Which Is Less Expensive, Buying or Leasing a Car?

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Automobile owners may be unknowingly wasting thousands of dollars making the wrong choice when getting a new vehicle.  Maybe you’re included in this group.   Many people purchase a vehicle with the thought that they will keep it long past the life of the loan, saving money by not having a car payment for those years.   Unfortunately, the facts suggest this is not what really happens. Let’s look at some national statistics regarding car ownership: The typical length of a new car loan is getting longer. In 2015, it reached an all time high of 67 months. That means that the […] Read more »

Being Financially Responsible Means You’re a Lame, Dorky, Geek?

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Hi, my name is Brad Chaffee, and I am a lame, dorky, geek! The new Toyota Highlander commercial really gets under my skin. Have you seen it? Not only are they trying to make anyone who doesn’t drive a “cool” new car feel like losers, but they’re using a kid to do it. Some may see this as “just a commercial”, but let me remind those naive enough to believe that these commercials are powerless of something. There’s a reason why they spend TONS OF MONEY to air them. THEY WORK! I know that for the families that feel it […] Read more »