Enemy of Debt

I get it. You want to save money, but you don’t want to have to live off baked beans for the next few months while cowering away from the world with your curtains closed. You need to reduce your outgoings to pay off debts or start saving, but you can’t handle the thought of sacrificing your one night a week of eating out and getting merry. Most guides to reducing outgoings are based on budgeting and cutting back on spending habits. That’s solid advice, and you should do that, but these tricks and tips are all about reducing spending while […] Read more »

  A loan is the amount of money that an individual borrows from a financial institution or a bank for a specified period. A loan is always repaid along with interest. Currently, loans are the best means of getting finance for purposes such as purchasing a car, construction of a house, education or any other venture requirement. Loans fall under two categories namely: secured and unsecured. When a loan is secure, the borrower must pledge some assets to act as security against the loan. On the contrary, unsecured forms of borrowing, such as personal installment loans, do not have any […] Read more »

If you own a business, you’ve probably heard the term “smart contract” at least once. Smart contracts on the rise in the business world. In fact, some even called 2017 the year of smart contracts. A carefully crafted contract can relieve you of a great deal of liability if things go awry in your company. But you have to make sure you include certain elements within them. So, what exactly is a smart contract and how do they reduce your liability? A Smart Contract, What Is It Good for? You already know retail fraud is a growing problem in commerce. […] Read more »

Everybody wants to save money. After all, the more you save, the more more you have. And the more you have, the better you can live. The question is: How? If you’re paying attention to the experts, you’re probably paying less for heating, cooling and overall energy than your neighbors–because pretty much all the experts list energy efficient home improvements as one of the best ways to save money. Here’s a look at five easy ways to save money by making your home more energy efficient: 1) Double up your panes When it comes to saving money on your energy […] Read more »

Nobody wants to be frivolous with their money. However, with money management, there’s a fine line between intention and action. Many of us are never able to surpass the intention part. Whether it’s a compulsive hobby, the absence of a budget or a lack of resourcefulness in identifying cost-saving measures, being frugal takes rigid discipline and effort. If you’re sick of the way you spend your money and want to exercise more control, consider these key tenets of frugal living. Pay Off Your Credit Card Each Month Contrary to popular opinion, credit cards are not the devil. They are problematic, […] Read more »

We know how you feel. There must be a mess in your head right now, with all the worries and stress that comes with financial issues. Getting out of debt can take a while and might suck the life out of you. But if you think about it, it’s better to have a healthy life with no stress caused by the money you have to pay back. We’ve written this article to give you some suggestions regarding your way out of debt. It’s meant to provide you with a more precise image of our situation. Before getting into the actual […] Read more »