Update: Amazon’s Return Process Used To Be Easy, Now It’s Almost Effortless

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Returning items ordered online can be an intimidating process, and somewhat worrisome until you see the refund posted to your account. Close to two years ago I wrote an article outlining how easy it was to return things to Amazon, however I just had an experience that had me shaking my head. It’s actually gotten EASIER to return things to Amazon and you can have your refund almost immediately. I had ordered some costume items for my daughter for her use in her cheer team’s themed homecoming float. Some of the items did not arrive in time for her to […] Read more »

Good Credit Habits You Need to Start ASAP

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Getting out of debt is no simple task, no matter what people tell you. It takes hard work and commitment to good money management habits. Photo by Helloquence on Unsplash That much may be clear. What’s not so obvious are the habits you should make and break to reach your goal. If you’re left wondering what to do, check out the guide below. Here are good credit habits that will help you manage your money like a pro. Learn When to Get an Online Personal Line of Credit and When to Wait It’s handy having an online personal line of […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/18/19

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Happy Friday, and happy weekend EOD Nation!  My wife and I are having a date night tonight, as our favorite acoustic guitar performers is playing at our favorite restaurant.  Of course we’ll be stopping at Costco first to pickup a discounted gift card to save money on our meal. Fist pump for date nights, saving money, and my favorite posts of the week! Posts That Make Me Fist Pump 103 ALDI Special Buys You Need Now from Four Hats And Frugal Save on Groceries by Limiting Junk Food from Beating Broke There Are Two Parts To Your Budget Equation from […] Read more »

Pizza Delivery Showdown: Pizza Hut, Domino’s, And Godfather’s

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While hanging out with some family in town for a visit, we decided to order pizza. The outcome of the, “Where should we order it from,” discussion was, “whatever is least expensive.” I threw my predispositions aside and compared three major pizza delivery chains using three simple ordering scenarios. The Rules Countless combinations of pizza options exist, and pizza delivery chains are almost continuously running specials. This makes a complete analysis impossible. For the purpose of this exercise, I’ll keep the scenarios very simple. First, here are the base parameters of my comparison: Ignore any specials or promotions Compare three […] Read more »

8 Items To Consider When Expanding Your Business Globally

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  After years of fighting to create a successful business, once you make it, what possibilities exist in the future? For some business owners, merging with other companies to expand the brand is the way you may choose to go. For others, looking into global expansion may sound exciting. If you are interested in investigating global expansion, here are eight items to consider when moving your business brand into the global world. Have a Plan No matter how you make changes in your business, or which direction you choose to move it, make sure you understand what moving your brand […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/11/2019

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We’re getting to the tail end of the high school football season.  What that means in Minnesota is, if your daughter is on the cheer team and you go to watch her cheer at the football game it’s gonna be cold. Air temp was hovering around freezing and snow flurries were being whipped around by a biting wind. On our way to the game, my wife and I stopped at a convenience store and purchased hand warmer pads – the kind that get hot when you shake them, and then are placed inside your gloves to keep your hands warm.  […] Read more »

What’s The Difference? Checking vs. Savings Account

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My daughter sat on the couch beside me, crossed her legs and said, “Father, explain the difference between a checking account and a savings account.” It was a fantastic question, and I was thrilled to answer it. She currently only had a checking account, and I was hoping she was asking as a precursor to wanting to open a savings account to save up for something in the future I have her a basic definition of the two types of accounts, and how they differed: General Description Checking accounts are for daily use for the transactions of every day life, […] Read more »

Six Marijuana Stocks to Invest in for 2019

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canabis stocks to invest in 2019

  There’s a lot of money being made with marijuana stocks in both Canada and the United States. As the cannabis market expands and comes into its own, the money-making opportunities in the industry, and specifically in the stock market, will continue. The problem is, however, there are so many companies out there with shares for sale. So, for help in your journey into marijuana investing, five of the best marijuana stocks for 2019 and some information about each are detailed below. Aurora Cannabis (ACB) Aurora Cannabis is one of the biggest cannabis producers and distributors in the world. They […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/4/2019

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We’re proving the power of the potluck tonight. My wife and I are having a group of friends over for a fish fry and to watch the Minnesota Twins start the post season.  We know some people that have fish from a deep sea fishing trip they want to get rid of, so we started a text thread and rounded up a group of 18 people to bring their favorite side dish or dessert and hang out for a night of food, fun, and baseball. How about you, EOD Nation, how do you have fun without spending a lot of […] Read more »

Medical Insurance 101: Explanation of Benefits, Negotiated Rates, Deductible and Out Of Pocket Maximum

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A few weeks ago I tore the Achilles tendon in my right foot. I was seen at a walk in clinic, had an MRI, had surgery a few days later and have had 2 followup visits since. As you might imagine the medical bills are starting to roll in, and I’ve had a crash review course in how medical insurance works. Here are some of the concepts and terms you’ll hear when dealing with medical insurance. Explanation of Benefits (EOB) You healthcare provider sends information about your visit to your insurance provider. The procedure(s) done are given a code as […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/27/19

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My son is in his third year in college, and in the last 9 months he’s really shown signs of maturing. First, there was the time he declined to come play softball with me at a 9:15 Monday night game because he was trying to get in the groove of going to bed early so he could get to work early. Then just recently he told me of his new plan to track and limit his weekly spending so he could grow his savings account balance! Fist pump for financially responsible kids, and my favorite posts of the week! Posts […] Read more »

Is it worth investing in a final life insurance policy?

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  Thinking about the prospect of passing away isn’t pleasant, but there comes an age when you actually need to accept that this is the natural course of life. If you’ve been contemplating on this thought lately, you’re probably worried about your loved ones and how challenging this event will be for them. Because besides the emotional part, there are financial worries involved as well, when someone from the family passes away, perhaps it’s time to consider getting a final life insurance. Even if you might not be eager to pay a monthly fee for this type of policy, it’s […] Read more »

5 Things Grocery Stores Do to Get You to Buy More Stuff

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  Ah, grocery stores. Aisle after aisle of colorful packages and bottles, handy carts to help you haul your loan (unless of course you get that evil cart with the wonky wheel), and of course, the easy listening music to help you forget your troubles. Seriously, how can you stew about your idiotic next-door-neighbor (mowing the lawn at 7:00am? Who does that?), or worry about your business not taking advantage of Unified Communication as a Service, when Lionel Richie or Hall and Oates are crooning? Good times. Well…sorta. You see, grocery stores aren’t just in the business of selling you […] Read more »

The Grocery List Draft: Resolving Grocery List Differences With Your Significant Other

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Imagine a couple sitting at the kitchen table meal planning for the week and making a grocery list. For the most part they agree. However each has things they’d like to put on the list, but buying everything would bust the grocery budget for the week. Instead of having the discussion turn into an argument, the two turn their grocery shopping list exercise into a sports-style draft. How It Works In a sports draft, each team takes turns picking players to be on their team. With some modifications, this methodology can be used by couples making a grocery list. Make […] Read more »