Enemy of Debt

When in the midst of a financial emergency, finding a way to get cash quickly with the least amount of penalties is crucial. However, many types of loans can only be used for specific expenses and are difficult to obtain. However, with personal loans, qualifying is easy, and the borrowed money can be used to pay anything from late bills to medical treatment. Even better, personal loans can sometimes be more affordable than other loans and financing options. Here’s how. Personal loans usually have lower rates than credit cards. If you have good credit, opting for a personal loan might […] Read more »

It’s clear that personal choices, preferences, and behaviors can contribute to debt. Indeed, most people closely associate debt with personal finance decisions –– and with good reason. However, professional habits can also influence an individual’s financial standing, and in some instances, plunge hard-working employees into debt. With that in mind, today we’re going to explore four work-related habits that can have far-reaching consequences for your bottom-line: Switching Careers & Relocating Some people never feel comfortable in one job or one location. As a result, they end up bouncing around from city-to-city and office-to-office. Considering that professionals often experience great difficulty […] Read more »

With a record number of student loans going into default and rising levels of student debt facing post-secondary graduates, companies like SL Account Management have made a name for themselves based on assisting borrowers with their student loans. From the initial financial analysis to document preparation and loan recertification, the SL loan specialists work with their clients to find a fully customized solution to student debt issues that is sustainable and efficient. Initiating SL Account Management contact will get you started on the road to debt recovery and financial freedom. Financial Analysis The SL loan specialists give each and every […] Read more »

Car insurance is vital for anyone that owns an automobile. The costs incurred in an accident can soar to eye-watering figures, and unless you are covered, these will come out of your back pocket, causing financial insecurity for years. There is no way around it. Auto insurance adds to your automobile expenses. But the good news is that insurance premiums can differ by hundreds of dollars and there are several ways to ensure you are getting a good deal on your car insurance policy. Shop Around The best way to ensure you are getting the best deal around is by […] Read more »

The holidays are magical. The lights, the snow, the cooking, the carolers—it all comes together to make a perfect scene. But there’s another side to this time of year: the spending. Parents spend on average over $400 on each of their children, just for presents! That’s a lot of money—especially considering many people will use debt to finance these purchases. It doesn’t have to be this way. These are some ideas for saving big bugs during the holiday season. Set a Holiday Budget Most people want to think about fun things during the holiday season—baking cookies, or spending time with […] Read more »

You’ve probably heard stories about people creating massively successful ecommerce businesses. It’s difficult to not want to do this yourself when you consider the potential benefits of becoming your own boss. So why wait? There are actually quite a few reasons why now is a good time to enter ecommerce. Ecommerce Is a Growing Phenomenon It’s always best to get in on something when it’s on the upswing as opposed to at its apex. Ecommerce is currently at the perfect intersection between proven effectiveness and having ample room for growth. Ecommerce is currently growing several times faster than traditional retail, […] Read more »

Don’t let debt hold you back from living the life you want. While it will take some extra work to pay back everything that you owe, it will be well worth it in the long run. It’s time to tackle the issues you’ve been putting off and free yourself from financial burdens. Lower Your Rates   Image via Flickr by HloomHloom Does it feel like you’re barely making a dent in your debt each month? That could be due to high interest rates on your loans. When the rates on your debt are too high, most of your monthly payments […] Read more »