The Not-So-Pretty Story of Paying Off My Debt

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Hundreds of people emailed, commented, tweeted and direct messaged me after this post asking to hear more of my story. The number one question: How did you do it? How did you pay off $571,817.68 in less than 3 years? The answer to paying off debt is pretty simple. Stop using credit. Earn more than you spend. Use the extra earnings to pay off debt. It’s not romantic. It’s not complicated. It’s actually very straight forward. I, however, do not typically do things the easy or simple way. In hindsight, I can see that the first year of my “debt […] Read more »

$571,817.68 Down And $0 To Go – Special Anniversary Celebration

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571,817.68 is a lot of dollars.   On January 18, 2009, this is how much I owed in debt. After a decade of living beyond my means. A couple of lousy real estate transactions. And a failed marriage.   I have carried this debt for nearly three years. Watching each month as the numbers crawled toward zero. And yesterday, I made my very last payment. New balance: $0.00.   If I stacked 571,817 dollar bills into a pile and weighed it – it would be 1,167 pounds.   That’s literally HALF a ton. The debt I carried weighed as much as […] Read more »