Talking Finances While On Vacation

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You might go on a vacation, but you should never take a vacation from paying attention to your finances. My wife and I are currently on vacation, but we continue to have financial discussions every couple of days, just as we do at home. How We Talk Finances On Vacation Just like when we’re at home, our financial discussions cover several areas: Recent Spending: The first thing we do is discuss what we’ve spent, We make sure we’re both aware of what we’ve spent our money on, and how much we’ve spent. We also review how our spending matches up […] Read more »

How Investing in Sports Betting Can Help Reduce Debt

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Upon reading the headline to this article, it almost seems counterintuitive, right? But for those who keep an open mind, it is food for thought and the very fact that you have even read this far signifies you are a free thinker. So, congratulations, you are one of the few. When we think about sports betting many of us conjure notions of exchanging money in a dark alley with a man of questionable repute. But sports betting has come quite a long way since the old days and is now so mainstream that many states have already adopted it as […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/26/21

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My wife and I are in Destin Florida! Over the last 3 days, we have driven across the country to make it to the beach in the panhandle of Florida. We’ve vacationed here several times over the last few years, and absolutely love it. We were supposed to be here last year, but the whole COVID-19 thing had just blown up and we had to cancel our trip. Things look a little different here than we’re used to (facemasks, etc), but we’re happy to be staring at blue green waters and white sand beaches. Fist pump for tropical vacations and […] Read more »

Create A Will Online For Free

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Six in ten Americans do not have a will. People do not create a will for a variety of reasons including they don’t want to think about death, and they don’t know how. But providing clear direction for what happens to your assets should you pass away is not only easy, but free and only takes a few minutes. Why Is A Will Important If you fail to create a will, and something happens to you, the following scenarios may occur: Court Appointed Executor : Without a will, the courts will name an executor you do not know or trust […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup

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Tonight, my wife and I are going to practice what I preached. I recently posted an article here describing combining money saving tips for an inexpensive fun evening with friends. Well, we’re about to pretty much repeat that exact evening. Happy hour food, drinks and games at a friend’s house. Looking forward to a fun kick off to the weekend! Fist pump for inexpensive fun, AND my favorite posts of the week! Posts That Make Me Fist Pump 23 Free Money Apps That Pay You Cash from Bible Money Matters Why You Should Always Check Debt Accuracy from CleverDude How […] Read more »

What Are the 3 Building Blocks of Your Budget?

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Making a budget for the very first time is difficult. You might know this spending plan needs balance to work in theory, but it’s not always clear how you can bring equilibrium to your spending in practice. The average budget contains a lot of bills and purchases that can overwhelm or distract you. Stripping them down to the basics can help. These three building blocks underscore your top spending priorities, so you can balance your next budget with ease. #1: Needs Your needs represent the essentials that you need to live safely. They’re usually regularly recurring bills, but they may […] Read more »

Vacation Spending Planning 101

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In the near future my wife and I will be going on vacation to sunny Florida. We’re renting a house with a group of people, and driving to and from our destination. A vacation of this magnitude will require a lot of planning, and careful budgeting. As soon as we booked the vacation we started budgeting. We also made sure our saving was on track to match our projected spending. Breaking down our projected vacation spending, we separated the trip into three major segments. Then, for each segment we made an itemized list of planned expenditures. Segment 1: The Trip […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/12

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Congress passed a massive 1.9 Trillion dollar pandemic relief bill this week. Included in this relief package is another round of direct payments to millions of Americans. One huge difference this time around is funds are being given for adult dependents including children over the age of 17. This round of direct payments will be welcomed by those struggling financially. But even though Congress attempted to be more targeted in who gets the money by reducing the upper income limit, there are many who will use the money to mark off wish list items. How about you, EOD Nation, are […] Read more »

Know What You’re Going To Spend, Before You Spend It

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  Know what you’re going to spend before you spend it. It’s more than good advice, it’s a requirement for financial success. Unless you have infinite monetary resources, you can’t just make purchases without having some idea of how much you’re about to spend. Without doing so, you’re just a purchase or two away from blowing your budget. My wife and I went through an experience in the past week that reminded us just how important this advice can be. Super Sized Skin Care Bill Over breakfast, my wife mentioned she needed some skin care products. This would be our […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 3/5/21

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I’m excited about this weekend, EOD Nation. I’m always happy to see a weekend come into view, but this weekend I get to do something I really enjoy. I get to make sausage. A friend of mine raves a sausage he and his wife had while on vacation in Paraguay a few years ago, and he found a recipe. I couldn’t turn down his request to help make it. We cubed the meat and mixed in the seasonings so it would be ready for grinding and stuffing tomorrow. It smells delicious! What inexpensive fun do you have going on this […] Read more »

If You Have A Skill, You Have A Potential Side Hustle

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The question my wife asked was intriguing. I had just spent four hours helping a family member build a personal computer. It wasn’t the first time I had helped someone do so. The process is time consuming and takes technical skill to get it right, as well as to isolate and fix problems when things go wrong. My wife simply asked if I had ever considered doing the same thing as a business to make some extra money? How Much Could I Charge? As our discussion continued, she wondered how much I would charge for such a service. Other trained […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 2/28

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Over the weekend I had a towing receiver installed on our new vehicle. I need the receiver for the storage basket we use on our trips to Florida. After skipping last year due to Covid-19 restrictions, we’re once again planning a beach trip this year. Many people in our vacation group have been vaccinated, and things are relatively open in Florida. Although quite frankly, we plan to stick to the rental house and the beach (the house is right on the beach) to minimize contact with others. We purchased a no-worries cancellation policy so we’re keeping an eye on […] Read more »

5 Home Maintenance Tips That Will Save You Money in the Future

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Did you know that maintaining your home well can actually save you money? That’s right! When you take the extra time and effort to keep up with your home’s appliances, features, and structure, you’re actually taking preventative measures from larger damages and problems arising. Getting ahead of these issues with routine maintenance will save you from spending hundreds or even thousands on repair or replacement costs. These are five of the easiest and most rewarding home maintenance and prevention tips you can start doing today. 1. HVAC Maintenance Every six months or so, you should have a professional come and […] Read more »

4 Ways Couples Handle Discretionary Funds

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Over the weekend I showed my wife a video of a new piece of equipment I hoped to eventually add to our home gym. The object of my desire had previously been mentioned, so she asked me why I hadn’t purchased it yet. I stated the reason was we hadn’t had a serious conversation about me spending $200. I didn’t feel comfortable making a purchase of that size without discussing it and making sure it fit into our spending plan. Both parties in a relationship deserve to spend discretionary funds on things they want. Cooperation is required to ensure both […] Read more »