In my last post I told you about the ERR budgeting strategy I came up with to optimise our spending and make out money go further. Today I’ll share a bit more about the first element of it – eliminate. This is about eliminating waste and deciding what you absolutely want in your life. Let’s get back to the time when my husband told me about the enormous, obscene amount of consumer debt we had. Now, I’d love to tell you that I kept my cool and calmly went on following the commandments of personal finance. It was not to […] Read more »