4 Things You MUST Do If You Lose Your Debit Card

I slammed my fist on the dashboard, knowing exactly what I had done. I was on my way home from running errands, stopped at an ATM for cash and forgotten to take my card. It had likely been sucked back into the machine, never to be seen again as per my bank’s policies. It was going to be a pain in the you know what, but I knew exactly what had to be done. On The Road To Recovery If you lose your debit card (or credit card), take the following actions immediately. Deactivate Card : I could call my […] Read more »

The Benefits of a Midyear Budget Check-In

midyear budget

Checking in on your budget in the middle of the year is a good idea to ensure you’re staying on track with your spending. You’ll get a clearer picture of where you’re at financially, and be able to make any adjustments from there. Here are some benefits of performing a midyear budget check-in on your business or personal finances. Getting a True Picture of Where You’re at Financially Sometimes it can be difficult to see our finances from a clear lens when you’re planning on a month-to-month basis. Taking the time to stop and look back on the year can […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/6/2019

This weekend, I’m helping my employer save some money. My internal organization is having a picnic an volleyball outing, and for the second year in a row I’m smoking BBQ for the main course. I checked how much a local BBQ place would charge for what I’m supplying, and I’m saving my employer 75%.  For an organization of roughly 120 people, that’s hundreds of dollars. I’m not doing it for profit, I’m just doing it as a favor….and for glory, of course. Fist pump for BBQ, saving money, and my favorite posts of the week! Posts That Make Me Fist […] Read more »

Top 6 College Majors That Will Make You the Most Money

high paying careers

According to the National Center for Education Statistics, the median salary in 2016 for young adults with a bachelor’s degree came in at $50,000. Compared to $31,800 for high school-only graduates, that’s a significant improvement in earning potential simply for graduating from a four-year college program. It’s evident that higher education leads to more lucrative careers, but what’s not so obvious is which areas of study are the most profitable. A four-year college degree is a serious investment — today, the average student graduates with $37, 172 in student loan debt, according to CNBC. To ensure that investment is worthwhile […] Read more »

Six Things Every Freelancer Needs to Do His Work

FREELANCING As a freelancer you are able to work independently for a number of different companies and individuals. When freelancing you will need certain things to complete your work. These things will include certain equipment, software, tools, an internet connection and a bank account. With all of these things you will be able to efficiently complete your assigned tasks and projects with ease. COMPUTER One of the things that you will need as a freelancer is a computer. Whether you are a freelance writer, web developer or marketing consultant, you will need to have a computer to complete your assignments. […] Read more »

Saving Money on Senior Pictures

My daughter is on the cusp of beginning her senior high of high school. Traditionally, many parents have senior pictures taken to commemorate this milestone of their child’s life. We did exactly that for our son a few years ago, paying a significant amount of money for a professional photography session and pictures. We decided to go a different route with our daughter. Friend Photographer We gathered a list of recommended photographers, but I suggested a friend of ours. Photography was her hobby, but she had taken pictures of our family a few times in the past and her work […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/30/19

I’m working from home today, waiting for Best Buy to deliver a new chest freezer.  The gasket and lid liner are cracked and breaking apart.  While it still works, there’s a huge ice chunk forming in the lid and it doesn’t seal well.  We need to do something about it eventually, and we found a new one at a great price.  Still, it’s not much fun spending a couple hundred dollars on something that provides zero value add to our lives over what we currently have. At least we know we’ll have space to keep frozen goods for years to […] Read more »

How to Avoid the Worst Outcomes

foreclosure and bankruptcy

The struggle to live free of debt can be incredibly challenging. Sometimes, you just might not manage a few things. Your credit score can suffer. You could miss a few payments. Because everything is connected by money, your home and future could be threatened by poor debt choices. Let us help you avoid the two worst possible financial outcomes: foreclosure and bankruptcy. Foreclosure Avoidance A foreclosure happens when someone doesn’t pay the lender for their property. Usually, a person will miss a few payments and the bank will decide to foreclose on the property. This means the bank will repossess […] Read more »

Saving Money Hack: Making A Hotel Reservation

Hotel reservation lines connect you to a central call center. These call centers handle reservations for all locations of a hotel chain. This is efficient for the hotel chain, but not necessarily for the customer. In fact, many times travelers get better rates by calling the hotel front desk directly. Front Desk Service My wife and I need a hotel room for an upcoming marathon. We are late in trying to get a room, so we anticipated difficulty. She checked the availability online for a hotel within walking distance of the finish line, not surprised to find no rooms available […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/23/19

My daughter, who will start her senior year of high school in just over a week, has orientation today for her new job as a certified nursing assistant (CNA). Her place of employment is less than two miles from our house, she’ll be making good money, the hours are flexible, and it’s in her desired career field. She’s already been accepted at one university with a great nursing program, and is waiting to hear back from another. Huge fist pump for bright futures, and my favorite posts of the week! Posts That Make Me Fist Pump Best Cheap Cell Phone […] Read more »

Saving Money Hack: Renting A Uhaul

Life is full of opportunities to save money. Keep your eyes open, ask questions, and you find them all around you. I found one at U haul that cut the cost of a trailer rental in half, simply by slightly altering the time I picked it up. Two Nights, One Day Fee I needed a trailer to transport my smoker to a BBQ contest and Uhaul had exactly what I needed. Since the contest started very early on Saturday morning, I planned to pick up the trailer around 4:00pm after work on Friday and return it after the contest completed […] Read more »

How to Create Engaging Videos for Social Media

Video content is make or break in today’s content-driven world. According to the Aberdeen Group, video marketers achieve a 54% increase in brand awareness and generate 66% more qualified leads each year. By creating video content, your business is much more likely to meet sales, marketing, and lead goals. But in a world where 300 hours of video are uploaded to YouTube every minute, just making a video is hardly enough. The content you create needs to be engaging and unique. It has to be crafted in a way to stand out amongst the tens of thousands of other videos. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/16/19

I’m soooo excited about this weekend, friends! I am participating in a BBQ contest at my church.  I’ll spend the entire day smoking ribs and chicken which will be judged later in the afternoon.  Then, the food is fed to neighborhood folks that come to enjoy sliding on a slip-n-slide.  It’s an opportunity for me to fire up the smoker, enjoy the day with other meat smoking enthusiasts, and participate in a community outreach program for my church. Fist pump for BBQ, fun, and my favorite posts of the week! Posts That Make Me Fist Pump 5 Sacrifices that can […] Read more »

3 Things To Do If You Want To Improve Your Credit Score

Having a good credit score is important. When you have excellent credit, you qualify for great rates and loans to help you afford large purchases such as a house or a vehicle. A low credit score may qualify you for a loan with substandard rates, or it may make you ineligible for the financing you need. Thankfully, it is possible to raise your score over time so you can obtain great loans. If your credit score is lower than you would like it to be, start practicing these three tips to start improving it. Track Your Credit Score Once you […] Read more »