How Smart Contracts Can Reduce Your Liability

If you own a business, you’ve probably heard the term “smart contract” at least once. Smart contracts on the rise in the business world. In fact, some even called 2017 the year of smart contracts. A carefully crafted contract can relieve you of a great deal of liability if things go awry in your company. But you have to make sure you include certain elements within them. So, what exactly is a smart contract and how do they reduce your liability? A Smart Contract, What Is It Good for? You already know retail fraud is a growing problem in commerce. […] Read more »

6 Things You Can Do If Your Doctor Prescribes Medication You Cannot Afford

Imagine stopping by a pharmacy to pick up a prescription you absolutely have to have, but the cost is more than you have in your checking account.  Do you sacrifice your health because you cannot afford your medication? What would you do? Below are six actions you can take to reduce cost when your doctor prescribes medication you cannot afford. Ask For Samples Drug companies give doctors product samples to be distributed for free. Asking your doctor for samples is not a permanent solution, but could help until a long term solution is found. Be Proactive Tell your doctor if […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 6/29

Today is my wedding anniversary!  22 years ago today, my wife and I tied the knot! I’m planning to take her to her favorite restaurant tonight. It’s the most expensive restaurant in our area, but fear not EOD nation – I’ll be rocking a coupon that will save me $20. One of the best parts of being married is you can be yourself without worry. My wife and I both love to save money, so a coupon doesn’t seem out of place at all – even when we’re dressed up going out for dinner to celebrate our anniversary! Fist pump […] Read more »

Five easy ways to save money by making your home more energy efficient

Everybody wants to save money. After all, the more you save, the more more you have. And the more you have, the better you can live. The question is: How? If you’re paying attention to the experts, you’re probably paying less for heating, cooling and overall energy than your neighbors–because pretty much all the experts list energy efficient home improvements as one of the best ways to save money. Here’s a look at five easy ways to save money by making your home more energy efficient: 1) Double up your panes When it comes to saving money on your energy […] Read more »

The Basics of Frugal Living

Nobody wants to be frivolous with their money. However, with money management, there’s a fine line between intention and action. Many of us are never able to surpass the intention part. Whether it’s a compulsive hobby, the absence of a budget or a lack of resourcefulness in identifying cost-saving measures, being frugal takes rigid discipline and effort. If you’re sick of the way you spend your money and want to exercise more control, consider these key tenets of frugal living. Pay Off Your Credit Card Each Month Contrary to popular opinion, credit cards are not the devil. They are problematic, […] Read more »

How Do You Trim Your Own Tree?

If you own a home, you likely have at least one tree in your yard. Trees add a nice look to your property and provide shade. But you can’t just ignore them, they require care including the occasional trim. Trimming a tree is easy, inexpensive and takes only minutes if you do it every year. Keep reading to learn how to trim your own tree, saving yourself hundreds of dollars. Why Trim Your Own Tree? Trees are trimmed for their health as well as for your convenience. Some of the most important reasons are: Stimulates growth Gives your tree a […] Read more »

Three Amazing Tips on How to Escape Your Debt Situation

We know how you feel. There must be a mess in your head right now, with all the worries and stress that comes with financial issues. Getting out of debt can take a while and might suck the life out of you. But if you think about it, it’s better to have a healthy life with no stress caused by the money you have to pay back. We’ve written this article to give you some suggestions regarding your way out of debt. It’s meant to provide you with a more precise image of our situation. Before getting into the actual […] Read more »

I Love You Like A Blogger Roundup – 6/24

There’s a saying that goes something like, “If a man says he’ll do something, he’ll do it. There’s no need to bug him every six months about it.” I felt a little like this recently as it’s been over two months since our automatic garage door opener broke.  I started to replace it, ran into some snags, but kept plodding along.  Then life got busy and it got dropped for awhile.  Well, this weekend, I’m happy to say I finally finished the job, and we have a working automatic garage door opener!  The estimated cost to have a professional do […] Read more »

5 Steps To Dealing With Storm Damage To Your Home

The sound of heavy rain from a summer storm suddenly included the occasional loud thump on the roof, or against the side of the house as gusting wind hurled the bits of ice against it. It was hailing. When the storm passed everyone in the neighborhood inspected their homes for damage. Over the next few weeks, trucks with home repair company’s names on the side drove up and down the streets knocking on doors. They introduced themselves, asked if the home had any damage from the storm, and promised to help the homeowner get as much out of their insurance […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 6/15

My daughter took her driver’s license road test today. Unfortunately, her dreams of having the freedom to drive herself wherever she wants to go will have to wait.  She didn’t pass. Needless to say, she was crushed. While this holds off rising insurance costs for little while longer, quite frankly I’d gladly pay them to take away the disappointment.  She tries again in two weeks – time to practice! We can still fist pump my favorite posts of the week! Posts That Make Me Fist Pump 10 *Downsides* to Early Retirement from Budgets Are Sexy 8 Highly Successful People Who […] Read more »

Five Inexpensive Father’s Day Gifts for the Low Maintenance Dad

The calendar states next Sunday is Father’s Day. A state of panic consumes many as they try to conjure up the perfect gift idea for the dad in their life. If this describes you, let me help you because it really isn’t that hard. Most dads appreciate being remembered on Father’s Day, but don’t want you to drop a lot of cash on a gift. With that in mind, here’s a list of perfect inexpensive Father’s Day gifts for the low maintenance dad. Grill Seasonings If the dad in your life enjoys spending grilling, he loves getting seasonings as gifts. […] Read more »

Friday Fist Pump – I Love You Like A Blogger Roundup – 6/8

Yesterday was my daughter’s first day at her first job! She worked in a food vending stand for a local restaurant on a summertime weekly street event hosted by our downtown business association. She wrapped burgers, served food, and whatever else they needed. She worked hard for just over four hours, and was exhausted by the time she was done. I was so proud of her, and can’t wait until she gets her first paycheck! Fist pump for first jobs, and for my favorite posts of the week! Posts That Make Me Fist Pump 7 Ways to Save on Groceries […] Read more »

Cost Comparison: Emergency Room vs Urgent Care

The batter hit a towering fly ball to shallow right center field, allowing me to run in from the outfield and get in position to make the catch. Unfortunately I didn’t get my glove up in time and the ball struck me in the face. The ball left a nasty gash below my left eye that obviously required stitches. Even with my head throbbing in pain knowing I needed medical attention, I wondered about the emergency room vs urgent care cost comparison. Urgent Care A good rule of thumb of when to go to urgent care is when the condition […] Read more »

Cancel Delivery, Save Money and Make Your Own Almost Homemade Pizza

The cost of delivered pizza can add up faster than a stack of empty pizza boxes. Making your own pizza is great if you have the time and skill to make your own dough. Frozen pizza costs far less, but the toppings leave much to be desired. Not to worry, cost conscious pizza lovers, I’ve discovered a compromise between frozen and fresh that makes the best homemade pizza. Below is a list of seven things you can use to transform a boring, underwhelming frozen pizza into a memorable meal, many of which you may already have in your refrigerator. Crust […] Read more »