There’s Nothing like Taking a Breather: 4 Clever Tricks to Get a Vacation for Free

Maybe you have some friends who travel often, and in luxury, and you can’t see how they can afford to do so on an average salary. They didn’t win the lottery or came into a sizable inheritance. The simple explanation could be that your friends have discovered and mastered clever ways to get free vacations. You can too. Let’s look at four smart ways to get a vacation for free. 1. Free Flights Getting a vacation for free starts with actually finding a way to travel to the destination you desire without paying a cent. Two possible ways to fund […] Read more »

What To Look For When Applying For Life Insurance

You decided to apply for life insurance. Great decision! Now you need to know a few things about life insurance policies, companies, and their rules, and you are good to go. Imagine a regular shopping day. You are looking for something specific to buy. That rule applies to life insurance shopping too. Actually, you need to be extra cautious when buying a life insurance policy. It really depends on your preferences, age, medical condition, and family situation. But still, we give you some things to look for when applying for life insurance: Affordable prices Buying an affordable life insurance policy […] Read more »

Are Stocks With Greater Dividends Superior To Those That Offer Long-Term Growth?

There are numerous investment opportunities in the market today. One of the most rewarding investment opportunities is investing in a corporation for dividends. To enjoy a steady inflow of income in the form of dividends fully, select a financially stable corporation. What is a Dividend? Dividends are the profits and rewards you receive from a corporation. Once you invest your money in a company, they give you part of the benefits. It only applies to the shareholders who have stocks in the company. The board of directors together with the shareholders agree on various terms. The terms include the payout […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/30

I’m watching it snow out my window as the first winter storm of the season is underway. Nothing too bad, 5-8 inches of heavy wet snow is predicted to have fallen by the time the system moves out tomorrow morning. I’ve cleared my driveway once, and had a good chuckle remembering a post I wrote a few years ago about how real men use a shovel (not a snow blower).  While stuck at home for most of the weekend, we’ve done some laundry and put up our Christmas tree. It’s starting to feel like the holiday season! Fist pump for […] Read more »

Black Friday Shopping Done Right

For years I’ve bragged about the good night’s sleep I have the morning after Thanksgiving, portraying an attitude of non-interest regarding Black Friday shopping.  But, it’s time to come clean. I am a willing participant in the Black Friday madness, including this year.  Well, sort of.  Let me explain. Two Black Friday “Secrets” To say I slept in on Black Friday was no lie. I woke up well past eight o’clock, a full 4 hours past my normal weekday waking time.  I fought no crowds, visiting exactly zero stores that day.   There are two very important things to remember when […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/23

Today is Black Friday, and as has been tradition as long as I’ve been writing here at EOD, I will tell you what a great night’s sleep I had last night. I spent an enjoyable day yesterday with family, and went to bed after watching news stories of peopled lined up for doorbuster deals. This morning I watched the morning programs have segment after segment boasting the best deals to be had today.  I spent exactly zero dollars.  Zero. I refuse to let mediocre deals on sub par quality products coax me into staying up all night fighting crowds and […] Read more »

Don’t Ignore Budget Maintenance

When was the last time you paid attention to your budget? I don’t mean a glancing look, I mean sit down at the computer or kitchen table and really dug into it ensuring it accurately reflects your expenses and spending? If you don’t regularly evaluate your budget and our spending, your finances are not running as efficiently as they should. My wife and I spent the majority of our Sunday afternoon cleaning our home. As I worked through some of the tasks, I was surprised at how dirty some areas were (and at just how much cat hair had collected […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/16

Next week is my favorite holiday, Thanksgiving. I am consciously thankful each and every day, but it seems right for there to be a special day devoted to be thankful.  Whatever challenges you may have, financial or otherwise, keep in mind all the blessings you have in your life and be thankful for them. Fist pump for being thankful and my favorite posts of the week! Posts That Make Me Fist Pump Does It Matter Where You Go to College? from Money Crashers 3 Ways to Eat Well on a Budget This Thanksgiving from Everything Finance How to Protect Yourselves […] Read more »

Never Pay Full Price For SiriusXM Satellite Radio

We’ve had SiriusXM satellite radio in our van for years. We actually have the package that comes with online streaming, so we can use it with our phones paired to a bluetooth speaker when sitting outside or traveling. So when I noticed our subscription was about to expire, I knew exactly what I needed to do: I needed to call and cancel our subscription. It may sound strange that I would call and cancel a service I use daily. Our subscription was a promotional offer that was half the regular advertised price. Now that the promotional period was over, our […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/10

Yesterday a few coworkers and I signed a patent application! My employer has an intellectual property program that encourages, and actually pays employees to patent ideas designed in the course of doing our work. They have a whole legal team devoted to the process. It protects their products and it puts some extra cha-ching into the inventor’s pockets.  The extra cash will show up in my paycheck just in time for Christmas shopping! Fist pump for a little extra cash, and my favorite posts of the week! Posts That Make Me Fist Pump A New Case for Unsubscribing from Nearly […] Read more »

Doing Your Due Diligence: 5 Ways of Making Sure That You Don’t Fall for a Debt Relief Scam

Financial debt has become such a major challenge for many individuals and families. According to statistics, the average American family has a debt of $16,048, with most of this debt in the form of credit card debt. But how do you escape this mess? The smart thing to do is to come up with a good debt relief program that can slash your debt balance considerably and allow you some much-needed breathing room. However, you must make sure that you are dealing with a legitimate debt relief company. There are many fraudsters who have devised methods to steal from unsuspecting […] Read more »

Saving Money While Traveling

Traveling can be expensive and often is a luxury for most people. For some it might even getting into debt. What if there where ways to take those lavish trips and save money at the same time? It would mean travel for more people, and it would mean financial freedom. If you are someone who wants to travel and want to be smart about it, there are definitely tools, knowledge and resources out there that can help you achieve just that. A Few Different Ways to Get Extra Funds before Traveling For those thinking about traveling, there are a few […] Read more »

Do NOT Start Your Christmas Gift Shopping

If you are thinking of going Christmas present shopping in the very near future, stop. Seriously, put down the checkbook, wallet, or purse because now is the worst possible time to do so. You’re guaranteed to pay full price, and there’s absolutely no reason to pay full price for any Christmas present. The Price Hike I’ve had my eye on a smoker at Walmart that has been on clearance for weeks. As grills, lawnmowers and other summer seasonal items were put on sale to make room for Christmas trees and snow blowers I noticed a smoker regularly priced at $274 […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/2

As we near the end of 2018, I realize we’ve had more medical bills this year than any other year.  Both my wife and I have been to the emergency room and both kids have also had significant visits to the doctor. I’ve drained my HSA, and still carry a balance to the hospital. I’m not worried about it, as I’ll just keep making payments each month.  I wait until my monthly pre-tax HSA contributions show up in the account, and then make a payment.  Come January, I’ll get another round of employer and incentive contributions and the bill will […] Read more »