Enjoy What’s Truly Important This Holiday Season

It’s Christmas Eve, all the presents are purchased and wrapped under the tree. It’s been whirlwind month of determining our gift list, watching our budget, looking for the best deals. What’s left is spending time with family, enjoying the company, and making memories. What’s left is the most important part. As a child, I was obsessed with the gifts under the tree. I would constantly go over my list, dreaming about what I would be opening Christmas morning. When I went back to school, I would compare with classmates what presents we received that year and made plans to get […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/21

My 16 year old daughter will be shelling out some serious cash today. It’s not anything fun, it’s the deductible to fix the damages to her car from the fender bender she was involved in after school a few months ago.  She was pulling into a parking space and misjudged he car’s turning radius and dented the doors of another vehicle as well as damaging her bumper. It’s important she realize that while these mistakes are not the end of the world, they do come with consequences. Fist pump for teenagers learning financial lessons, and my favorite posts of the […] Read more »

Saving Big Bucks During the Holiday Season

The holidays are magical. The lights, the snow, the cooking, the carolers—it all comes together to make a perfect scene. But there’s another side to this time of year: the spending. Parents spend on average over $400 on each of their children, just for presents! That’s a lot of money—especially considering many people will use debt to finance these purchases. It doesn’t have to be this way. These are some ideas for saving big bugs during the holiday season. Set a Holiday Budget Most people want to think about fun things during the holiday season—baking cookies, or spending time with […] Read more »

What’s Your Shopping Style?

Many different styles of shopping exist. Of course I knew this, but it slapped me across the face over the weekend when my wife and I went Christmas shopping together. Our shopping styles sit on the opposite ends of the spectrum, and it takes a big helping of patience for us to not get annoyed with each other. I thought we’d have a little fun today and compare the shopping styles of my wife and I. Shop Like It’s A Military Mission I do the vast majority of my shopping online, but for the few things that force me to […] Read more »

Why “Now” Is a Good Time to Enter Ecommerce

You’ve probably heard stories about people creating massively successful ecommerce businesses. It’s difficult to not want to do this yourself when you consider the potential benefits of becoming your own boss. So why wait? There are actually quite a few reasons why now is a good time to enter ecommerce. Ecommerce Is a Growing Phenomenon It’s always best to get in on something when it’s on the upswing as opposed to at its apex. Ecommerce is currently at the perfect intersection between proven effectiveness and having ample room for growth. Ecommerce is currently growing several times faster than traditional retail, […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/14

Have you reached your deductible for your medical insurance coverage this year?  For the first time ever, my family has. We’re scrambling to figure out if there’s anything medical related we want to take care of in the last few weeks of 2018 to take advantage of the higher coverage amounts we have since meeting our deductible.  If you’re in the same boat, you might want to give it some thought as well. Now, get your fists up for my favorite posts of the week! Posts That Make Me Fist Pump 4 Ways to Teach Your Children the Value of […] Read more »

4 Top Ways to Pull Yourself Out of Debt

Don’t let debt hold you back from living the life you want. While it will take some extra work to pay back everything that you owe, it will be well worth it in the long run. It’s time to tackle the issues you’ve been putting off and free yourself from financial burdens. Lower Your Rates   Image via Flickr by HloomHloom Does it feel like you’re barely making a dent in your debt each month? That could be due to high interest rates on your loans. When the rates on your debt are too high, most of your monthly payments […] Read more »

5 Steps To Avoid Overpaying For Your New Appliance

The microwave made a horrible loud buzzing noise, and when the time reached zero the food inside was still cold. My over the range microwave was broken, and not worth fixing. It was time to get a new one. Before going shopping, I needed to research microwaves and know exactly what I wanted. Because if I didn’t know what I wanted, a salesperson would likely talk me into buying a model with more features than I’d use, costing more than I wanted to spend. New microwaves have more bells and whistles than I expected. I knew there were different sizes […] Read more »

Tips for Lowering Three Major Bills Over the Phone

It’s no surprise that in today’s debt-ridden economy, we’re always looking for ways to save money. It seems that while we’re taking on more debt, the bills keep getting higher. Fortunately, there are several key ways you can save on three major bill headaches: your auto insurance bill, your cable bill, and your phone bill. And cutting costs doesn’t always have to mean cutting corners. By following these legitimate tips, you could save a few hundred per year the legal way. Here’s how you can lower these three major bills over the phone: Auto Insurance There are several ways you […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/7

I’m extra excited about this week’s posts. Included in the list is a festive and seasonal post from Money Beagle about the movie National Lampoon’s Christmas Vacation. In the post are opinions I’ve shared for years, but never ran the numbers about just how much damage Clark would have to pay for out of pocket. If the events of the movie really happened, would Clark and family really get a swimming pool?  Check out the post and decide for yourself – it’s super fun. While you’re at it, check the other posts of the week which are equally as awesome, […] Read more »

How A MicroSD Card Could Save You $100 On Your Next Phone

With my current cell phone refusing to charge, I was shopping for a new one. I wanted a Samsung Galaxy S8+ (I could save money by buying the previous generation of phone), color didn’t matter. A little more thought was required when the sales representative asked me how much internal storage I wanted. Several choices were available, the price increasing with the memory size. I knew memory could be added to the current Galaxy phones by inserting a microSD card, so I contemplated if I should buy a phone with less memory and add a microSD card, or just buy […] Read more »

There’s Nothing like Taking a Breather: 4 Clever Tricks to Get a Vacation for Free

Maybe you have some friends who travel often, and in luxury, and you can’t see how they can afford to do so on an average salary. They didn’t win the lottery or came into a sizable inheritance. The simple explanation could be that your friends have discovered and mastered clever ways to get free vacations. You can too. Let’s look at four smart ways to get a vacation for free. 1. Free Flights Getting a vacation for free starts with actually finding a way to travel to the destination you desire without paying a cent. Two possible ways to fund […] Read more »

What To Look For When Applying For Life Insurance

You decided to apply for life insurance. Great decision! Now you need to know a few things about life insurance policies, companies, and their rules, and you are good to go. Imagine a regular shopping day. You are looking for something specific to buy. That rule applies to life insurance shopping too. Actually, you need to be extra cautious when buying a life insurance policy. It really depends on your preferences, age, medical condition, and family situation. But still, we give you some things to look for when applying for life insurance: Affordable prices Buying an affordable life insurance policy […] Read more »

Are Stocks With Greater Dividends Superior To Those That Offer Long-Term Growth?

There are numerous investment opportunities in the market today. One of the most rewarding investment opportunities is investing in a corporation for dividends. To enjoy a steady inflow of income in the form of dividends fully, select a financially stable corporation. What is a Dividend? Dividends are the profits and rewards you receive from a corporation. Once you invest your money in a company, they give you part of the benefits. It only applies to the shareholders who have stocks in the company. The board of directors together with the shareholders agree on various terms. The terms include the payout […] Read more »