Review: Saving Money Is a Cinch With Cinch

There are infinite techniques people use to save money. Similarly, there seem to be countless online tools to help people make it happen. Developers of such tools need to come up with a way to differentiate themselves from the rest, and a new service called Cinch may have come up with just the way to do that. Cinch’s goal is to help users save money on common household expenses such as your home insurance, car insurance and mortgage payment by making sure you have exactly the coverage or product you need. But beyond that they also want to help you […] Read more »

Mortgage Free – Why This is Essential for Traditional Retirement

Who in their right mind would argue that being mortgage free is the only way to be if you expect to retire in some traditional way, with a house of your own? That would be me. As they say, "opinions vary" and "results vary." But, if you pay off the mortgage before you retire, that eliminates a large financial obligation essential for living - someplace to live. That's one of the big reasons it makes sense to me. From my vantage point, as an early self-retired individual, I see being 100% debt free as an essential part of having peace of mind when you retire, and I'm up on my soapbox to explain why. Gather 'round my financially fit friends and lend me your ears. Read more »