Spend Money On Things That Give You Goosebumps

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Personal finance blogs talk a lot about how NOT to spend your money. I’m trying to give spending a positive twist, and help you decide how you SHOULD spend your money. Last week I gave a list of things I don’t mind pulling my wallet out for. This week I’m going to take take it in a little different direction and help you determine what things belong on your list. Another way to look at useful spending is to think about things that really enhance your life. In many cases, these may be experiences or hobbies. A clip of a […] Read more »

Find Out How To Receive An Accurate Insurance Quote

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It is not unusual to get a quote when you are shopping around for car insurance. However, it also happens to purchase the insurance and find out that the premium does not match the information offered by your quote. If you had this problem, you should know that there are a couple of things you can do in order to get an accurate insurance quote. Let’s take a look. Decide what you want The first step is knowing exactly what you need. When you buy a car insurance you should decide what you want from it. Start by thinking about […] Read more »

Work at Home Scams- How to Spot Them and How to Avoid Them

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Man using laptop computer while sitting on white floor background with copy space, top view, people and technology, lifestyles work at home

Work at home job scams are everywhere.  You’ll see them all over the internet, in your junk mail, in your email, and even on flyers posted around town.  In fact, work from home scams are so common it’s not always easy to tell the scams from legitimate work at home opportunities. Read on and I’ll show you what to look out for, plus give you some great ideas for legitimate work-at-home jobs to help you provide for your family without a traditional office job.   They Make Huge Promises I’m sure you’ve seen some of the ads for these scams.  […] Read more »

5 Things I Don’t Mind Spending Money On

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Achieving your ultimate financial goals requires you to be selective in how you spend your hard earned money. Being a wasteful or frivolous spender leaves less money in your pocket to put towards eventual financial freedom. But being wise with your money doesn’t mean living in a cardboard box and subsisting on bread and water – it simply means executing selective spending. Spend your hard earned cash on things that matter to you. Here’s a list of 5 things I don’t mind pulling my wallet out for: Expensive Groceries USDA Prime rated steak, lobster tail, crab legs and beef tenderloin […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/28

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Earlier this week I wrote how I’m forcing my daughter to go shopping. That’s a bit of an exaggeration, since she really does want to go buy new clothes anyway.  I was talking with her this morning and told her as she’s walking around the mall this weekend to think about how it feels to be able to essentially buy whatever clothes she wants. I told her that feeling is called financial freedom.  If she works hard and is smart with her money, she can continue to have that feeling throughout adulthood. Fist pump for financial freedom, and my favorite […] Read more »

I’m Forcing My Daughter To Go Shopping

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I told my daughter to plan to go shopping at the mall this Saturday. I encouraged her to engage in a full on shopping spree and spend a significant amount of money on herself. Yes, you read correct. It may not seem like very financially responsible advice, but I sincerely believe it’s exactly the right thing to do. My daughter got her first part-time job over the summer, working one night a week. She did such a good job, they wanted to expand her hours when school started.  Balancing schoolwork, being on the cheer team, and the job has been […] Read more »

Have a Debt Problem? Gregory Fishman and Resolvly Can Help

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Debt Relief is Made Easier with a Company that Cares The burden of debt affects many Americans, crippling individuals and families financially and causing immense stress.  When people can see no way to pay off huge amounts of debt, they may turn to bankruptcy as their only viable course of action.  Gregory Fishman, the President and CEO of debt resolution company Resolvly, wants those in debt to know there is an alternative to reduce and eliminate debt and salvage credit. Any number of mishaps can lead to overwhelming debt.  Perhaps an unanticipated medical emergency results in sky-high medical bills and […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/21

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Welcome to the weekend, EOD Nation!  I’m feeling extremely relieved for several reasons: we have our hail damage insurance claim taken care of (as much as we can right now) and are just waiting for our contractor to tell us when the roof will be done Our new refrigerator was delivered, and is keeping all our food cold again A major problem at work I’ve been involved in has been resolved With these three stress points behind me, I plan on attending a high school football game tonight, cleaning out smokers tomorrow, and enjoying Minnesota Vikings football on Sunday. Fist […] Read more »

Why I Love My Appliance Protection Plan

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Appliance delivery people are carrying a brand new refrigerator into my house as I write this blog post. The best part of this particular refrigerator is the cost: Zero. That’s not entirely true, to be honest. Our old refrigerator stopped working, was not repairable, and therefore being replaced under our appliance protection plan which costs us $60 a month. How Our Appliance Protection Plan Works Under the plan, repairs to the covered appliances have no cost. If an appliance cannot be repaired, it is replaced with a comparable new one. Another perspective is we’re paying each month towards future appliance […] Read more »

These mistakes are easy to make but can cost you dear

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It would be a boring world if we were all perfect and never made a mistake. But sometimes, those little slip-ups or errors of judgement can have financial consequences that make you think fate is just punishing you again and again. Here, we take a look at three perfect examples of simple errors that can have a shocking financial impact – including some advice on how to minimise the pain. Missing a payment These days, we have regular payments set up for all sorts of things at home and work. Rent, business rates, telephone, car insurance – and then there […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/14

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I noticed last weekend our refrigerator just wasn’t keeping things cold.  We had someone come look at it, and after unsuccessfully trying to revive it by replacing one part, the repair person declared our fridge’s compressor was broken.  Replacing the compressor is just as expensive as buying a new fridge, so I guess we’re dropping major coin on a new fridge. Wrong! After our water heater needed replacement a few months ago, we upgraded our appliance protection plan.  While we have been paying more per month, we’re going to get a new fridge for no additional funds out of our […] Read more »

Insurance Companies Are Not Your Friend

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  Insurance companies portray themselves as friends who are there for you in your time of need. However, the reality is they’re a business. Their number one priority is making money, not what is best for you. I’ve been dealing with a hail damage insurance claim since May for exactly this reason. Original Claim The first round of our hail damage insurance claim didn’t turn out well. The adjuster originally approved to have one side of our home resided and the front side of our roof shingled. The explanation given was only one side of our home and the front […] Read more »

Aiming for the Long-Term: 5 Reasons Why You Should Consider Investing in ULIPs

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Until recently, protection from loss and wealth creation were two needs that could only be achieved separately. Today, thanks to ULIPs, you can fulfill both financial protection and returns on investments with one solution. By combining an insurance cover with a savings plan, ULIPs, short for unit-linked insurance plans, give people the change to grow their money while concurrently protecting their dependents from life’s unexpected turns. It’s therefore not surprising that ULIPs are developing to be the preferred investment option around the world. If you’re on the fence about making a ULIP your investment plan, below are five convincing reasons […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/7

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My daughter got her driver’s license this week! She’s extremely excited about being able to go places in a car by herself, and I’m just as excited about not having to pick her up from school, cheer practice or taxi to and from friends’ homes. Her freedom does result in a higher  monthly insurance premium. However, that increased cost is up to her to pay.  She has a part-time job, therefore she can afford to pay for the insurance as her contribution for having the privilege to drive.  More freedom for all, plus a lesson in financial responsibility…..You have to […] Read more »