Spend More, Save More

My wife wanted to string globe lights around our patio for ambiance for a party we were hosting over the weekend. We found several lights were burnt out, and needed to be replaced. I found replacement bulbs at Walmart, two bulbs for $3. I needed four bulbs, for a total replacement cost of $6. Nearby I found a brand new strand of lights for $10. I gently placed the new strand of lights in my cart and headed for the self-checkout lane. Why would I pay $10 for an entire new strand when I could replace my burnt out bulbs […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 7/12

We’re getting together with friends tonight for a shrimp boil.  Everyone is contributing something to the boil and we have several people in the group that have experience with doing them.  It should be fun and frugal, not to mention delicious. Fist pump for shrimp boils and my favorite posts of the week! Posts That Make Me Fist Pump 9 Legit Ways Make Money on the Weekends from Frugal Rules Why I’m Feeling Guilty Spending Money from MoneyNing Guaranteed Ways to Save Money on Groceries from Red Debted Stepchild 6 Warning Signs you’re Living Beyond your Means from Create My […] Read more »

Take Advantage Of Summer Sales For Year Long Savings

Pressed for time, I debated stopping at a big box hardware store to pick up deck stain. I planned staining my deck at some point during the weekend, but likely not that day. Being nearby, I pulled into the parking lot, and I’m really glad I did. They were having a 4th of July weekend sale (that ended that day) on deck stain which amounted to 33% off the price of the stain after mail in rebate. Summer Sale Items Great sales can be found on almost any holiday, and summertime holidays are great for finding deals on items needed […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 7/5

Yesterday was Independence Day – Happy Birthday America!  I didn’t do any of the usual 4th of July stuff. No grilling out, no being outside playing games, and I might have seen one or two fireworks explode out my living room window, but I wasn’t really paying attention.  I did go to the new Spiderman movie with my wife, brother-in-law and sister-in-law, and then hit up some favorite restaurants for a few happy hours. While it wasn’t the traditional 4th of July sort of activities, it was exactly what I wanted to do – spend time with loved ones, enjoying […] Read more »

I Love Change, You Should Too

I noticed the “need a penny take a penny, have a penny leave a penny” dish next to the cash register at the convenience store while paying for gas. My bill was $43.01, so I was tempted to take a penny so I wouldn’t be given back 99 cents in change. But at the last second, I handed the cashier two twenties and a five, getting back a one dollar bill and enough change to weigh down my pocket for the next several hours. Why would I do that? Why Everyone Should Save Change Having a pocket of change at […] Read more »

Fist Pump Friday: I Love You Like a Blogger Roundup – 6/28

After a relatively cool start to the summer, this weekend looks to be a scorcher here in Minnesota. My wife and I will be celebrating our 23rd wedding anniversary, and we’ll be hanging out with friends on a boat doing some tubing and waterskiing.  I love summer! Fist pump for summer, anniversaries and my favorite posts of the week! Posts That Make Me Fist Pump 4 Ways to Make Sure Your Bills Get Paid On Time from Beating Broke Step Up Your Grilling Game With These BBQ Blogs from Clever Dude Your Emergency Fund: Why You Need One And How […] Read more »

5 Ways To Save When You’re Forced To Dine Out

My wife and I were out of town for the weekend as I was running a half-marathon in northern Minnesota. The focus of the weekend was the race and the activities surrounding it. We obviously had to eat, but didn’t want to spend a lot on food. Before leaving town we came up with the following plan to keep our food cost down, but still have meals we both would enjoy and enhance the experience of the weekend. Breakfast At Hotel Our hotel offered a free breakfast buffet each morning including eggs, sausage, toast, waffles, fruit and a variety of […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 6/21

I’m excited to run a half marathon this weekend. As race day approaches, I’ve been peppered with the customary questions  from people wondering why I put myself through such an ordeal. My answer is really two parts.  First, I like running.  I like the feeling of accomplishment, the fact that it takes both physical and mental strength to finish. Second, as one of my favorite motivational speakers like to say, we should all do difficult things. Doing difficult things gives you the mental perspective that you can do anything you put your mind to.  Running a long race once or […] Read more »

Hardware Store Help Saved Me Cash On DIY Home Repairs

Walking to an afternoon meeting, I felt my phone vibrate in my pocket from a text message notification. My wife sent me a picture of a wet laundry room ceiling with a caption that read “We have a leak, should I call a plumber?” By the time I got home 90 minutes later, my wife was on the phone getting estimates. I told her to hold off having anyone come until I investigated. She bit her lip, her face displaying obvious doubt in my plumbing abilities. My daughter was taking a bath in the whirlpool tub in our master bath […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 6/14/19

I was reminded this week how valuable good insurance is.  My daughter had her wisdom teeth taken out, total bill coming to about $2500.  After my insurance was applied, my bill was $513, which I paid for with pre-tax funds from my HSA.  Since the HSA funds were deducted from my paychecks, I can’t say the procedure required zero out of pocket funds.  But I can say not one penny was taken out of checking or savings, and there was zero impact to my monthly budget. Fist pump for good insurance, HSA funds, and my favorite posts of the week! […] Read more »

Saving Money With DIY Deck Repair

My wife informed me she asked a professional to examine our deck and provide an estimate to replace a rotten board. I’m re-staining it this summer, and wanted to have the board replaced beforehand. Taking a mental inventory of my tools, I confidentially stated I could replace it myself. Even though my wife’s facial expression expressed doubt, I laid out my plans to replace the board instead of paying someone to do it for me. Tools Needed First, I took inventory of the needed tools: Drill: I have an electric drill powerful enough to remove and insert decking screws (many […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 6/7

We’re rolling up on another weekend, EOD Nation!  My neighbors have twin girls graduating from high school this year, and their graduation party is tomorrow.  They’re doing brunch for food, and asked if I would make omelets for their guests using a propane fueled flattop in their garage.  Cooking omelets on a flattop outside?  That’s an emphatic “YES” for me.  Can’t wait! Fist pump for omelets and my favorite posts of the week! Posts That Make Me Fist Pump Tipping On Carryout Orders – Yay Or Nay? from Money Beagle How to Sell Your Old Mobile Devices for Cash from […] Read more »

Save On Medical Bills With This Simple Trick

The person on the other end of the phone was a representative from my medical care provider asking about my outstanding balance. She stated they were willing to reduce my bill by 20% if I could pay in full over the phone. My outstanding bill was leftover from an ER visit last year, and we were on a 10 month payment plan so that I could use my monthly pre-tax HSA contributions instead of using after-tax out of pocket funds. Given we were half way though our payment plan, and had made our payments on time each month, I was […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 5/31

Today, another school year comes to a close, and with it several pieces of exciting news. First, since my wife works for the school district, she doesn’t have to go to work for three months, but she still gets paid. The school district prorates her pay for 9 months of work across all 12 months.  The fact that she doesn’t have to get up and go to work doesn’t change our budget one bit. Second, my son started a new job this week!  He got a job doing IT work for a partnership between his university and a local technology […] Read more »