Breeze Through Your Taxes Through Preparation And TaxACT

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This post is part of the TaxACT #BeatTheDeadline blog tour which shares tips on how to make tax time a smooth and easy process before the April 15 deadline. TaxACT provides the tools and guidance to help you confidently file taxes easy and fast. Do your own taxes today at TaxACT. You got this. When you think about doing your taxes, what picture immediately forms in your head? Is it one of sitting in front of the computer answering questions displayed on the screen by tax preparation software? Or maybe one of an appointment with an accountant? I’ve noticed something […] Read more »

A Conversation Overheard: Teenagers Ordering Pizza For The First Time

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Working at the kitchen table, I had my back to my twelve year old daughter and her friends who were watching TV in the living room. It was the first day of Spring Break, and they were excited for a week without school. I tried to tune out the sounds of whatever teenage girls usually talk about, when suddenly one of them said something that made my ears perk up. “We should order pizza!” The suggestion was meant to be a joke, but I listened to them begin to discuss some details such as what kind of pizza they would […] Read more »

Using Intermittent Spending To Stay On Budget

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A body builder friend of mine recently posted a link to an article that caught my eye. The article described a diet methodology called Intermittent Fasting in which a person would consume all their food for the day in an 8 hour window followed by 16 hours of fasting. This wasn’t just some person’s half cocked idea about how people should eat, there was actually some science behind it. The thought is that eating all the food for a given day in a short period of time more closely resembled how our ancestors lived. Prehistoric man would spend the day […] Read more »

Debt and Cleaning

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 Today’s post is from my friend Prudence, who hails from Prudence Debt Free.  I had the honor of having her guest post once before, and I’m very excited to have her back.  So please, give her a warm EOD Nation welcome! Should we hire house-cleaners again? A couple of weeks ago, I was talking with two colleagues about how we used to hire house-cleaners. “Do you hire cleaners?” I asked Cam. “Of course we do!” he answered. As a working couple with two small children, he and his wife found it made life manageable to have the services of a […] Read more »

Find Your Financial Forever Pace

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The fact that the weather app on my phone said the outside temperature was in the mid thirties was reinforced by the water dripping from the roof of my house. The sun was shining, the snow was melting, and I was stretching out for my first long run outside in months. Nine miles to be exact. The first few miles are always the hardest. Even though I thoroughly stretch out before I start, it always seems to take a few miles before everything gets loosened up. During my run on Saturday it took about 4 miles, at which point something […] Read more »

Travel Hacking with Credit Cards is a Dangerous Trap

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Here he goes again. That crazy Steve Stewart is about to start a ruckus and make people get very angry by telling it like it is. You see, I’m the killjoy that’s about to take away all your fun. I’m the grandpa who isn’t into “hip” things. I’m the old man who says you should do things the old-fashioned way. But I’m going to speak the truth, and the truth can set you free (debt free, that is):   Travel Hacking with credit cards is a dangerous trap Travel hacking has been around for years, but it is growing in […] Read more »

Change Your Perspective, Change Your Life

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I’m always the first one of our family to throw back the covers and climb out of bed on weekend mornings. My goal is always to get up, get to the gym, and get home before anyone else even thinks of getting up. One such Saturday morning I was composing a note to leave on the kitchen counter as I was preparing to head out to the gym. My wife likes to know what time I left so she knows approximately when to expect me back home. So, I ripped a piece of paper out of a notebook and wrote […] Read more »

Debt Is A Temporary Condition – How Long It Lasts is Up To You!

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Today’s post is my contribution to the #DebtIsNotForever movement started by Jackie Beck over at The Debt Myth. You can participate as well by taking a picture of your “Why” you want to get out of debt, or why you’re working to get out of debt right now and posting it to her Facebook page. Check out this link for more details – Jackie is also hosting a giveaway for all that participate in the movement, and publicly take a stand against debt. Will you stand with us? Pain is temporary. It may last for a minute, or an hour, […] Read more »

Budgets make me feel inadequate, but made me rich

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Last year I recorded a show about the 7 Common Denominators of the Wealthy. It was then I realized there were many commonalities related to having – and operating on – a household budget. With so many wealthy habits tied to being on a budget, why is it that most people don’t do one? It is because budgets makes us feel inadequate. It certainly has made me feel inadequate. Tell me if you’ve felt the same way before too. Budgeting makes me feel inadequate Think back to the last time you created a budget. How did that make you feel? […] Read more »

Motivational Monday: Three Steps To Achieve Your Financial Goals

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A few months ago, I caught a link to a motivational video filled with inspirational quotes. I still watch the video almost every morning as I prepare to take on the world for the day. It centers my thoughts on what I am going to do that particular day to help me make positive progress towards the goals I am trying to accomplish. After several weeks of listening to this video, I wanted to find out who the voices in the video were. With the help of Google, I was able to determine one of the people featured was a […] Read more »

Warning: Shopping Without A List Is Hazardous To Your Budget

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My love of lists is almost legendary, my daily activities driven from them. I have different lists for different parts of my day: Things needing to be done at work, written on my office white board Personal life todo list written in a notebook on the kitchen counter Blogging todo list written in a notebook on my computer desk My lists help me not only remember things that need to be done, but also to prioritize them. My wife sometimes makes fun of me because of my lists, but she understands the importance I place on them. I commonly find […] Read more »

Instant Gratification Here, There, and Everywhere

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I felt myself becoming more agitated as I sat at the stoplight waiting for the light to turn green. I was on my way to the gym, and was anxious to get started. The light was seemingly taking forever, so I decided to figure out how long the light was red.  I was sure it would be a ridiculous amount of time. I remember that I had started a new track as I pulled up to the intersection so I would easily be able to calculate how long I was sitting there. After what seemed like an excruciating eternity the […] Read more »

A Black Friday Deal you WON’T believe!

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Good morning and Happy Thanksgiving! I hope your day is filled with family and board games along with tons of turkey and stuffing (I love stuffing). I should be entering receipts into YNAB right now. I usually check our bank account for my wife’s deposits at the same time but when I signed on to online banking I saw this: They are using the holidays as an excuse to sell you money Look, I understand if you don’t have enough money to purchase all the Christmas gifts you’d like to. Maybe you will borrow money to buy gifts this year, I’m […] Read more »