5 Things You Should NEVER Order At A Restaruant

It’s not a secret that I view most dining out as a complete waste of money. It’s not that I’m totally against eating at a restaurant, sometimes the ebb and flow of life is made easier by having someone else cook for you. Other times it’s done as a celebration of a special event. But many times it’s done out of poor meal planning, or laziness. On top of that, people pay astronomical prices for things they could easily make at home cheaper, faster, and better. Here’s a list of things that when ordered are like nails on a chalk […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/30

My daughter will be turning 16 in just a few short weeks, and what she wants for her birthday is to have a dance with her friends.  Nothing fancy or elaborate, just a big open space with music and order pizza.  We found a building on our county fair grounds that has lots of parking, big space, and reasonable to rent.  While I thought we were done with the whole big birthday party scene, we want to do this for her sweet sixteen party.   Even though it is rather reasonable, it’s still not a trivial amount of money.  I agreed […] Read more »

Find Great Deals With Brickseek

Word of a great deal spreads fast. When a person finds a great sale, they not only tell their friends, neighbors and family, but they may also put it on social media. Some will find the same product at the same great price. Others will walk into their local store and find the product at a higher price. The same sale isn’t always in effect at every location of a specific retailer, especially when it comes to clearance sales. Websites like Brickseek can help you save time and money by finding the location with the best price near you. What […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/23

We’re preparing for one last gasp from Winter here  in Minnesota.  A snow storm is supposed to roll in later today, dumping heavy wet snow on us.  But as normal, there’s a bit of uncertainty in that the temps may stay warm enough where it’s mainly rain.  I’m all for that at this point.  I’d rather have the liquid form of precipitation fall today and tonight and the sun come out tomorrow.   Come on, Spring! Raise those fists to Spring, and my favorite posts of the week! Posts That Make Me Fist Pump 10 Habits to Change to Save Money […] Read more »

Don’t Like How Your Taxes Turned Out? Change Your Withholdings!

After filing your tax return, you may be really excited or really disappointed about the outcome. The good news is, if you’re not happy with how things turned out you have the power to make changes and ensure you don’t have a repeat of the same next year. The most common result that would make people want to make a change is if they owed a large amount at tax time. However, if you received a significant refund you may also want to make a change to give yourself a little extra in each paycheck throughout the year. But you […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/16

I went into my mechanical room yesterday to clean out my cats’ litter box, and found water leaking from the water heater.  We have an appliance repair service plan, so I called to have a person come look at it.  Unfortunately, he gave me bad news.  The tank had cracked,  and after 14 years of serving us faithfully, our water heater needed to be replaced.  So today I’ve been working from the kitchen table as I watch a new water heater be installed, at a price of about $1800. At least I can still fist pump for my favorite posts […] Read more »

How I Almost Missed Out On A $2100 Tax Refund

I have relied on tax preparation software to guide me through filing my tax return for the last 20 years. It’s easy to be lulled into a feeling of safety, believing the software will help you accurately fill out your tax return while identifying all your deductions and credits based on your answers. The reality is, the tax software is only as good as the answers you give it, and if you don’t have a basic understanding of what’s going on with your return you could end up missing out on a huge refund. It almost happened to me this […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup -3/9

Alright, friends, I’ve finally reached my breaking point.  It happens every year, but this year I held out all the way until March.  I’m officially sick of winter.  I want no more cold, sleet, ice, snow, blizzards or snowdrifts.  I’m done shoveling.  Just done.  Bring on the spring weather, the smell of freshly cut grass and the warm sun beating down on my freshly shaven head.  I know that there’s likely a snow storm or two still in our future for the season, but at least I have a trip to Florida to look forward to in less than 3 […] Read more »

You CAN Find Out When Your Tax Refund Will Arrive!

I’m not exactly sure when they did it as I haven’t gotten a tax refund in a couple of years, but it seems the IRS may have finally implemented what we all knew was possible. Our friends at the Internal Revenue Office finally have a tool that will tell us exactly when our tax refund will hit our bank account. It used to be that you filed you tax return, and if you were due a refund you’d anxiously check your account status (or your mailbox) to see if your refund had arrived. It was a daily ritual, and each […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/2

Have you done your taxes yet?  I’m usually not very excited to do my taxes, as I’ve owed money the last few years.  Last year I changed my withholdings such that I was really close to breaking even.  This year, however, I will get a tax credit for a portion of the tuition paid under the American Tax Opportunity Credit.  I’m actually looking forward to doing my taxes this year! Fist pump for tax refunds, and my favorite posts of the week! Posts That Make Me Fist Pump 6 Reasons Why Debt is Like a Financial STD from FI Me […] Read more »

Monthly Payments Are NOT Normal!

Monthly payments can be a useful financial tool, or they could be the force of pure evil. They can help a person afford something they normally could not, or they can deceive by masking something’s true cost. I was reminded of the rules of the monthly payment game this week as I dealt with a cracked screen on my cell phone. I picked up my phone after dropping it face down on the garage floor to find it had many small cracks. Luckily the phone still worked, despite the multitude of cracks. Over the course of several days, the cracks […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 2/23

Last week I received an email containing my Costco Citibank cash back rewards check from 2017.  It’s a significant amount, totaling several hundred dollars.  It would be easy to just blow it on something meaningless, but instead we’re putting it in the bank to be used during our family vacation to Florida at the end of March.  We’re already budgeting for spending money for the trip, but adding this will give us some extra funds to make sure we have a great time. Fist pump for cash back rewards, AND my favorite posts of the week! Posts That Make Me […] Read more »

I Can’t Believe I Almost Did This….

Lack of impulse control can get you a house full of stuff you don’t need. Pair that lack of impulse control with a credit card and you’re just asking to end up neck deep in debt. Add to the mix the ease of online shopping and the road to debt ends up a slippery slope that’s easy to slide down. For those of us with weak impulse control, we have to understand that we can and will live without the things we want so desperately in the heat of the moment. Let me show you what I mean. All of […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 2/16

Welcome to a special Monday edition of Fist Pump Friday!  Our beloved Enemy of Debt site was having some issues late last week, but I didn’t want to not give props to my favorite posts of last week!  I honestly love doing these once a week link posts, because it gives a shout out to my favorite bloggers, and gives you the readers additional resources and motivation. Fist pump for EOD being back online, and for my favorite posts of the week! Posts That Make Me Fist Pump 5 Cheap Ways to File Your Taxes Online from Well Kept Wallet […] Read more »