12 Months of Christmas Debt (The Song)

On the first day of Christmas my habits gave to me: One Empty Wallet

On the second day of Christmas my habits gave to me: Two-hundred Sales

And one empty wallet.

On the third day of Christmas my habits gave to me: Three Reasons to Shop

Two-hundred Sales
And One Empty Wallet.

On the fourth day of Christmas my habits gave to me: Four Credit Offers

Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

On the fifth day of Christmas my habits gave to me: Five New Credit Cards

Four Credit Offers
Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

On the sixth day of Christmas my habits gave to me: Six Needs a Wanting

Five New Credit Cards
Four Credit Offers
Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

On the seventh day of Christmas my habits gave to me: Seven Days a Shopping

Six Needs a Wanting
Five New Credit Cards
Four Credit Offers
Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

On the eighth day of Christmas my habits gave to me: Eight Impressed Neighbors

Seven Days a Shopping
Six Needs a Wanting
Five New Credit Cards
Four Credit Offers
Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

On the ninth day of Christmas my habits gave to me: Nine Minimum Payments

Eight Impressed Neighbors
Seven Days a Shopping
Six New Needs a Wanting
Five New Credit Cards
Four Credit Offers
Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

On the tenth day of Christmas my habits gave to me: Ten Exceeded Limits

Nine Minimum Payments
Eight Impressed Neighbors
Seven Days a Shopping
Six Needs a Wanting
Five New Credit Cards
Four Credit Offers
Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

On the eleventh day of Christmas my habits gave to me: Eleven Money Fights

Ten Exceeded Limits
Nine Minimum Payments
Eight Impressed Neighbors
Seven Days a Shopping
Six Needs a Wanting
Five New Credit Cards
Four Credit Offers
Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

On the twelfth day of Christmas my habits gave to me: 12 Months of Debt

Eleven Money Fights
Ten Exceeded Limits
Nine Minimum Payments
Eight Impressed Neighbors
Seven Days a Shopping
Six Needs a Wanting
Five New Credit Cards
Four Credit Offers
Three Reasons to Shop
Two-hundred Sales
and One Empty Wallet.

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About Brad Chaffee

7 Responses to “12 Months of Christmas Debt (The Song)”

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  1. Jackie Walters says:

    This was great Brad. I’m so glad I will not be having 12 months of Debt. I’m already saving for Christmas 2012.

    Merry Christmas

    Jackie

    • Brad Chaffee says:

      Thanks Jackie! I had fun coming up with it and even though it was only twelve lines it took longer than I thought it would. LOL

      One of my favorite reminders of our success getting out of debt is an ornament I made that contains cut up pieces of all our credit cards back when we borrowed for everything. It’s great to look back and see how far we’ve come and how easy it has been to live without debt.

      Merry Christmas to you and your family! ๐Ÿ˜€

  2. Haha nice one. I dare you to go out to the mall caroling with this tune ๐Ÿ™‚

    Happy holidays!

  3. J. Money says:

    Love this!! You da man, Mr. clever! ๐Ÿ™‚

    • Brad Chaffee says:

      Haha, it was only twelve lines but I do think it was a good idea and twist on 12 Days of Christmas. LOL I did a Christmas song last year so I figured I’d give it a whirl this year too. ๐Ÿ˜€

  4. Heidi martin says:

    Even though this post is almost 3 years old, its so true still!! The message is clear and powerful about how we get further in debt especially during the holidays.

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