Fist Pump Friday: I Love You Like A Blogger Roundup – 5/31

Today, another school year comes to a close, and with it several pieces of exciting news. First, since my wife works for the school district, she doesn’t have to go to work for three months, but she still gets paid. The school district prorates her pay for 9 months of work across all 12 months.  The fact that she doesn’t have to get up and go to work doesn’t change our budget one bit. Second, my son started a new job this week!  He got a job doing IT work for a partnership between his university and a local technology […] Read more »

Marketing Tips for Graphic Designers & Artists

While you love being an artist or graphic designer, you may struggle to find clients or let people know you and your services are available for their projects. It can help to see marketing and advertising as a type of art. Like with any other type of art, there’s a learning curve involved with perfecting marketing. Here are several insights to help you sharpen your prowess and understanding of finding and keeping clients. Reach Out to Local Business Groups You could have untapped resources waiting in your own backyard. Do some research to see if there are business groups in […] Read more »

How To Use Every Penny On A Prepaid Credit Card

I bought new tires during a Black Friday sale. I got a great price on the tires, plus a rebate in the form of two $61 prepaid visa credit cards. They’ve been sitting on my desk for months unused, waiting for just the right opportunity. It’s hard to spend an exact amount. I’ve had prepaid credit cards before, and typically I get it down to a few dollars, buy some gum I really don’t need and then throw it away when I get the balance as close to zero and then throw it away. Three Ways To Use All Of […] Read more »

5 Broadband Characteristics You Ignore at Your Peril (when you work on-line)

broadband characteristics

  Broadband has firmly become a necessary part of contemporary lifestyle. We relax by watching Netflix and streaming movies and TV programmes. We no longer worry about forgetting to take books on our travels – we can download these anytime, anywhere in the world (okay, nearly anywhere). More importantly, we rely on broadband, and broadband characteristics like speed, in our working lives. We send e-mails, read material on the internet, gather customer feedback through on-line forums and buy/sell products on-line. Entertainment, relaxation or work, broadband is important. Have you tried to watch a movie and have the screen freeze on […] Read more »

How to Get a Business Loan with Bad Credit?

There are instances when a business needs to borrow money from lending firms. However, a good credit score is typically what it takes to get approved for a loan. If you have a bad credit score, it can affect how the lending company sees you as a loan applicant. Most of the time, having a bad or low credit score means that your loan is more likely to get denied. Nonetheless, there are ways to go around to this. It is possible to get a business loan with bad credit. Getting a Loan With Bad Credit? Is This Possible? While […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup- 5/24/19

Party weekend is here! It’s our 23rd annual Memorial Weekend party. We’ve stayed mostly on budget, with one unplanned expenditure – we bought a 10×20 tent for some extra shade. The good thing is it’s an item we can use over and over. Party prep is kicking into high gear, and the weather looks fantastic this weekend! Fist pump for staying on budget (mostly), good food, friends and family…..oh and my favorite posts of the week! Posts That Make Me Fist Pump Common Misconceptions about Student Loans from Young Adult Money Fixed-Rate Versus Variable-Rate Loans from Well Kept Wallet Consider […] Read more »

The Powerful Thing that Many People Striving to Kill Debt Never Do — But Should

Debt is the era’s most offensive four-letter word. Behold these grizzly statistics, courtesy of the good ol’ Federal Reserve: Total consumer debt in 2018 reached (cue Dr. Evil voice) $3.898 trillion — a 7.6% jump from 2017. Student loan debt in 2018 totalled $1.524 trillion, with the average indebted student owing $76, 468 (that’s a heck of a lot of ramen noodles). The average consumer debt per capita in 2018 was $11,880. In May of 2018, credit card debt reached $1.02 trillion — the highest level ever recorded. 20% of adults roll over $2,500 or more a month in credit […] Read more »

Four Reasons Brick And Mortar Stores Are Killing Themselves

“You’re probably one of those people that complain about stores going out of business,” a friend said to me during a discussion about something I had ordered online. I do enjoy shopping online but I’m certainly not opposed to shopping at a brick and mortar store. In fact, many times I prefer it. Unfortunately, the fact is brick and mortar stores are killing themselves. I ran into four different scenarios just over the weekend that prove it. Item Online Only I need something to hold down the tents I’m using for an outdoor party. A well known big box home […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 5/17/19

My wife and I are again throwing our annual Memorial Weekend Summer Kick Off Party next weekend.  Therefore, this weekend is cleaning weekend, including some carpet cleaning and window washing. I’ll busting out a bucket of water and my carpet cleaner.  I could hire someone to do these tasks, but why would I do that when I can do them myself? Fist pump for DIY cleaning, AND my favorite posts of the week!   Post That Make Me Fist Pump Prevent Costs By Replacing Items Before They Fail from Money Beagle Things that make your life better for under $50 […] Read more »

More Inexpensive Father’s Day Gifts

Now that Mother’s Day is behind us, it’s time to look forward to the next very important holiday on the calendar: Father’s Day. If you haven’t picked out the perfect gift yet, you still have a few weeks. If you need some inexpensive ideas, I’ve got you covered. Fantastic Father’s Day Gift Ideas Check out this post from last year for ideas to get you started, then check out the brand new list below. Hopefully you’ll either find an idea that will resonate, or it will spark an idea of your own: Grill Time: If the dad in your life […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 05/9/19

I found a package from Amazon on my front step when I got home from work today.  Inside was the five pound package of Pancho Villa taco seasoning I ordered a few days ago. My father-in-law has made tacos for decades and says this is the best taco seasoning around.  I was skeptical, but there’s always been something special about his tacos, so last year I ordered some. I’ll tell you this:  he’s right. I make five to ten pounds at a time and vacuum seal it in one pound packages so when Taco Tuesday rolls around each week, all […] Read more »

5 Essay Writing Skills You May Lack But Can Develop Quickly

“I wish someone could help me write my essay”. This is what many frustrated and tired students think when they stare at the blank page and don’t know how to start an essay or are afraid that they can fail again. At school, you may have occasional essay assignments but at university, you have to face essay writing in practically all classes. And the truth is that no matter what your major is, the success of your academic career depends on how good you are at writing essays. Unfortunately, not all students cannot boast of being good writers. There are […] Read more »

4 Reasons A Photography Loving Friend Can Save You Big Money

My daughter experienced her junior prom last weekend. She was excited to get dressed up and go dancing with her boyfriend and other friends from school. Since prom is a special event, she wanted pictures. Not the dad holding his cell phone and hopefully they don’t turn out fuzzy kind of pictures. The kind of pictures you put in a photo album and cherish forever. She asked if we knew anyone with a good camera that could take some pictures. I recommended she contact her brother, as he has a nice camera and is actually taking a college photography class. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 5/3/19

My daughter’s junior prom is tomorrow, and getting ready for it has been an experience.  While we were able to get her dress very inexpensively, it seems the price of everything else has been jacked up.  From flowers to transportation to booking salon services for hair, prom weekend prices applies to everything.  Especially when two of the three schools in our city are holding prom on the same weekend.  I just keep telling myself, it’s a unique opportunity. But hey, fist pump for my favorite posts of the week! Posts That Make Me Fist Pump 7 ways my kids actually […] Read more »