve also been a big advocate that it’s easier to make exercising part of your lifestyle if it’s an event. For these reasons I’ve thought the high cost of my full priced gym membership was worth it. That changed last week. I used to go to spin classes all the time, but the class times just don’t line up with my availability. So, last week I bought a spinning […] Read more »

Make Money through Your Hobby

make money from hobbies

Have you ever wondered why people enjoy doing certain things more than the others? Well, that is closely related to our interests. Every individual has its own unique interests and hobbies that bring happiness and enjoyment into his or her life. When talking about hobbies, it is crucial to note that there is an abundance of them starting form crafting, writing, playing online games to shopping, singing, and so much more. In your attempt to enjoy your unique hobby, you often need some amount of money so that you can support it in the long run. We have our regular […] Read more »

How to Manage Debt Effectively

debt coping strategies

In today’s society, debt is almost an inevitability. From the moment that an 18-year old enrolls in college, until the moment they die, the average American will spend basically their entire life in some form of debt. For many, getting out of debt is next to impossible. It would take something close to a miracle to reach a point where they could pay off all of their bills at once. With that in mind, debt management should take precedence over debt elimination. We’ll explore this subject further here: Prioritize As with any budget, people who face debt should make a […] Read more »

Mid-Year Resolutions: Increase Your Financial Fitness

improve financial fitness

Who says you can only make resolutions at the beginning of the year? Sure, we’re more than a few months into 2020, but there’s no time like the present to tackle a serious issue that many people are turning a blind eye to – their financial fitness. Do you think you’re in perfect financial shape? Or, could you stand to do a few financial burpees and squats? The truth is that you may not be as aware of your real relationship with money as you think you are. Check out the tips below to begin the rest of the year […] Read more »

Fist Pump Fiday: I Love You Like A Blogger Roundup – 3/20/20

I’m a week into working from home mode.  I leave the house to get my wife to and from work (as a paraprofessional for the school district she is currently providing child care for essential emergency workers), and to go to the grocery store.  That’s it.  There are rumors the governor of Minnesota will eventually declare a state of shelter in place.  That wouldn’t change my life at all at this point.  So far things are going alright, at least I don’t have to hurry to take a shower in the morning! Fist pump for working in jammies and my […] Read more »

I Bought A Year’s Supply of Something at Walmart

On Saturday I walked into Walmart, completely filled it with a single product and headed to the checkout counter. After putting my haul into my van, I went back in and did it again. With a third cart full the next day I had an entire year’s supply of the product, and I’m not even sorry about it. I didn’t purchase toilet paper, cleaning products or any of the other products people are currently panic buying. It was charcoal. Every March, Walmart has a spring charcoal sale and I stock up. It’s literally the only time during the whole year […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/13

The Coronavirus hysteria has reached my employer.  I received an email from my employer late yesterday afternoon recommending those who can work from home should seriously consider doing so. Therefore, starting today I’m working from home until further notice. I stopped by the grocery store to pick up a few things and found the shelves very empty.  Not just the toilet paper aisle, almost everything. I just wish it was nice enough outside for me to sit on my deck and work. Fist pump for working from home and my favorite posts of the week! Posts That Make Me Fist […] Read more »

Gap Insurance: Read the Fine Print

A few weeks ago I wrote how happy I was with the decision to purchase gap insurance for my daughter’s car.  The insurance company evaluated the vehicle as a total loss due to damage incurred from an accident. I owed more than the market value of the car, and was told gap insurance would pay the difference. However, the letter received from the insurance company had me rethinking the value of gap insurance. Read the Fine Print The letter said no payout was required from the gap insurance claim due to the loan being satisfied through a clause in the […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/6/20

Welcome to another weekend, EOD Nation. I like to save money as much as the next guy, but I have no problem spending money on worthwhile activities and experiences. For example, this weekend I’m headed to a Food and Wine Expo where I wonder around a large facility sampling wines from across the country as well as food from restaurants in the area. Not only is it a fun filled 5 hours, but it also exposes me to different food and wines I may want to buy later for enjoyment at other gatherings.  The face value of the ticket is […] Read more »

Insurance Company Claim Difficulties? Keep Calling, and Calling, and Calling

It’s been over three weeks since my daughter’s car accident, and I feel like I’m in insurance company wasteland. Initial Claim Handling At first, things moved very quickly. The insurance company adjuster looked at the car within days, and declared it a total loss. One week after the accident I had a settlement statement emailed to me, and had signed the title over to the insurance company. My insurance company indicated that’s all I needed to do, and payment would be sent to my lender promptly. I had contacted my gap insurance provider and started a claim. They told me […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 02/28/2020

The road to handle both our automobile insurance and the gap insurance claims for my daughter’s car accident has been long and windy. I took many phone calls to get everyone the information they needed, but I believe payments from both policies are in flight. We’ve already purchased a replacement car, so at least I don’t have all day Duber (Dad Uber) responsibilities.  The outcome is good (wrecked car completely paid off), but I could do without having to deal with insurance companies for awhile. Fist pump for being done dealing with the accident, AND my favorite posts of the […] Read more »

Split A Meal, Save Some Cash

Sitting across from my son and his girlfriend in a restaurant, I listened as they picked a meal to share. My first thought was to question whether they’d both get enough food. Then, my mind was flooded with memories of bringing home leftovers or being miserably full when leaving the restaurant. Maybe my son was on to something that could help my wife and I cut our bill when dining out. By sharing an entrée, you can significantly reduce the overall cost of eating at a restaurant. However, there is a little bit of art to the process. Some entrees […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 2/21/2020

My daughter handed me an unusually heavy plastic bag, which I quickly realized was full of coins. “Isn’t there a place where you can take these to turn them into money?” she asked smiling. I listed several places  I could take her coins:   The CoinStar machine at Walmart, which was most convenient but would take 10% of her money as payment. The coin counter at our local bank She scoffed at paying to convert her coins into paper money, and asked if I would take it to our local bank. She collected all the loose coins she had from […] Read more »