Think You Have a Claim? Maybe Not

You have never filed a homeowner’s insurance claim before, but your policy was issued by a reputable company, and you pay your premiums on time. Filing this claim should be simple. Usually, it is. Most homeowners’ claims are paid promptly after review by the insurance company. Trusted Choice reports that in the most recent reporting year, Alabamans received $755,341,000 in loss payouts from insurance carriers. The Surprise No One Wants Homeowners’ insurance protects your family’s assets and provides peace of mind. The surprise when a claim is denied can be frustrating, even overwhelming. The reason for a denial is usually right in front […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/13

Happy Friday, EOD Nation!  I received some unexpected news this week….I got a raise!  Whoohoo!  It’s not a life-changing, huge raise, but anything greater than zero helps, right? On a separate, but equally as exciting note, you’ll see that this week’s motivational links features a double shot from my friend John over at Frugal Rules.  Good stuff going on over there, be sure to check it out! Fist pump for raises, AND a double shot of money motivation! Posts That Make Me Fist Pump Should You Buy Using 0% Financing? from Eyes on The Dollar 13 Motivational Money Quotes to […] Read more »

Traditional Second Mortgage vs Home Equity Line Of Credit

As a homeowner, you have the ability to use the equity in your home as a financial tool. Whether it be starting a business, home improvements, or debt consolidation, home equity can be used to help achieve life goals. Two ways to use that equity are a traditional second mortgage and a home equity line of credit. If you’re new to these terms, you are likely wondering what is the difference between a traditional second mortgage and a home equity line of credit? Commonalities Between a Second Mortgage and Home Equity Line of Credit Applying for a second mortgage and […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 10/6

Happy Friday, EOD Nation!  Yesterday I did my peak run for the marathon I’m training for – 18 miles!  In a few weeks we’ll be traveling to the city hosting the marathon.  A hotel room, dining out, and some fun activities will require some funds, but it’s all accounted for in the budget.  It’s the kind of weekend full of experiences and memory making potential that makes me not mind spending the cash – it’s why I got to work each day.  What fun experiences do you not mind spending your hard earned cash for? Fist pump for marathon weekend, […] Read more »

Teaching Your Teen How To Eat At A Restaurant

My daughter’s high school recently held their annual homecoming celebration. All the usual activities were included such as the football game followed by fireworks, and the homecoming dance the following evening. One activity not on the official list, but I added to my daughter’s agenda was a life lesson in finances. \My daughter and her friends spent the afternoon putting on makeup and doing their hair, and planned to go out to eat before going to the dance. She and her friends sat in a corner booth, while my wife and I took a table across the restaurant. We were […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/29

As mentioned in last week’s fist pump, we worked on decorating a float for my daughter’s cheer team for their homecoming parade.  It turned out to be a significant expense and effort, but it was worth it to support her.  The float includes a 7 food 3D megaphone built out of cardboard, foam, and poster paper painted glittery silver.  It’s pretty cool. Speaking of cool, let’s pump those fists for this week’s weekend motivation! Posts That Make Me Fist Pump Why Writing Checks Is Inevitable by Money Beagle Why You Should Spend Like You’re Broke from Young Adult Money 8 […] Read more »

Dollar Store Shopping: Save Money On Decorating Supplies

Shopping at a dollar store is very controversial. Laugh all you want, but bring it up the next time you’re having a conversation with a group of friends. Some think dollar stores are the best thing since sliced bread, others think they’re full of generic, expired, low quality junk. While looking for supplies to build a homecoming float for my daughter’s cheer team, I stopped in a dollar store and found a couple of items that were well worth walking in the front door. Poster board At the dollar store I visited, I got a large sheet of poster board […] Read more »

How to Get Healthcare After Retirement

There’s been a lot of talk lately about healthcare, and whether or not people could lose their coverage. Hopefully, you’re one of the lucky ones. Hopefully, you had a long and satisfying career with a company that offered a hefty pension or some other form of fantastic retirement benefits. Hopefully, you won’t have to worry about how you will afford trips to your doctor, the prescriptions you need, etc. But if you aren’t (or are pretty sure you won’t be) one of the lucky ones, don’t fret! Here are some of the options available to you that will help make […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/22

Next week is homecoming at my daughter’s high school, and her cheer team is involved in decorating a float for the homecoming parade.  The team needs some parent donations for the decorations, and my wife and I are all in supporting the team.  Since I’ve never decorated a homecoming float before, I have no idea what we’re getting ourselves into……I guess we’re going to find out! Now, time for your Friday money motivation! Posts That Make Me Fist Pump Do You Believe These Money Myths? from Money Beagle How to Tell When a Side Hustle Isn’t Worth It from Thousandaire […] Read more »

3 Things You Can Do With $1000 Instead of Buying a new iPhone

Apple announced the newest generation of their iPhone last week. The iPhone 8, 8 Plus and X (named for the 10th anniversary of the launch of the original iPhone) come with varying price tags, some reaching the $1000 mark. Working in the technology industry, I know that there are times when businesses are eagerly waiting for a new generation of system to hit the market because they are performance starved or need a specific new capability. I’ve never, ever heard of someone whose iPhone is critical for their daily life, and they are barely making it because they desperately need […] Read more »

How to be a Digital Nomad

digital nomad

What is a digital nomad? Well quite simply it’s when you make money on the move, whether that be from blogging, vlogging, setting up an online shop or becoming a master poker or blackjack player. Let’s have a quick look at some of the ways that you can make money on the move and wave goodbye to the 9 to 5 grind. Online Surveys You might not necessarily make enough money to retire to a mansion in the country, but filling out online surveys is a fantastic way to top up your cash from anywhere. All you need to do […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/15

Today’s more than just Friday, it’s also payday – whoop whoop!  The best part is the plans for the weekend don’t require much funding.  We have a birthday party for a friend this evening, and football watching with some other friends on Sunday.  I plan to bank the vast majority of this week’s discretionary funds for a weekend in October where we’ll be traveling for a marathon I’m running.  I want to ensure we have plenty of funds to make it a special weekend.  Oh, and I might need a massage afterwards. Now raise those fists for my favorite posts […] Read more »

Save Money Socializing With A Fire

The common anti-debt stance on spending money is if you’re in debt, you shouldn’t be spending money on frivolous things. How dare you have cable if you still owe on your car? It’s a fairly hard stance many personal finance gurus take, that’s not necessarily all that realistic. For example, cutting out all socializing and discretionary fun when you’re in debt may help you pay down the debt faster, but may not exactly lead to a high quality existence. I like to take a more middle ground approach. Make consistent and steady progress towards your financial goals, and have a […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/8

The fact that the first regular season NFL game occurred last night was a blunt reminder that fall is on our doorstep.  Financially, one of the things I need to budget for is the shutting down of my lawn sprinkler system.  For over 10 years I did it myself, borrowing a large air compressor from a friend and spending most of the day letting the compressor build up pressure followed by a few minutes of blowing out a sprinkler zone.  A few years ago I decided that 8-10 hours of my time was worth spending the $90 to have someone […] Read more »