5 Steps To Avoid Overpaying For Your New Appliance

The microwave made a horrible loud buzzing noise, and when the time reached zero the food inside was still cold. My over the range microwave was broken, and not worth fixing. It was time to get a new one. Before going shopping, I needed to research microwaves and know exactly what I wanted. Because if I didn’t know what I wanted, a salesperson would likely talk me into buying a model with more features than I’d use, costing more than I wanted to spend. New microwaves have more bells and whistles than I expected. I knew there were different sizes […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/7

I’m extra excited about this week’s posts. Included in the list is a festive and seasonal post from Money Beagle about the movie National Lampoon’s Christmas Vacation. In the post are opinions I’ve shared for years, but never ran the numbers about just how much damage Clark would have to pay for out of pocket. If the events of the movie really happened, would Clark and family really get a swimming pool?  Check out the post and decide for yourself – it’s super fun. While you’re at it, check the other posts of the week which are equally as awesome, […] Read more »

How A MicroSD Card Could Save You $100 On Your Next Phone

With my current cell phone refusing to charge, I was shopping for a new one. I wanted a Samsung Galaxy S8+ (I could save money by buying the previous generation of phone), color didn’t matter. A little more thought was required when the sales representative asked me how much internal storage I wanted. Several choices were available, the price increasing with the memory size. I knew memory could be added to the current Galaxy phones by inserting a microSD card, so I contemplated if I should buy a phone with less memory and add a microSD card, or just buy […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/30

I’m watching it snow out my window as the first winter storm of the season is underway. Nothing too bad, 5-8 inches of heavy wet snow is predicted to have fallen by the time the system moves out tomorrow morning. I’ve cleared my driveway once, and had a good chuckle remembering a post I wrote a few years ago about how real men use a shovel (not a snow blower).  While stuck at home for most of the weekend, we’ve done some laundry and put up our Christmas tree. It’s starting to feel like the holiday season! Fist pump for […] Read more »

Black Friday Shopping Done Right

For years I’ve bragged about the good night’s sleep I have the morning after Thanksgiving, portraying an attitude of non-interest regarding Black Friday shopping.  But, it’s time to come clean. I am a willing participant in the Black Friday madness, including this year.  Well, sort of.  Let me explain. Two Black Friday “Secrets” To say I slept in on Black Friday was no lie. I woke up well past eight o’clock, a full 4 hours past my normal weekday waking time.  I fought no crowds, visiting exactly zero stores that day.   There are two very important things to remember when […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/23

Today is Black Friday, and as has been tradition as long as I’ve been writing here at EOD, I will tell you what a great night’s sleep I had last night. I spent an enjoyable day yesterday with family, and went to bed after watching news stories of peopled lined up for doorbuster deals. This morning I watched the morning programs have segment after segment boasting the best deals to be had today.  I spent exactly zero dollars.  Zero. I refuse to let mediocre deals on sub par quality products coax me into staying up all night fighting crowds and […] Read more »

Don’t Ignore Budget Maintenance

When was the last time you paid attention to your budget? I don’t mean a glancing look, I mean sit down at the computer or kitchen table and really dug into it ensuring it accurately reflects your expenses and spending? If you don’t regularly evaluate your budget and our spending, your finances are not running as efficiently as they should. My wife and I spent the majority of our Sunday afternoon cleaning our home. As I worked through some of the tasks, I was surprised at how dirty some areas were (and at just how much cat hair had collected […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/16

Next week is my favorite holiday, Thanksgiving. I am consciously thankful each and every day, but it seems right for there to be a special day devoted to be thankful.  Whatever challenges you may have, financial or otherwise, keep in mind all the blessings you have in your life and be thankful for them. Fist pump for being thankful and my favorite posts of the week! Posts That Make Me Fist Pump Does It Matter Where You Go to College? from Money Crashers 3 Ways to Eat Well on a Budget This Thanksgiving from Everything Finance How to Protect Yourselves […] Read more »

Never Pay Full Price For SiriusXM Satellite Radio

We’ve had SiriusXM satellite radio in our van for years. We actually have the package that comes with online streaming, so we can use it with our phones paired to a bluetooth speaker when sitting outside or traveling. So when I noticed our subscription was about to expire, I knew exactly what I needed to do: I needed to call and cancel our subscription. It may sound strange that I would call and cancel a service I use daily. Our subscription was a promotional offer that was half the regular advertised price. Now that the promotional period was over, our […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/10

Yesterday a few coworkers and I signed a patent application! My employer has an intellectual property program that encourages, and actually pays employees to patent ideas designed in the course of doing our work. They have a whole legal team devoted to the process. It protects their products and it puts some extra cha-ching into the inventor’s pockets.  The extra cash will show up in my paycheck just in time for Christmas shopping! Fist pump for a little extra cash, and my favorite posts of the week! Posts That Make Me Fist Pump A New Case for Unsubscribing from Nearly […] Read more »

Do NOT Start Your Christmas Gift Shopping

If you are thinking of going Christmas present shopping in the very near future, stop. Seriously, put down the checkbook, wallet, or purse because now is the worst possible time to do so. You’re guaranteed to pay full price, and there’s absolutely no reason to pay full price for any Christmas present. The Price Hike I’ve had my eye on a smoker at Walmart that has been on clearance for weeks. As grills, lawnmowers and other summer seasonal items were put on sale to make room for Christmas trees and snow blowers I noticed a smoker regularly priced at $274 […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/2

As we near the end of 2018, I realize we’ve had more medical bills this year than any other year.  Both my wife and I have been to the emergency room and both kids have also had significant visits to the doctor. I’ve drained my HSA, and still carry a balance to the hospital. I’m not worried about it, as I’ll just keep making payments each month.  I wait until my monthly pre-tax HSA contributions show up in the account, and then make a payment.  Come January, I’ll get another round of employer and incentive contributions and the bill will […] Read more »

Make Money Selling Re-Selling Clearance Items

If you want to earn some extra money, but common side hustles such as mystery shopping, blogging, or even a second job don’t interest you, I have another idea for your consideration. Reselling clearance items found at stores you visit every day on Craigslist can put extra money in your pocket. I go to Walmart several times a week to pick up necessities for my family, and each time I do I walk through the outdoor section looking at grills and smokers. As summer turned to fall the prices of these grills and smokers declined as Walmart tried to clear […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/26

A couple of weeks ago I fist pumped for my kids being financially responsible as they both paid for the privilege of having a car using paychecks from their part-time job. Today they both received paychecks again, and I noticed they are each accumulating quite a healthy bank account balance. I started to wonder if  I should have them take on a larger financial responsibility as what they currently pay is only a portion of their car payment and insurance. In the end I decided against it in favor of letting them grow their accounts, saving for emergencies or special […] Read more »