On the regular…I hear average people complain about the current state of our economy. I hear average people complain about Government spending and how wasteful and inefficient it is. I hear average people complain about the rising U.S. debt, which is now over 12 trillion dollars. I hear average people complain about the U.S. budget which seems to be compiled of massive debt and lots of red numbers. In a nutshell, I hear average people complain about the basic financial decisions made daily in the U.S.
The average person is just as broke, just as bad, and just as irresponsible as the U.S. Government when it comes to financial matters. Yep, 7 out of 10 people are broke, so what does that tell you? Not certain what it tells you, but what it tells me is that the average person is NOT smarter than the U.S. Government.
EOD Tip: Monkey See, Monkey Don’t – Stop doing the same things with your money, that our Government does with theirs ours. Want to be financially well-off? Do what financially well-off people do.
Are you the average person?
Government answer: YES! Average is good, follow our lead.
- Yes, and I like it that way.
- Yes, but I am ready to be extraordinary.
- No way, common sense is King.
Do you have an emergency fund?
Government answer: NO! Who needs an Emergency Fund when you collect taxes?
- Yes, and it feels GREAT!
- No, but I am ready to get one.
- No, I have my credit cards.
Do you have and maintain a monthly “balanced” budget?
Government answer: NO! Who needs a “balanced” budget when using tax payer money?
- Yes, and it helps me stay focused!
- No, but I would like to give it a try.
- Nope, who needs a budget?
Do you spend more than you make?
Government answer: Of course! Thank God for taxes!
- Yes, why do you think I love my credit cards so much?
- Yes, but it’s time to gain control of my behavior.
- Nope, not anymore.
Do you have debt not including your mortgage?
Government answer: YES! Got to keep these failed programs going so we can continue to raise taxes to pay for them.
- Yes, we have tons of debt, who doesn’t?
- Yes, but we are working to eliminate it!
- Nope, no debt for us please!
Do you have, or have you ever thought about funding your own retirement?
Government answer: Of course not, tax payers fund ours, but you need us to fund yours. (Ironic eh?)
- Yes, but I haven’t started just yet.
- Yes, my retirement is growing slow but steady.
- Nope, that’s what the Government is for.
What do we take away from all this? Well, if you are spending other people’s money it doesn’t really matter at all apparently, but if you are spending your own it better matter!
EOD Tip: Government Reliance Vs. Personal Responsibility- Wait Or Create? – If you want to be smarter than the U.S. Government, you should focus and try as hard as you can to become more self reliant. Taking personal responsibility for your life and your actions, is one of the most valuable attributes to becoming who you want to become.
Your money should matter to you as much as, if not more than, what the Government is doing with the money they take from you. The Government has proven time and time again that it has no real grasp on how to manage money. In our society debt is seen as good, mostly because it allows us to buy stuff we wouldn’t otherwise be able to afford. I am screaming at the top of my lungs here to tell you it is a lie. You can have anything you want with a little discipline, sacrifice and an actual financial plan that isn’t void of common sense.
If debt was the answer to prosperity, why is our economy suffering SO BADLY, even after the Government spent HUNDREDS OF BILLIONS of our tax dollars?
Common sense? It’s not as common as you would think.
As the Government has proven, you don’t need common sense when you are using tax payer dollars. It doesn’t take much to do it their way, but being smarter than the United States Government gives you control, security, dignity, and a much better quality of life. Be smarter than the U.S. Government and take control of your money, instead of continuing to spend on auto-pilot.
So are you Smarter Than The U.S. Government?
Looking for more to read? Be sure to check me out over at the Self Reliance Exchange.