Budget Pro Tip: Oversave Your Purchases

Don’t buy something unless you have the money in your pocket. That simple sentence is great advice, meant to keep a person from overspending. But having the money to buy something after sacrificing and saving, even after all your bills are paid, may not be sufficient. Personally, I like to oversave large purchases. My wife wanted to order some products online that amounted to a significant amount of money. Knowing we have more discretionary funds in the second half of the month, she asked if it would be better to wait until our middle of the month paycheck. She was […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/9/19

Happy Friday, EOD Nation! I’m pumped because my monthly budget is about to get an infusion of extra cash.  I have two installment loans with their last payment this month, adding hundreds of dollars to our discretionary funds each month. We haven’t figured out exactly what we’ll do with these funds, but likely there will be a bump to our monthly retirement and emergency fund contributions as well as just having more money in our pockets.  Life is good! Fist pump for cash infusions and my favorite posts of the week! Posts That Make Me Fist Pump How to Afford […] Read more »

Read This BEFORE You Upgrade Your Phone

The subject matter at EOD is primarily financial. But deeper than that, it’s about living the best life you can with the resources you have. One of those resources is time. Being wise with your money and your time will go along way towards getting the very most out of life. It’s been years since my wife upgraded her phone. Picking out a new phone, activating and paying for it took only a few minutes. Then came the part where my wife expected the employee helping us to link the two phones together and transfer the data from her old […] Read more »

How Investing in Sports Betting Can Help Reduce Debt

We should start by prefacing this article by stating that you should be an expert in at least one sport, follow it religiously, be adept with sports analytics such as fantasy, and already be experienced with sports betting before trying to use this as a method of debt reduction. We should also mention that this isn’t like typical debt reduction tactics such as consolidation, but rather a way to create a secondary income which can be used to pay down any debt owed. Getting Started Simulation The first thing that you’ll need to do is complete a dry run. What […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/2/19

I went to get my van’s oil changed and came home with my wallet $150 lighter than expected. I had forgotten my van was also due for a transmission service. Since I’d rather pay for the service than to have a more catastrophic transmission problem, I had it done. It made me think about one of my favorite posts from this week (listed below) about saving for car maintenance.  If only I had followed THAT advice…. Get your fists up for my favorite posts! Posts That Make Me Fist Pump How to Budget the Easy Way from DINKS Finance 5 […] Read more »

5 Consequences of Excessive Debt

Debt is a tough thing to deal with. It gets even harder when the amount of debt becomes too large for you to handle. There are a host of problems that come along with that scenario (the most obvious being bankruptcy). Here are five of the consequences of excessive debt. Can’t Buy a Home Having too much debt can limit what you’re able to do in life. For instance, it can be difficult—if not impossible—to buy a home if you have too much debt. This isn’t just about you not being able to afford a mortgage payment. Most lenders won’t […] Read more »

3 Reasons You Should Review Your Checking Account Regularly

  I know people that roll through life, never reconciling their checking account. Many younger people fall into this category, and for the most part it works because they don’t write checks, so the current balance is up to date. Others keep close tabs on their account, verifying every transaction. I fall into the second category because you just never know when you might notice something out of the ordinary. I was looking at my checking account online over the weekend when I noticed a $6.95 charge from an online gaming site. I recognized it something my son had been […] Read more »

Why Online Lenders are the Best

Financial problems are like mushrooms which can, uninvited, emerge anytime, anywhere; until you are crazy rich, which most of us are not. So, most of the time we have to rely on loans to safely get out of bad financial days. For buying a new house, starting a business, or paying a hefty fee of your dream college, you need money – a lot of it. A loan can help you here, only if you are not facing a problem of a poor credit score. If you are, then taking a loan can be a serious issue for you. What […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 7/26

My daughter, who eventually wants to become an RN and/or a midwife earned her Certified Nursing Assistant (CNA) certificate a few months ago, and has recently had a few interviews at nearby nursing homes. She has one offer on the table, and expects to get another in the next few days.  Must be nice, being 17 and having job offer options… Fist pump for my daughter getting her medical career off to a great start, and my favorite posts of the week! Posts That Make Me Fist Pump How to Budget on a Small Income from Club Thrifty Low Effort […] Read more »

Moving Advice for the Smart and Frugal Renter

Moving certainly isn’t on anyone’s list of “Top Ten favorite things to do in your spare time.” Quite the contrary, moving is a hassle, it can be expensive, and it can be stressful for your entire family. The American Moving and Storage Association estimates the cost of an interstate household move at about $4,300, and an intrastate household move at $2,300. But, with a little bit of planning, you can make the entire process easier on everyone (including your wallet). First of all, determine if moving into a new rental apartment is the right thing to do financially. People move […] Read more »

Hidden Costs Of Renting An RV

I camped with friends and family for four days attending an outdoor music festival. We rented a camper from an RV dealership to pull behind a truck for what seemed like a reasonable price.  However, there are costs incurred when camping with an RV you may not realize at first. Hidden Costs RV relates expenses you need to be aware of include: Fresh Water : If the RV has a sink or bathroom, and you plan to use them, you’ll need to fill the fresh water tank. We filled the camper’s 50 gallon freshwater tank for $1 a gallon. Gray […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 7/19

I’m currently camping with friends and family at a four day music festival but that won’t stop me from sharing my favorite posts of the week, OR saving money! Concerts and festivals usually jack up the price of everything knowing they have you as part of a captive audience (meaning you don’t have a choice as to where you buy your bottle of water – either it’s from them, or you just don’t get it). But even here there are some ways to save money and make every dollar go as far as it can. One such method is buying […] Read more »

Spend More, Save More

My wife wanted to string globe lights around our patio for ambiance for a party we were hosting over the weekend. We found several lights were burnt out, and needed to be replaced. I found replacement bulbs at Walmart, two bulbs for $3. I needed four bulbs, for a total replacement cost of $6. Nearby I found a brand new strand of lights for $10. I gently placed the new strand of lights in my cart and headed for the self-checkout lane. Why would I pay $10 for an entire new strand when I could replace my burnt out bulbs […] Read more »

The dilemma of binary trading in the Forex market

It is the system of investment where people undertake massive risks. It is only possible in binary to turn a small amount of deposit into a big amount. Although there are many speculations about this method, it does not stop the people from using this strategy. Though it provides a highly rewarding result, it is common to face losses. This article will try to explore this dilemma and provide some advice on whether to use this strategy or not. Do not get blinded by the verdicts. Every person has own styles that go to different techniques. If all the professionals […] Read more »