Medical Treatments Worth Splurging On

The cost of medical treatment and procedures in America is often much higher than the average person is willing to spend. Elective procedures are often off the table when people consider doing things to improve their health, usually due to the high cost. Although spending money on healthcare is less than desirable, splurging on certain treatments or procedures that might not be required now can save you money, and pain, down the road. Here are 3 examples of medical treatments or procedures that are worth splurging on. Lasik Surgery If you have less than perfect vision and are tired of […] Read more »

Retirement Savings Plans for Your Employees: An Introduction

retirement savings plans

Image Source: Pixabay As an employer, you are in charge of the financial security of your employees. However, your responsibilities do not end once they leave your service. You need to make sure that you have a good retirement plan in place for your employees to make use of. They will be allowed to draw retirement funds for every firm that they have worked for, and this includes yours. It does not matter whether they work with you for one month or 30 years, you need to make sure that you have a good retirement savings plan in place for […] Read more »

4 Small Business Investments That Are Worth The Cost

As a small business owner, you always have to keep one eye on the bottom line. Whether you’ve been in business for 20 days or 20 years, you likely know that you need to keep a cash reserve in the event that business slows down and profits fall. As a result, many business owners are reluctant to start spending money on business investments that may not provide immediate or tangible returns. However, if you don’t invest in your business, you can’t expect any growth. So, in order to scale your business while still being careful to avoid debt and excessive […] Read more »

7 Tools For Onboarding New Employees for Your Startup

With any startup, you have a virtual ton to manage. From optics and strategies to managing existing employees, obtaining funding, onboarding new employees, and almost everything in between. That being said, finding the right tools to make your life easier can be critical to the success of your new business. One of the key components of the foundation of any business is employees of course. When it comes to a startup, the right employees can make your business flourish while the wrong ones can cause complete collapse. So, while you’re busy making sure you find the best candidates, it stands […] Read more »

7 Things Not to Give Up When You Are in Debt (and paying off debt)

paying off debt

  I still remember the shock of realizing how much debt we had – after all, it is not every day you hear you are in $160,000 of consumer debt. How is so much debt to be paid off? (I am not big on suspense, so I’d tell you: we paid off $160,000 of consumer debt in three years, and we have lived debt-free since February 2013.) But let me get back to when I found out we are in so much debt. At first, I went numb. Later, I got angry. I was furious with my husband, with myself, […] Read more »

Paying for Long-Term Health Care Utilizing a Reverse Mortgage

Wisdom might come with getting older, but unfortunately so can physical and mental ailments that leave an elderly individual entirely dependent on the medical system for maintaining their health. Naturally, this can run into some serious financial strain. Says a recent article, aging persons who have built up a substantial amount of equity in their family homes can elect to tap into it through a reverse mortgage loan to assist them in covering the cost of medical bills, long-term health care, and other health-related expenses that can be draining their bank accounts. According to the loan experts at All Reverse […] Read more »

All Information for Your Financial Needs Under One Roof

Everyone has financial needs and everyone tries to fulfill those needs in the best possible way. Financial decisions are crucial and you must have all the necessary details and information before making those decisions. From INCOME.CA, you will get all the important information for every possible mode of managing and obtaining finance in Canada. Whether you need to open a bank account, looking for a loan, or wanted to invest, you can get UpToDate guidance from a reliable website such as INCOME.CA. Let’s have a look at some of the most important features of this resource: 1- Banking Want to […] Read more »

The Enemy of Debt Team Will Continue Educating, Inspiring, and Entertaining You Despite Some Changes

Are you a loyal and dedicated Enemy of Debt reader? Thank you for sticking with us. Today I’m writing to let you know about some changes to the team and re-assert our commitment to educating, inspiring, and entertaining you on your debt-busting journey. Let me introduce myself first. I am Maria, and I have owned Enemy of Debt for seven years now, but while I wrote the occasional post for it, I preferred to stay in the background. Enemy of Debt had been the blogging home of Travis for much longer, and there was no reason to refuse him a […] Read more »

Understanding These Two Types of Risk Will Help You Invest Better

When you talk to a financial advisor, either to get advice about retiring, getting out of debt, or even how to invest, you will likely hear them use the term “risk tolerance”. In some cases, they may even give you a risk tolerance questionnaire to fill out. Higher risk tolerance means you can take more risks with your investments, which usually means higher returns. However, your risk tolerance is not the only type of risk you need to think about as you also need to think about your risk capacity. Why Understanding Risk Tolerance Is Not Enough Before investing, you […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 4/30/21

I went grocery shopping yesterday.  On the surface that doesn’t sound like a big deal, but it out of the norm for me because normally Saturday is grocery shopping day.  Here’s the thing: Everybody goes grocery shopping on Saturday.  The stores are super “peopley.”  It’s not a big deal when the list is short, but when I need a lot of things from several stores having to squeeze through people loitering in the middle of aisles starts to get on my nerves.  I start to get that, “I just wanna be done,” mentality.  When this happens I may not think […] Read more »

Be Mindful Of Your Spending…or Else!

Let’s try something a little different today, EOD Nation. Instead of a single subject blog post, I’ve got two quick hits for you. Both are personal experiences I’ve had in the last week. Both are good examples that you have to keep your eye on your money at all times. Free Sample Machine or Marketing Ploy? “Would you like a free sample?” said the machine at the end of the dairy aisle in Walmart. Each time I passed, it squawked at me. After several passes I noted the product being advertised. I found myself interested in checking it out. The […] Read more »

How to Get Out of Debt and Improve Your Mental Health

Being in debt can be worrying enough, but when that debt becomes unmanageable, it can have serious consequences on your mental health, relationships and all aspects of your life. Unfortunately, in 2020 Citizens Advice estimated that 6 million Brits fell behind on their priority debts due to loss of income. They also estimated that the average person would take almost three years to pay back just these debts — assuming that they used their entire disposable income to do so. Managing Debt If your debt problems lessen, so will the feelings of worry. The road to financial freedom can be […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 4/23/21

Happy Friday, EOD Nation!  I’m so excited about this weekend!  I’ll be firing up my smokers for the first time in months.  Last night I smoke chicken legs, Saturday I’m doing briskets, and on Sunday I’m doing pork shoulders for pulled pork and another brisket that has been swimming in brine for about a week for pastrami. Oh and I’m bringing some of the brisket over to a friend’s house on Saturday night for food and game night. Fist pump for smoking meat, fun with friends and my favorite posts of the week! Posts That Make Me Fist Pump Do […] Read more »

4 High-ROI Small Business Investments

On its face, return on investment (ROI) is a simple business concept. At its most basic, ROI is how much money a business makes as a result of an initial investment. Though simple in concept, actually measuring ROI can often be difficult. As such, small business leaders may not be able to tell the difference between an investment that could generate significant returns and one that won’t. Thankfully, we’re here to help on that front. Check out these four high-ROI small business investments that can provide real value for your organization: Market Research Every business –– no matter how big […] Read more »