…20 months in the making. We are finally debt free! Two months to save $2,000, and 18 months to pay off about $26,000! The feeling is amazing! We owe NO ONE but our mortgage company! NO car payments! No furniture payments! No student loans! No more stupid debt for us please! A lot of people dream about this day, but it seems like fewer people actually work towards it! Are you that person? We used to be. We accepted all of the social standards for having and using debt and it didn’t work out. Freedom is so much more sweet [...] Read more »
Debt Freedom Timeline: “I Can Finally Taste It, And It Tastes Really Good!”
Our debt free journey has been as hard as it has been exciting!! This is a time line of how our Total Money Makeover looked over the course of about 20 months. Time line is approximate. December 2007 Decided to start The Total Money Makeover as our New Years Resolution Joined MyTotalMoneyMakeover.com January 1st 2008 First day of our journey towards financial peace Starting debt: $26,076.75 Started our first budget ever! STOPPED WASTING MONEY ON STUFF! NO MORE BORROWING EVER AGAIN! February 2008 Put our 2004 Pontiac Vibe on craigslist Bought Honda CRX for $500 Sold Vibe by end of [...] Read more »
The Perfect Day
Everyone that has kept up with my blog so far, knows that I am big on personal responsibility and setting goals. I love goals! I understand how to set goals but I am not always the best at writing them down. Brian Tracy is my favorite person to listen to when it comes to setting goals. He says, “People with clear, written goals, accomplish far more in a shorter period of time than people without them could ever imagine.” For this to work, you obviously have to stick to the plan. For me, the budget has been the best example [...] Read more »
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