Enemy of Debt

VAT or otherwise known as Value Added Tax, is a broadly based consumption tax assessed on the value that is added to the goods and services that a company is offering. The VAT due on any sale is a percentage of the sale price but from this, the taxable person is entitled to be able to deduct all the tax that is already paid at the preceding state. Subject to the local tax rules, companies can recover the VAT incurred on domestic business purchases (through local tax returns) and even international purchases in certain foreign countries (usually through refund claim). […] Read more »

Financial independence – it’s a dream that a lot of us are still striving to reach, living pay cheque to pay cheque with no idea of how to reach that long sought-after height. Whatever your definition of financial independence might be, knowing how to reach a point in which you can comfortably say that you are exactly that is something that you need in order to set yourself on the right path to do so. While payday loans could provide relief in a financial emergency, gaining financial independence is something that everyone should aim for, and we’re exploring exactly how […] Read more »

For many students, dealing with a lack of funds while in college is a nightmare. Having dedicated pretty much every waking hour of the day to studying, it can be disheartening to have to manage money, too. For most professionals, learning the art of how to make a dollar out of fifteen cents usually came from experience. In college, we pick up invaluable life skills which prepare us for our years ahead. This also applies to personal finances where things such as Debt Management become important. The thing is that we must go through the harsh realities of the experience […] Read more »

Since recently, bitcoins have been accepted by the IRS as a form of personal property that can be used in IRA investments. The result of this is that you need to learn how to find the best bitcoin IRA for your particular needs. Doing so will give you a variety of Fantastic benefits comma above and beyond the fact that you are diversifying your portfolio. What the Best Bitcoin IRA Can Do for You There are numerous advantages to having a bitcoin IRA. One of those is that it is likely to be the currency of the future. Indeed, recently, […] Read more »

Parenting can be a rewarding experience in a lot of ways but one way it most definitely isn’t rewarding is when it comes to finances. Raising your kids comes with its expenses, from ensuring they’re properly fed and clothed to keeping them entertained, and for some families, the financial strain can quickly become an issue. While some families may turn to payday loans in the case of a financial emergency, saving money isn’t as difficult as you may think. Here, we’re exploring how you can save the pennies while raising your children. Plan Every Meal in Advance The best thing […] Read more »

An Individual Voluntary Arrangement (IVA) is a debt solution for people living in England, Wales, and Northern Ireland. An IVA is only valid once administered by licensed Insolvency Practitioner, who will then supervise the agreement between an individual and their creditors. IVAs were initially introduced as an alternative for bankruptcy as part of the Insolvency Act in 1986. Rather than having to endure the more significant impact of bankruptcy, individuals were offered the chance to make repayments but at a more manageable rate. Companies like Carrington Dean explain this in more detail: https://www.carringtondean.com/individual-voluntary-arrangement-iva/ What Does an IVA Mean for my […] Read more »