Teaching Your Kids About Money? 5 Concepts They Need to Know

teaching your kids about money

Are you regularly teaching your kids about money and how to handle it?  I don’t mean just talking about very simple concepts such as “save money” or “don’t spend it all”.  I mean are you really teaching them what money is all about? When they get older are they going to have a clear picture of how to manage their money well so they don’t end up in financial trouble like so many people who never learn these principles?    The Basics Still Apply Managing money is much more difficult than it was 40-50 years ago because most of us […] Read more »

Budget Friendly Gifts for Teachers

The end of the school year can be a very expensive time. Yearbooks, costumes for school musicals and plays, field trip costs, end of the year parties, prom, graduations and gifts for teachers can all add up to a lot of money. In the month of May, I had to shell out money for two kids to be in musicals (I was able to pull costumes together for less than $20 thanks to the thrift store.), one field trip that included me (admission combined was $10), Teacher Appreciation Gifts and food for an end of the year party. I know […] Read more »

An Act of Kindness

Several years ago my friend and I tried to go to the zoo. Tried, as in, attempted but was unsuccessful. The plan was that me, my friend, and 5 children under the age of 6 would go to the zoo for super cheap because my friend had season passes. Sounds perfect! Before we even left the house I could tell my friend was having a bad day. Just one of those days where you wonder why you ever thought having children was a good idea. Read more »

Love Drop October — The Triplets

Hey guys! The Love Drop team is at it again! They just came back from the Boston area where they dropped $5,000 worth of appliances and gifts to a woman who recently got hit by a car and is recovering in a wheelchair, and THIS month they’re trying to round up the love for precious newborn triplets! We want to help Jeff and Becca (the parents) prepare to bring them home from the hospital, as all three were born very underweight and are currently in the Neonatal ICU (they’re doing great though! And will be coming home soon). With four […] Read more »

June Love Drop – Help the Aubin Family

Hey guys! The Love Drop team is at it again! Last month they gave over $9,200 worth of cash, goods and services to their recipient, the Stalnaker family, who had been going through a financially hard time due to the effects of the BP oil spill on the Louisiana economy. The family was in need of a car and the Love Drop team was able to surprise them with one, making it one of the most exciting Love Drops ever. You can watch how it all went down in the video below. This month they rally behind the Aubins – […] Read more »

April Love Drop – Help The Kahlen’s

Hey guys! Here’s the latest update from the Love Drop community. The Love Drop team is at it again! Last month they gave over $5,000 worth of cash and goods to their recipient, Katie, who had been battling a couple of brain tumors over the years, and it culminated with a surprise gift of 15+ friends showing up at her house to celebrate with her. It was awesome. Check out how it all went down: This month they start all over again and grow support for the Kahlen’s – a family who has been hit hard by the economy, and […] Read more »

March Love Drop – Katie in Dallas

This is how far behind I have become. Love Drop, an effort to give back to the community, really amazed me with last month’s DROP! Last month the Love Drop Team raised over $13,000 (and 3 iPads!) to help two little boys with autism receive a service dog. They were beyond touched, and we did this in only 1 month – that’s it. Everyone came together and gave a few bucks each to impact one family’s life. If you were a part of it, THANK YOU!  You can check out the final video of us showing up to their house […] Read more »

Love Drop Feburary – Autism Safety and a Dog That Can Help

I hope everyone is having a great weekend so far. The weather is beautiful here in Charlottesville VA! I just wanted to share with you what’s happening over at Love Drop this month. P.S. The “full accountability video” is coming, it’s just taking longer than expected to figure out all of the technical stuff. I’ll definitely post it next week FOR SURE! Also, for those interested in the reality series, it’s coming along but I’m still waiting to find out about the sponsors. I’ll give you an update as soon as I know something more. 😀 Have a great weekend […] Read more »

January Love Drop – Meet Jill

Howdy folks! Back in November you may remember me mentioning something I consider to be extremely awesome. Love Drop has a very special place in my heart, not just because of who's involved, but because of what they're doing. It's giving, compassion, love, and community all wrapped up into one massive cause! It's January! Time to start making a difference! Jill is a single mother who lost her job, and then her daughter. She became homeless, found a home, and then lost it to a fire. If this video doesn't move you, I'm not sure what will. Read more »

Gift Cards & Tipping – What’s Your Opinion?

Photo Credit: y2bk Gift cards have become increasingly popular year after year! It’s an easy way to send someone you love a nice gift that they can use at their convenience. This post is specifically about gift cards to restaurants, but it’s not about the actual gift card as much as it is about how you tip when you pay with one. Recently we used a $25 gift card for a local restaurant and during this process it got me thinking. Do people generally tip more or less when their bill is reduced because of a gift card? Our meal […] Read more »

A Blogger’s Dream to Help Others is Coming True

Howdy folks! Welcome to day two of my No Restaurants in November Challenge! (Have you taken the plunge yet? Join me and many others!) One of the many reasons there could be for wanting to save a little money — the topic for today’s post is definitely one of them. Giving….. Do you do enough of it? We don’t. Don’t misunderstand. We do give, but it’s not nearly as much as we want to give. When I think of all the orphans, widow’s, single mothers and the poor and unfortunate others out there, I know that what I do is […] Read more »

The Big Brothers Big Sisters Fundraiser is Ending

Hello everyone! I just wanted to let you all know that I am ending the Big Brothers Big Sisters Fundraiser early. Today will be your last chance to buy an I’m Debt Free game or donate money without buying a game. If you buy a game, $10 of your purchase will go to Big Brothers Big Sisters. The original announcement. Click here to purchase the I’m Debt Free game! Email me at freedom {at} enemy of debt {dot}com if you are interested in donating money without buying the game. So far, including my $100, I will be giving BBBS $214.00! […] Read more »

Buy I’m Debt Free the Game, and Help Support Big Brothers Big Sisters

Have Fun on a Budget Don’t like to read? Buy the “I’m Debt Free” game RIGHT NOW, so I can give 100% of my earnings to Big Brothers Big Sisters!! If you are a subscriber to Enemy of Debt then you are either working really hard to become debt free, or you simply enjoy my passion-filled rants on why debt freedom rules. If you are one of the few in this country that actually acknowledge debt to be a problem, and you are trying to get rid of it yourself, chances are you are making some less than favorable sacrifices […] Read more »

Brad And J’s 1st Annual Christmas Stimulus 2009

Are you ready to hear my super secret surprise? You should be because I am so excited to tell you about it! It all started with a post I wrote titled, “Help Your Neighbor Christmas Stimulus“. My idea at the time was to take a portion of your Christmas budget and use it to help someone close to you feel a little less stressed this holiday season. Originally, our Christmas budget was $250, and I pledged to take $150 of that, and use it to “help my neighbor”. Although I will admit we spent a little more than the $100 […] Read more »