In the last few years our economy has taken quite a hit.  This has resulted in pay cuts and layoffs around the country.  Perhaps you have been affected by this and are now struggling to live off of lower pay.  If readjusting to a less luxurious lifestyle is proving to be a challenge, there are a few simple things you can do to ease the strain. Try to offset your primary expenses by cutting back elsewhere.  This means that if you are still committed to a lease or are paying off loans and are unable to reduce the monthly costs […] Read more »