How Much Time Do You Spend Managing Your Finances?

  People come up with all kinds of excuses not to work on their finances, one of the most popular being lack of time. Yes, it takes time to do the things necessary to be successful with one’s personal finances, but is it really such a resource consuming activity? I wanted to prove, or debunk the notion that personal finances takes a lot of time and energy. The first step is to list the activities needed to properly deal with your finances: List Expenses and Income For A Full Month You definitely have to do this before you can do […] Read more »

I Love You Like A Blogger Roundup – 10/27

This morning snow fell from the sky in Minnesota.  Puffy white flakes so big they almost looked like snowballs.  After an abnormally warm fall, it appears winter is indeed on our doorstep.  I’m a huge fan of summer.  Huge.  But at this point, there’s something that sounds really good about sitting on my couch watching football with the fireplace on as I watch snow fall out the window.   How about you, EOD nation, you ready for winter? Now pump those fists for my favorite posts of the week! Posts That Make Me Fist Pump Five Affordable Alternatives to the iPhone […] Read more »

Start Working for Yourself and Boost Your Income

Every day smart and driven people are making the decision to stop working their monotonous daily office jobs and embark upon the fulfilling adventure of starting their own businesses. Working for yourself is one of the most rewarding endeavors you can take on. Aside from being the decision maker, having flexibility, and feeling a real sense of accomplishment, working for yourself can make your income soar. Young, successful entrepreneur Sam Ovens started his consulting business from nothing. Working out of his parents’ garage he created a company that went on to teach others how to start their own consulting businesses. […] Read more »

Did Hilton Honors Rewards Give Me A Two Room Suite Upgrade?

I had an interesting hotel experience over the weekend that made no sense to me. I wanted to share it with you and see if you could possibly explain what happened while I attempt to get an explanation from the hotel itself. On a weekend where prices were jacked up to at least double the normal rate, I stayed in a suite with a living room, separate bedroom with a King bed and two bathrooms for $189.  More like a timeshare/condo than a typical hotel room. Did my Hilton Honors Rewards membership have anything to do with it? My wife […] Read more »

The Top 5 Cashback Credit Cards

Cashback credit cards not only allow you to buy when you don’t have the money there and then, they also give you cash for doing so. How incredible is that? So, here we have five of the top cashback credit cards that’ll help improve your savings rate. #1 – Chase Freedom If you’re looking a card that will give you bonuses look no further than the Chase Freedom credit card. It’s undoubtedly one of the top cashback credit cards on the market today. The rewards you’ll receive from this card are very appealing. So let’s run through the benefits: No […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/20

Marathon weekend is here!  We’re headed out of town tomorrow and staying overnight in a hotel for my marathon on Sunday morning.  I know they did this in larger cities for major marathons, but I was surprised to find out hotels jack up their rates even in smaller cities for races that attract a fraction of the amount of runners as the bigger races.  We’re paying at least twice the normal price for our room, but it’s either that, or get up 2 hours earlier on Marathon morning and drive there!  When was the last time you encountered higher hotel […] Read more »

Teens And Money: Developing Good Financial Decision Making Skills

Sometimes we don’t realize just how much of adult interaction kids soak in. I’ve written in the past how sometimes teens can surprise us with great financial decisions, and I had another such situation occur over the weekend I just had to share with you. My daughter and some friends planned to travel an hour and a half to an amusement park to celebrate a birthday. They were first meeting at the mall to have lunch and then hitting the road from there. Just as I got to the gym for a workout, I received a text from my daughter. […] Read more »

Don’t Ignore the Basics When Getting Out of Debt

Getting out of debt can be an all-encompassing pursuit. People tend to start their journey to debt free after a moment of crisis. Maybe it’s when you realized you couldn’t get the loan you needed because you had more debt than the lender would tolerate. Maybe it’s when your total debt balance crossed over into 5 or 6 figures. Maybe it’s when your marriage entered a time of crisis because your finances were so out of control. No matter your reason for getting out of debt, it’s important to work extremely hard at this pursuit to get the best results […] Read more »

Think You Have a Claim? Maybe Not

You have never filed a homeowner’s insurance claim before, but your policy was issued by a reputable company, and you pay your premiums on time. Filing this claim should be simple. Usually, it is. Most homeowners’ claims are paid promptly after review by the insurance company. Trusted Choice reports that in the most recent reporting year, Alabamans received $755,341,000 in loss payouts from insurance carriers. The Surprise No One Wants Homeowners’ insurance protects your family’s assets and provides peace of mind. The surprise when a claim is denied can be frustrating, even overwhelming. The reason for a denial is usually right in front […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/13

Happy Friday, EOD Nation!  I received some unexpected news this week….I got a raise!  Whoohoo!  It’s not a life-changing, huge raise, but anything greater than zero helps, right? On a separate, but equally as exciting note, you’ll see that this week’s motivational links features a double shot from my friend John over at Frugal Rules.  Good stuff going on over there, be sure to check it out! Fist pump for raises, AND a double shot of money motivation! Posts That Make Me Fist Pump Should You Buy Using 0% Financing? from Eyes on The Dollar 13 Motivational Money Quotes to […] Read more »

Traditional Second Mortgage vs Home Equity Line Of Credit

As a homeowner, you have the ability to use the equity in your home as a financial tool. Whether it be starting a business, home improvements, or debt consolidation, home equity can be used to help achieve life goals. Two ways to use that equity are a traditional second mortgage and a home equity line of credit. If you’re new to these terms, you are likely wondering what is the difference between a traditional second mortgage and a home equity line of credit? Commonalities Between a Second Mortgage and Home Equity Line of Credit Applying for a second mortgage and […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/6

Happy Friday, EOD Nation!  Yesterday I did my peak run for the marathon I’m training for – 18 miles!  In a few weeks we’ll be traveling to the city hosting the marathon.  A hotel room, dining out, and some fun activities will require some funds, but it’s all accounted for in the budget.  It’s the kind of weekend full of experiences and memory making potential that makes me not mind spending the cash – it’s why I got to work each day.  What fun experiences do you not mind spending your hard earned cash for? Fist pump for marathon weekend, […] Read more »

Teaching Your Teen How To Eat At A Restaurant

My daughter’s high school recently held their annual homecoming celebration. All the usual activities were included such as the football game followed by fireworks, and the homecoming dance the following evening. One activity not on the official list, but I added to my daughter’s agenda was a life lesson in finances. \My daughter and her friends spent the afternoon putting on makeup and doing their hair, and planned to go out to eat before going to the dance. She and her friends sat in a corner booth, while my wife and I took a table across the restaurant. We were […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/29

As mentioned in last week’s fist pump, we worked on decorating a float for my daughter’s cheer team for their homecoming parade.  It turned out to be a significant expense and effort, but it was worth it to support her.  The float includes a 7 food 3D megaphone built out of cardboard, foam, and poster paper painted glittery silver.  It’s pretty cool. Speaking of cool, let’s pump those fists for this week’s weekend motivation! Posts That Make Me Fist Pump Why Writing Checks Is Inevitable by Money Beagle Why You Should Spend Like You’re Broke from Young Adult Money 8 […] Read more »