Know Your Vehicle’s Warranty, or it Could Cost You!

A vehicle warranty is a wonderful thing. They cover a host of things on a complicated machine should it break due to a manufacturing defect. It’s one of the reasons we bought our daughter a year old car before she went off to college. But not knowing exactly what is covered by a warranty can cost you. That lack of knowledge almost cost me over a $100. A Broken Down Car The text message from my daughter was a picture of her dashboard with the battery light on. I immediately called her and found out her car would not start. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/20

Happy Fist Pump Friday!  OK, I’m a little late this weekend, but I wanted to check in with the EOD Nation because there’s been some exciting financial developments recently. Medical Bills In September of 2019 I tore the Achilles Tendon in my right foot and had to have surgery to repair it. Both my wife and daughter also incurred significant medical bills late 2019, and early 2020. I worked with the medical provider to be put on a payment plan to a.) maximize the amount of pre-tax HSA funds I could use to pay the bills b.) minimize the impact […] Read more »

DIY Plumber: Replacing A Kitchen Faucet

The kitchen faucet started dripping a few months ago, and steadily got worse. I was usually able to move the handle around and make it stop. But recently my efforts would only slow the drip. I had visions of a plumber charging me for a few hours of labor to install a new faucet while I wondered if I could have done it myself. I decided to try replacing the faucet myself. Not only was I successful, but it was super easy. To replace a kitchen faucet yourself, saving the cost of having a plumber do it, read the following […] Read more »

What Every Beginner Should Know About Precious Metals

gold nugget

Precious metals are rare, natural metals that have a higher economic value. The high value is due to their scarcity, use, and role in preserving value. Globally, the most recognized precious metals are gold, platinum, and silver, in that order. Before the introduction of currencies, these precious metals acted as money. People could exchange quantities of these metals for goods and services. Nowadays, these metals are used for various purposes, including preserving wealth as a form of investment and hedges towards inflation. The demand for precious metals gets influenced by fear of inflation, financial stability, and perceived war risks that […] Read more »

Cutting the Cord with the Cable Company

I’ve read countless posts of people ditching cable. It never really resonated with me because I enjoy the entertainment I get from television. But the availability of a new internet service started a ball rolling that will end with me bringing a pile of cable boxes, remotes, and a cable modem into my cable company office to discontinue service. Internet About a year ago a fiber optic internet service provider started installing infrastructure within my city. I received an ad in the mail promoting a rate on their gigabit ethernet service that is $4 cheaper than what I’m currently paying […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/4

A reminder popped up on my computer screen today reminding me the 3 wick candle sale starts at Bath and Body Works today.  Regularly $24.95, every 3 wick candle is on sale for $9.95 Friday, Saturday and Sunday. My wife sent me a list of types she likes, and I headed to the mall to get some as a Christmas gift.  I was able to find many on her list, but some are out of season or out of stock.  An employee suggested I simply buy a random candle, put it away, and then bring it back and exchange it […] Read more »

7 Ideas For Leftover Turkey

Thanksgiving is over, but the leftovers remain. If you’re like me, the turkey prepared is always too big, and there’s a container of leftovers sitting in the fridge. You may be struggling to figure out what you’re going to do with it given you only have a few days to eat it before it becomes unsafe. Below is a list of my favorite things to do with leftover turkey. Freeze It If you have more leftover turkey than you could possibly eat in a few days, pack it in freezer bags and store it in the freezer for future use. […] Read more »

4 Areas to Save and Splurge on in Your Business

Creating the perfect budget for your company isn’t easy. You’ve heard that “a penny saved is a penny earned,” but also that you have to “spend money to make money”—at a certain point, you have to wonder: which is it? Finding financial balance is tricky. If you’re looking to figure out where (and where not) to spend your hard-earned profits, read on for four areas where you can save or splurge for your business! #1 Marketing: Splurge Have you heard this famous saying from Henry Ford? Stopping your advertising to save money is like stopping your watch to save time. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/27

Our daughter is home from college for the holidays. It’s interesting to see her perspective change on things after just a few short months at college.  For example, we were contemplating what to do for dinner, and we suggested ordering pizza.  Her boyfriend was at the house, and just the way the conversation played out, I didn’t make it clear that I would and paying for their pizza as well.  Given the confusion, she asked who would be paying for it, because she was concerned about how much she had been spending on food lately.  This is a concern she’s […] Read more »

Online Trading Platforms

Online brokers are making stock trading easier, faster, and less expensive. However, if you want to successfully venture into the world of internet stock trading, you need to do your research on trading strategies and websites. What Is Online Trading? Online trading is a way to buy and sell assets via a brokerage company’s online trading platform. As technology advanced over the past decades, more and more people preferred to trade online, and nowadays, you can trade stocks, bonds, options, futures, mutual funds, currencies, and more, all online. Online trading platforms have mechanisms that execute the trade in seconds, with little commission or […] Read more »

Repurposing Leftovers: Hot Dog Bun Edition

Throwing food away is a huge pet peeve of mine. It might as well be money I’m throwing in the trash. I usually eat leftovers for lunch and will vacuum seal and freeze most everything else. But I also hate subpar food. These conflicting interests creates a dilemma when it comes to hot dog buns. I enjoy a hot dog or grilled bratwurst from time to time. The problem is, between the wife and I having such a meal would never consume an entire package of eight hot dog buns. Buns can be frozen, but when thawed again they’re never […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/20

Well, as of 10pm on Friday evening, Minnesota is back on lockdown due to COVID-19.  Bars and restaurants can only do takeout, and social gatherings with anyone outside your immediate household is prohibited.  Oh wait, it’s not a lockdown, I forgot.  Our governor called it a, “pause.” Cases are skyrocketing, and I find it hard to believe anything will really change in 4 weeks.  We’ll see.  In any case, there will be less opportunity to spend money, so we’ll likely be saving on our discretionary spending again.  That and the fact that my wife is now working from home so […] Read more »

Buy Everything With Credit!

I’m charging everything these days. That’s right, I use a credit card as my method of payment for virtually every purchase. I’m not overspending, and I’m not going into debt. I’m actually earning money AND making it easier to keep my wife and I on the same page regarding our checking account. It’s not just any credit card I use, it’s one that has a cashback rewards program. By using the credit card for every possible purchase, we earn cash back. We keep a running total of the amount spent for the week, and then once a week we make […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/13/2020

Even though we knew the pandemic hadn’t ended, life had started to feel a little normal. We had been getting together with a small group of friends, and occasionally going out to eat. With the massive rise in numbers, the Governor of Minnesota put the clamp down on social gatherings.  So, my wife and I enjoyed a night in, cooking a delicious meal of grilled ribeye, breaded shrimp, sides and a bottle of our favorite cabernet.  We had a great dinner, watched a few of our favorite television programs we had recorded from the week, and enjoyed each other’s company […] Read more »