Choices Are Hard, Which Choice Will You Make?

I recently saw this sign on the refrigerator at work:   It’s an interesting sign, one that makes me think every time I go into the kitchen.  But the other day, as I was waiting for my lunch to heat up, I looked at the sign again. Since I relate almost everything to money, I realized that the same mantra can be applied to our debt. It would sound like this: “Getting into debt is hard. Getting out of debt is hard. Staying out of debt is hard. It’s all hard, so choose which hard you want.” I thought this […] Read more »

Merry Thriftness – It’s NOT About Being Cheap, It’s About LIVING And LOVING Frugally!

Do you require a gift from someone to be brand new? This is something I have wondered for a while now and it seems like the perfect time to discuss it. With Christmas happening in two stress-filled days, a lot of people are busting their budgets, in hopes of satisfying the person they are buying gifts for. I have to admit, I really hate choosing a gift for someone. It’s a lot of pressure to try and get the perfect gift for someone, only to wonder if they even liked it. (Consider for a second the rush of after Christmas […] Read more »