Pizza Delivery Showdown: Pizza Hut, Domino’s, And Godfather’s

While hanging out with some family in town for a visit, we decided to order pizza. The outcome of the, “Where should we order it from,” discussion was, “whatever is least expensive.” I threw my predispositions aside and compared three major pizza delivery chains using three simple ordering scenarios. The Rules Countless combinations of pizza options exist, and pizza delivery chains are almost continuously running specials. This makes a complete analysis impossible. For the purpose of this exercise, I’ll keep the scenarios very simple. First, here are the base parameters of my comparison: Ignore any specials or promotions Compare three […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/11/2019

We’re getting to the tail end of the high school football season.  What that means in Minnesota is, if your daughter is on the cheer team and you go to watch her cheer at the football game it’s gonna be cold. Air temp was hovering around freezing and snow flurries were being whipped around by a biting wind. On our way to the game, my wife and I stopped at a convenience store and purchased hand warmer pads – the kind that get hot when you shake them, and then are placed inside your gloves to keep your hands warm.  […] Read more »

What’s The Difference? Checking vs. Savings Account

My daughter sat on the couch beside me, crossed her legs and said, “Father, explain the difference between a checking account and a savings account.” It was a fantastic question, and I was thrilled to answer it. She currently only had a checking account, and I was hoping she was asking as a precursor to wanting to open a savings account to save up for something in the future I have her a basic definition of the two types of accounts, and how they differed: General Description Checking accounts are for daily use for the transactions of every day life, […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/4/2019

We’re proving the power of the potluck tonight. My wife and I are having a group of friends over for a fish fry and to watch the Minnesota Twins start the post season.  We know some people that have fish from a deep sea fishing trip they want to get rid of, so we started a text thread and rounded up a group of 18 people to bring their favorite side dish or dessert and hang out for a night of food, fun, and baseball. How about you, EOD Nation, how do you have fun without spending a lot of […] Read more »

Medical Insurance 101: Explanation of Benefits, Negotiated Rates, Deductible and Out Of Pocket Maximum

A few weeks ago I tore the Achilles tendon in my right foot. I was seen at a walk in clinic, had an MRI, had surgery a few days later and have had 2 followup visits since. As you might imagine the medical bills are starting to roll in, and I’ve had a crash review course in how medical insurance works. Here are some of the concepts and terms you’ll hear when dealing with medical insurance. Explanation of Benefits (EOB) You healthcare provider sends information about your visit to your insurance provider. The procedure(s) done are given a code as […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/27/19

My son is in his third year in college, and in the last 9 months he’s really shown signs of maturing. First, there was the time he declined to come play softball with me at a 9:15 Monday night game because he was trying to get in the groove of going to bed early so he could get to work early. Then just recently he told me of his new plan to track and limit his weekly spending so he could grow his savings account balance! Fist pump for financially responsible kids, and my favorite posts of the week! Posts […] Read more »

The Grocery List Draft: Resolving Grocery List Differences With Your Significant Other

Imagine a couple sitting at the kitchen table meal planning for the week and making a grocery list. For the most part they agree. However each has things they’d like to put on the list, but buying everything would bust the grocery budget for the week. Instead of having the discussion turn into an argument, the two turn their grocery shopping list exercise into a sports-style draft. How It Works In a sports draft, each team takes turns picking players to be on their team. With some modifications, this methodology can be used by couples making a grocery list. Make […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/20/19

It’s homecoming weekend at my daughter’s high school.  Her cheer team is doing a routine at the pep fest and at the football game, and also has a float in the parade.  Tomorrow she has the homecoming dance. Since she’s a senior, this is her last one and I’ll be soaking it all in. One kid in college, one finishing up her time in high school.  The kids are growing up, which brings on lots of new challenges. I’m sad to see them leave their childhood behind, but excited to see what’s next for them! Fist pump for bright futures, […] Read more »

Save Money On Prescription Medication using GoodRx

A doctor’s visit resulting in a prescription being written usually concludes with the question, “ What pharmacy would you like this sent to?” Instead of immediately answering with your favorite pharmacy name, you should instead be asking the question, “What drug is being prescribed?” Like any other purchase, you should shop around for the best price for your prescription medication. The GoodRx ap on your mobile device is an easy and free way to to find the best prescription drug prices in your area. How It Works With the GoodRx ap installed on your mobile device, enter the name of […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/12/2019

`I’m having surgery at 7:00am tomorrow morning. On Tuesday, I was running on the indoor track at my health club when I stumbled, landed awkwardly on my right foot, heard a pop and went to the ground.  I had torn the Achilles tendon in my right foot.  The good news is, I’ve been struggling with a large bone spur on that same heel that has made me limp for a couple of years. Since they’re working in that area, they’ll be shaving off that large bone spur. Fist pump for 2 for 1 surgery, and my favorite posts of the […] Read more »

4 Things You MUST Do If You Lose Your Debit Card

I slammed my fist on the dashboard, knowing exactly what I had done. I was on my way home from running errands, stopped at an ATM for cash and forgotten to take my card. It had likely been sucked back into the machine, never to be seen again as per my bank’s policies. It was going to be a pain in the you know what, but I knew exactly what had to be done. On The Road To Recovery If you lose your debit card (or credit card), take the following actions immediately. Deactivate Card : I could call my […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/6/2019

This weekend, I’m helping my employer save some money. My internal organization is having a picnic an volleyball outing, and for the second year in a row I’m smoking BBQ for the main course. I checked how much a local BBQ place would charge for what I’m supplying, and I’m saving my employer 75%.  For an organization of roughly 120 people, that’s hundreds of dollars. I’m not doing it for profit, I’m just doing it as a favor….and for glory, of course. Fist pump for BBQ, saving money, and my favorite posts of the week! Posts That Make Me Fist […] Read more »

Saving Money on Senior Pictures

My daughter is on the cusp of beginning her senior high of high school. Traditionally, many parents have senior pictures taken to commemorate this milestone of their child’s life. We did exactly that for our son a few years ago, paying a significant amount of money for a professional photography session and pictures. We decided to go a different route with our daughter. Friend Photographer We gathered a list of recommended photographers, but I suggested a friend of ours. Photography was her hobby, but she had taken pictures of our family a few times in the past and her work […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/30/19

I’m working from home today, waiting for Best Buy to deliver a new chest freezer.  The gasket and lid liner are cracked and breaking apart.  While it still works, there’s a huge ice chunk forming in the lid and it doesn’t seal well.  We need to do something about it eventually, and we found a new one at a great price.  Still, it’s not much fun spending a couple hundred dollars on something that provides zero value add to our lives over what we currently have. At least we know we’ll have space to keep frozen goods for years to […] Read more »