Tips for Lowering Three Major Bills Over the Phone

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It’s no surprise that in today’s debt-ridden economy, we’re always looking for ways to save money. It seems that while we’re taking on more debt, the bills keep getting higher. Fortunately, there are several key ways you can save on three major bill headaches: your auto insurance bill, your cable bill, and your phone bill. And cutting costs doesn’t always have to mean cutting corners. By following these legitimate tips, you could save a few hundred per year the legal way. Here’s how you can lower these three major bills over the phone: Auto Insurance There are several ways you […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 12/7

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I’m extra excited about this week’s posts. Included in the list is a festive and seasonal post from Money Beagle about the movie National Lampoon’s Christmas Vacation. In the post are opinions I’ve shared for years, but never ran the numbers about just how much damage Clark would have to pay for out of pocket. If the events of the movie really happened, would Clark and family really get a swimming pool?  Check out the post and decide for yourself – it’s super fun. While you’re at it, check the other posts of the week which are equally as awesome, […] Read more »

How A MicroSD Card Could Save You $100 On Your Next Phone

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With my current cell phone refusing to charge, I was shopping for a new one. I wanted a Samsung Galaxy S8+ (I could save money by buying the previous generation of phone), color didn’t matter. A little more thought was required when the sales representative asked me how much internal storage I wanted. Several choices were available, the price increasing with the memory size. I knew memory could be added to the current Galaxy phones by inserting a microSD card, so I contemplated if I should buy a phone with less memory and add a microSD card, or just buy […] Read more »

There’s Nothing like Taking a Breather: 4 Clever Tricks to Get a Vacation for Free

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Maybe you have some friends who travel often, and in luxury, and you can’t see how they can afford to do so on an average salary. They didn’t win the lottery or came into a sizable inheritance. The simple explanation could be that your friends have discovered and mastered clever ways to get free vacations. You can too. Let’s look at four smart ways to get a vacation for free. 1. Free Flights Getting a vacation for free starts with actually finding a way to travel to the destination you desire without paying a cent. Two possible ways to fund […] Read more »

What To Look For When Applying For Life Insurance

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You decided to apply for life insurance. Great decision! Now you need to know a few things about life insurance policies, companies, and their rules, and you are good to go. Imagine a regular shopping day. You are looking for something specific to buy. That rule applies to life insurance shopping too. Actually, you need to be extra cautious when buying a life insurance policy. It really depends on your preferences, age, medical condition, and family situation. But still, we give you some things to look for when applying for life insurance: Affordable prices Buying an affordable life insurance policy […] Read more »

Are Stocks With Greater Dividends Superior To Those That Offer Long-Term Growth?

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There are numerous investment opportunities in the market today. One of the most rewarding investment opportunities is investing in a corporation for dividends. To enjoy a steady inflow of income in the form of dividends fully, select a financially stable corporation. What is a Dividend? Dividends are the profits and rewards you receive from a corporation. Once you invest your money in a company, they give you part of the benefits. It only applies to the shareholders who have stocks in the company. The board of directors together with the shareholders agree on various terms. The terms include the payout […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/30

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I’m watching it snow out my window as the first winter storm of the season is underway. Nothing too bad, 5-8 inches of heavy wet snow is predicted to have fallen by the time the system moves out tomorrow morning. I’ve cleared my driveway once, and had a good chuckle remembering a post I wrote a few years ago about how real men use a shovel (not a snow blower).  While stuck at home for most of the weekend, we’ve done some laundry and put up our Christmas tree. It’s starting to feel like the holiday season! Fist pump for […] Read more »

Black Friday Shopping Done Right

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For years I’ve bragged about the good night’s sleep I have the morning after Thanksgiving, portraying an attitude of non-interest regarding Black Friday shopping.  But, it’s time to come clean. I am a willing participant in the Black Friday madness, including this year.  Well, sort of.  Let me explain. Two Black Friday “Secrets” To say I slept in on Black Friday was no lie. I woke up well past eight o’clock, a full 4 hours past my normal weekday waking time.  I fought no crowds, visiting exactly zero stores that day.   There are two very important things to remember when […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/23

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Today is Black Friday, and as has been tradition as long as I’ve been writing here at EOD, I will tell you what a great night’s sleep I had last night. I spent an enjoyable day yesterday with family, and went to bed after watching news stories of peopled lined up for doorbuster deals. This morning I watched the morning programs have segment after segment boasting the best deals to be had today.  I spent exactly zero dollars.  Zero. I refuse to let mediocre deals on sub par quality products coax me into staying up all night fighting crowds and […] Read more »

Don’t Ignore Budget Maintenance

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When was the last time you paid attention to your budget? I don’t mean a glancing look, I mean sit down at the computer or kitchen table and really dug into it ensuring it accurately reflects your expenses and spending? If you don’t regularly evaluate your budget and our spending, your finances are not running as efficiently as they should. My wife and I spent the majority of our Sunday afternoon cleaning our home. As I worked through some of the tasks, I was surprised at how dirty some areas were (and at just how much cat hair had collected […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/16

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Next week is my favorite holiday, Thanksgiving. I am consciously thankful each and every day, but it seems right for there to be a special day devoted to be thankful.  Whatever challenges you may have, financial or otherwise, keep in mind all the blessings you have in your life and be thankful for them. Fist pump for being thankful and my favorite posts of the week! Posts That Make Me Fist Pump Does It Matter Where You Go to College? from Money Crashers 3 Ways to Eat Well on a Budget This Thanksgiving from Everything Finance How to Protect Yourselves […] Read more »

Never Pay Full Price For SiriusXM Satellite Radio

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We’ve had SiriusXM satellite radio in our van for years. We actually have the package that comes with online streaming, so we can use it with our phones paired to a bluetooth speaker when sitting outside or traveling. So when I noticed our subscription was about to expire, I knew exactly what I needed to do: I needed to call and cancel our subscription. It may sound strange that I would call and cancel a service I use daily. Our subscription was a promotional offer that was half the regular advertised price. Now that the promotional period was over, our […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/10

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Yesterday a few coworkers and I signed a patent application! My employer has an intellectual property program that encourages, and actually pays employees to patent ideas designed in the course of doing our work. They have a whole legal team devoted to the process. It protects their products and it puts some extra cha-ching into the inventor’s pockets.  The extra cash will show up in my paycheck just in time for Christmas shopping! Fist pump for a little extra cash, and my favorite posts of the week! Posts That Make Me Fist Pump A New Case for Unsubscribing from Nearly […] Read more »

Doing Your Due Diligence: 5 Ways of Making Sure That You Don’t Fall for a Debt Relief Scam

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Financial debt has become such a major challenge for many individuals and families. According to statistics, the average American family has a debt of $16,048, with most of this debt in the form of credit card debt. But how do you escape this mess? The smart thing to do is to come up with a good debt relief program that can slash your debt balance considerably and allow you some much-needed breathing room. However, you must make sure that you are dealing with a legitimate debt relief company. There are many fraudsters who have devised methods to steal from unsuspecting […] Read more »