Fist Pump Friday: I Love You Like A Blogger Roundup – 3/5/21

I’m excited about this weekend, EOD Nation.  I’m always happy to see a weekend come into view, but this weekend I get to do something I really enjoy.  I get to make sausage. A friend of mine raves a sausage he and his wife had while on vacation in Paraguay a few years ago, and he found a recipe. I couldn’t turn down his request to help make it. We cubed the meat and mixed in the seasonings so it would be ready for grinding and stuffing tomorrow. It smells delicious! What inexpensive fun do you have going on this […] Read more »

If You Have A Skill, You Have A Potential Side Hustle

The question my wife asked was intriguing. I had just spent four hours helping a family member build a personal computer. It wasn’t the first time I had helped someone do so. The process is time consuming and takes technical skill to get it right, as well as to isolate and fix problems when things go wrong. My wife simply asked if I had ever considered doing the same thing as a business to make some extra money? How Much Could I Charge? As our discussion continued, she wondered how much I would charge for such a service. Other trained […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 2/28

Over the weekend I had a towing receiver installed on our new vehicle.  I need the receiver for the storage basket we use on our trips to Florida.  After skipping last year due to Covid-19 restrictions, we’re once again planning a beach trip this year.   Many people in our vacation group have been vaccinated, and things are relatively open in Florida.  Although quite frankly, we plan to stick to the rental house and the beach (the house is right on the beach) to minimize contact with others. We purchased a no-worries cancellation policy so we’re keeping an eye on […] Read more »

4 Ways Couples Handle Discretionary Funds

Over the weekend I showed my wife a video of a new piece of equipment I hoped to eventually add to our home gym. The object of my desire had previously been mentioned, so she asked me why I hadn’t purchased it yet. I stated the reason was we hadn’t had a serious conversation about me spending $200. I didn’t feel comfortable making a purchase of that size without discussing it and making sure it fit into our spending plan. Both parties in a relationship deserve to spend discretionary funds on things they want. Cooperation is required to ensure both […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 2/20/21

It has been cooooooold outside the last few weeks. We’ve been pretty spoiled so far this year in the Midwest as we’ve had mild weather and no really big snowstorms.  Another benefit of such weather is monthly utility bills have been less than usual for this time of year.  That luck ran out at the beginning of February when temps took a dip.  For an entire week, temps struggled to get above zero (Fahrenheit).  I’m guessing next month’s utility bills will reflect that.  The good news is Spring is just around the corner! Fist pump for low winter utility bills, […] Read more »

Why I’m Financing New Furniture

It all started with me pointing at a small rip in our couch worn with 17 years of use. I told my wife the next home related item we should save for and replace was the furniture in our living room. Two days later I found myself filling out an application for a 24 month, zero percent interest financing offer to order a couch, love seat and recliner combination. The obvious intent of my statement to my wife was to begin saving money. When enough funds had been stockpiled, we would go shopping for furniture. After some investigation and discussion, […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 2/12/21

It’s Valentine’s Day this weekend, as if you didn’t already know.  Polls show that despite the pandemic, Americans are planning to spend more than ever on their significant other. The pandemic may actually be fueling the increase in spending because many have more discretionary funds due to lockdowns.  My wife has instructed me more than once that I am not to buy her flowers.  We do have plans to go out to eat for a special Love Day meal at one of her favorite restaurants.  Outside of that, we’ve both agreed that the best use of our funds right now […] Read more »

Successful Budgeting Requires Looking Ahead

Looking at the calendar, I knew my wife and I had to do some extra planning during our next budget talk. Our budget cycle runs bi-monthly because that’s how I get paid. Looking at the 2021 calendar, I get paid on January 29th, and then again on February 15th. In between those two paydays are three weekends. We normally split the discretionary funds for a pay period between two weekends, but just how the calendar laid out in this instance, we have three. This situation requires us to look ahead, and plan ahead. Life is full of scenarios just like […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 2/5/2021

NFL football is my favorite sport to watch, therefore The Super Bowl is one of my favorite events. Normally I’m getting together with friends for the big game, either at my home or somewhere else.  This year, my wife and I will be winging it alone.  Literally, since I will need to have Buffalo wings as part of the game day food.  See what I did there?  It’ll be different, but I’m sure I’ll still enjoy the game. After all, my wife is my favorite person, and she loves football just as much as I do. Fist pump for The […] Read more »

Not Everyone Has Hassle Free Return Policies Like Costco and Amazon

I’ve become accustomed to the hassle free exchange policy of the most popular retail giants. Returning something ordered from Amazon is as easy as bringing it to the nearest UPS store, scanning a QR code and having the refund sitting in my Amazon account by the time I get home. I once returned an unused air mattress I decided I didn’t want to Costco nearly a year after I purchased it. No questions asked. But not all retailers are the same. Consumers need to research  the return policy of unknown retailers, especially if ordering online. I was reminded of this […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 1/29

With the reopening of restaurants in Minnesota, last weekend my wife and I went out to dinner with some friends.  It was fun, and the food was great but eating out can be expensive. This weekend will look much different.  Tonight, my wife and I purchased Alfredo sauce from Olive Garden and made pasta at home.  A normal Olive Garden visit would cost close to $100, but at home it’s a fraction of the cost.  Saturday night I’ll be grilling steaks, again at a fraction of the cost of going to a steakhouse.   We may not be going out, […] Read more »

Combining Money Saving Techniques In A Single Night Out

We share a lot of great money saving tips here on Enemy Of Debt. The goal is to enable readers to save money in their day to day life. Other personal finance blogs aim to do the same. Individually these tips will save money, but imagine if several could be combined into one frugal event. That’s exactly what my wife did with some friends over the weekend. Restaurant Gift Cards from Costco My wife and I planned to go out to dinner with two other couples. The agreed upon restaurant sold $100 gift cards at Costco for a price of […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 1/23/20

I unexpectedly had to shell out $125 for a new food saver vacuum saver this week.  A food saver allows me to make bulk amounts of taco meat, sloppy joes and barbeque items and then vacuum seal them for later use.  It helps not waste leftovers as well. But they only seem to last a few years before it just stops sucking the air out of the packages. I’ve read articles saying the gaskets wear out.  I saw a suggestion to wet the gaskets, but it didn’t help my cause.  So, I bought a new one, and it works like […] Read more »

Three Ways To Make Your Aging Computer Last Longer

A friend of mine called complaining her computer was running slower than it used to. Frustrated, she asked if I could look at it and see if there was anything I could do. Having dealt with this exact problem on my own computer I had some ideas as to what to look for. Check Hard Drive Utilization If your hard drive is filled near capacity, your computer will run slow. Check the utilization of your hard drive and delete unneeded files. If you keep pictures and videos on your computer, consider buying an external hard drive to store that data […] Read more »