My ImpulseSave Experience: Is Saving Money Fun?

Hello everyone! I hope you’re having a great weekend so far!

A few weeks ago I did an ImpulseSave Invite Giveaway! At the time, I wasn’t quite fully setup and connected to my Perkstreet checking account so unfortunately I couldn’t share a more personal review of the site and the wonderful savings tool that it is.

On March 11th, I was finally able to take full advantage of the site.

Since then I’ve jumped in head first and I must say — I LOVE IT!!!! I don’t think saving money has ever been this much fun!

My wife and I are no stranger to saving money but I have to admit that ever since we became debt free, built our emergency savings to nearly $10,000, only to watch it vanish in a hurry our motivation hasn’t been the same.

$7500 of it was gone in an instant when we struck a deal with the second mortgage company so we could sell our house. Cry like a baby we did but it was for a good thing.

Fast forward to a couple of weeks ago. Not only have we started saving more, but we are actually excited about it!

Since completing the verification process, I have saved $580 towards two upcoming financial conferences, an 8-12 day vacation with my daughter, and for our 13 week trip to Hawaii we’re planning for at the end of September.

My wife just signed up too and she just impulse saved her first $5.00 for Eye Lasik Surgery!

ImpulseSave can be used to fund your emergency fund, save to pay off credit card debt, student loans, and even that trip you’ve wanted to take since 2008. People are saving for everything! Vacations, FINCON12, taxes, birthday parties, and one person is even saving for “FREEDOM”! Gotta love that!

We use Ally to house our Emergency Fund but ImpulseSave has become the answer to the sinking fund! We have used sinking funds (separate savings account) to fund everything from Christmas to vacations in the past but this awesome new financial tool makes it SO MUCH EASIER to organize and manage each individual savings goal!

Are you reaching your savings goals?

I am  and so can you. Before today it was only available via invite but they have told me that if you click on any of the ImpulseSave links in this article you will have instant access!

Instant access to your next savings goal! Does it get any better than that?

P.S. I’m not making any money from this post or for anyone that decides to sign up for an account. I’m simply sharing a great tool that will empower you and your family to rock your finances by saving more money. The benefits are amazing and every little bit you save adds up! START SAVING TODAY!

Want to know more? Watch this short video.

ImpulseSave from ImpulseSave on Vimeo.

Hello Enemy Of Debt Readers!

ImpulseSave is an awesome new tool that makes saving as easy and rewarding as spending! If you’ve ever felt like there’s just never enough money to get it all done then ImpulseSave is the solution you’ve been waiting for!

ImpulseSave is a private saving site on a mission to turn your impulse-buys into ImpulseSaves! We’re doing some really awesome things on that front, but the coolest thing is that today and today only we’re letting you have the chance to get into the program!

photo credit

About Brad Chaffee

4 Responses to “My ImpulseSave Experience: Is Saving Money Fun?”

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  1. I’m not sure Perkstreet or Impulesave are the right tools for me even though I’m signed up and using both to a very limited degree. I’m so stuck on the envelope system and having cash that it’s difficult for me to change my habits. I like things simple. One debit card (cash back) for my checking account, one online savings account (, and by using Quicken I can manipulate any category I want to set up specific saving goals.

    However, with that said, I will give both Perkstreet and Impulsesave another month of usage to see if it WORKS for me or not.

    Thanks for introducing Impulsesave to me!

    • Brad Chaffee says:

      I understand that Jackie! The envelope system ROCKS too! 😀

      So for sinking funds do you use envelopes for that too? That’s what I’m using ImpulseSave for and it’s so easy to manage and keep track of each individual savings goal. Another thing for me is that if I save money in an envelope for upcoming events I tend to dip into it too much and I say I’m going to put it back on payday but never do. LOL ImpulseSave works for me because I save automatically each week AND impulsively. Once it’s in the account I’m not touching it unless it’s time to live out that goal. haha! 😀

      I admit we have not been using the envelope system much since signing up for Perkstreet a year ago but we have earned lots of perks for using our card for those same purchases when possible. we make it a habit to not try and earn perks “unnaturally” by buying things we don’t need. thanks for sharing your thoughts Jackie! 😀

  2. Brad, no I don’t use the envelopes for my sinking funds. Instead I set up specific categories in Quicken in which I manipulate my checkbook register to debit my checking account and credit specific sinking fund accounts. The money never leaves the checking account – it just looks like it does. I do have money automatically deducted each month for savings, vacation and a boat (using Betterment).

    I dip into my cash envelopes too! If there isn’t enough in the dining out fund, I’ll take from the clothing fund and it always works out 🙂

    Too many bank/saving accounts complicates “my system”. I gave my husband the “Perkstreet” debit card to use only for groceries and gas – he had it in possession for 2 days and I had to take it away from him. He wasn’t using it correctly 🙂 So that messed up all my accounting 🙁 I was not happy 🙁

    So, he’s just back to using our one bank debit card for now. Can’t train an old ‘husband’ new tricks!

    • Brad Chaffee says:

      That’s good to know Jackie! Just like with anything personal finance it’s a matter of personal preference and what works best for you.

      That’s okay I’m sure your husband is in great hands. 😀

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