Waiting to be Shot is a Default Financial Choice for Some – Work to Avoid This Undesirable Approach to Personal Finance

I learned the expression "waiting to be shot" when I worked for a small engineering and consulting firm about 25 years ago. We used the expression to refer to employees who weren't performing well, they knew it, and yet they didn't have the courage to go find another job where they'd be more successful. The idea of waiting to be shot isn't limited to demanding enterprises and indecisive employees. For some of us, it's very much a part of our personality, and it's often reflected in how we manage our personal finances and the many things that can influence our financial well being. If we recognize the problem, we can perhaps do something about it. After all, there are much better alternatives to "being shot." Read more »

How Your Financial Decisions Can Impact The Family You Love

How many financial decisions do you make in a week? From what you buy, to how you pay for it, every time you make a financial decision, the consequences can affect your family. Single? You’re not excluded, because although some of your decisions may not affect your future family, many will, and it’s up to you to recognize the impact of those decisions. Unfortunately, many Americans find themselves suffering from “crisis living”, something I used to be very familiar with. With too much debt and no savings to think of, living paycheck to paycheck is a gruesome reality. The Consequences […] Read more »