Saying “I Can’t” Is Just Like Saying “I Don’t Want To”

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Photo Credit: haydnseek Have you ever said “I can’t?” I have, and you probably have too. What is it that you are really saying when you speak those words? Are you saying you lack the ability to learn, or are you saying you lack the desire to try? I personally feel the phrase “I can’t” is the equivalent of saying “I don’t want to”. If you wanted to do something, wouldn’t you try, and if you didn’t, you couldn’t say I couldn’t, you would have to then say I didn’t? (Tongue twister—I know) 🙂 Unfortunately, many people say I can’t […] Read more »

Consumer Debt: The Black Hole of Personal Finance

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A black hole is considered to be the most dangerous place in the universe. And in matters of personal finance, I consider debt to be that place. Sure there are other areas of the financial universe that can cause dangerous circumstances to arise, but the same can be said for the universe. A black hole is not the only way to “meet your maker”, but it probably is the fastest and most destructive. The major difference I can see, is that unlike getting sucked into a black hole, with debt, you CAN escape its gravitational pull. The only way to […] Read more »

Debt Free News From A Debt Free Reader #13

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Hey everyone! Welcome to another Debt Free Friday! I was recently inspired to ask another passionate debt free blogger to share his story on Enemy of Debt for all of you to enjoy. His comment was filled with passion, which you know I love, so I had to send him an invite. I know you will be as inspired by his debt free news as I was by all of his recent comments. Have a wonderful DEBT FREE weekend! Check out Steven Williams’ awesome debt free story. I think there’s a “bondage-free” revolution happening right now, won’t you join us? […] Read more »

How Your Financial Decisions Can Impact The Family You Love

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How many financial decisions do you make in a week? From what you buy, to how you pay for it, every time you make a financial decision, the consequences can affect your family. Single? You’re not excluded, because although some of your decisions may not affect your future family, many will, and it’s up to you to recognize the impact of those decisions. Unfortunately, many Americans find themselves suffering from “crisis living”, something I used to be very familiar with. With too much debt and no savings to think of, living paycheck to paycheck is a gruesome reality. The Consequences […] Read more »

Top 5 Posts: Children, Frugality, and Self Reliance

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Photo Credit: Memory_Freak Children, Frugality, Self Reliance, Snowballs, and A Better You There were a lot of fantastic articles as usual, but these were the ones that I liked the BEST! Enjoy! Teach Your Children Well-Part I – Thomas J. Stanley Relocating To Save Money On Housing – Frugal Dad Radical Self Reliance in the New Economy – Out Of Your Rut How a Debt Snowball Works (Short Video) – Deliver Away Debt Is Your Life Too Small for You? – My Super-Charged Life Carnival I participated in last week: Best of Money Carnival #67 – Hosted by Matt About […] Read more »

5 Money Lessons I Learned From My Chiropractor

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Guest Post by: Kris Bickell. Photo Credit: Podknox If you’ve ever had back pain, you know that it is a constant struggle. Some days you feel free good. Other days you feel the pain. And you’re always only one stumble, bump, or bend from another painful episode. Unfortunately, for many people it’s the same with money and credit card debt – you have good days, and bad days, but you’re just one unexpected car repair bill, medical expense, or home repair from more financial pain. Sure, the bills may disappear for a while, but the struggle to pay off your […] Read more »

Debt Free News From A Debt Free Reader #12

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“Thank God it’s Debt Free Friday!” That sounds a lot better than the popular “I hate my job, and the weekend is the only time I can enjoy life” counter part. Maybe if you were inspired to join the debt free soldiers, you would have a little more wiggle room to figure something else out. Congratulations, you’re in luck. That’s precisely why I created this series. I wanted to show you that everyday people, JUST LIKE YOU, have decided to kick debt to the curb to eventually realize debt freedom IS everything us weirdos say it is. It is true […] Read more »

Martin Luther King Jr Had a Dream – Do You?

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As I had a chance to reflect on one of America’s great historic figures this weekend, I couldn’t help but think of you. Granted, what this man endured had nothing to do with personal finance, but it had everything to do with amazing self-sacrifice, determination, courage and hope. These are all things that are needed when trying to defy overwhelming odds in order to make big changes in your life. On August 28, 1963 Martin Luther King Jr. delivered one of the most inspirational speeches ever, about a dream and a vision he had for America. That dream was inspired […] Read more »

This Weeks Roundup: Tip’d Rockstars, Mentions, and My Health

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Great Articles From Good Friends How I Saved $10,000 in Six Months – Evolution You 20 Signs You Need a Financial Makeover – Budgets Are Sexy Life After Bankruptcy: 3 Things That Could Change After You File – Stumble Forward Too Much Debt? 5 Steps To Pay Off Your Debt – Free From Broke Don’t Let Yourself Drown in a Sea of Financial Stress – Financially Poor 10 Guiding Principles For The “New Retirement” – Redeeming Riches Avoid the Blame Game—Take Responsibility for Your Financial Affairs – Free Money Finance Student Loans: Necessary for a College Degree? – Couple Money […] Read more »

Tips on Finding You the Right Auto Insurance Coverage

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This is a guest post from a recent series of three from the folks at 21st Century Insurance. Make sure you are insured, but most importantly make sure you have the right coverage for you! While there are a plethora of options for auto insurance coverage, it can be tough to find the right provider that works best for you when you need to make that auto insurance claim. But they’re out there. However, the right coverage can’t find you if you don’t go out and look for it. If you’re not sure what discounts you may deserve on your […] Read more »

If Someone Paid You $500 to Improve Your Finances, Would You Be Interested?

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Ahhh, Friday Has Arrived!! As most of you tidy up your workspace, and prepare for the weekend ahead, the last thing you might be thinking about is how to better manage your money. In fact, some of you may be schematizing (yes, it’s a word) your way into a brand new car, a state-of-the-art plasma, 3D, blu-ray, movie theater-sized television, or some special gadget that is going to take you to the moon. That’s fine if you have your ducks in a row, all accept for the new car of course. (buy used) BUT…what if you’re living paycheck to paycheck […] Read more »

Book Review & Giveaway: The New Rules for Mortgages

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Hello everyone, I hope you are all having a magnificent week so far! Before I get started, I feel I need to clarify a few things about my views and beliefs concerning a mortgage. As most of you know, I am against debt, but I do realize that not all people are going to go out there and save, save, save, in order to pay 100% cash down. Some people, if not most, would even consider that to be impossible. I’ll save that discussion for another day, but I just want to point out that I understand that the average […] Read more »

Perfect Example As To Why You Must Have An Emergency Fund

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This is a spontaneous post, brought on by my lingering frustration with how people still manage their money. Hasn’t towering unemployment, record foreclosures, and the looming threat of a double-dip recession (as if there ever was a recovery) taught people anything? For some of us it has, but for others, not so much. That is still better than before we were hit by this recession, BUT I feel I should remind you that we have proven to be a nation plagued by amnesia. As soon as things improve, some of the very same people will go back to their old […] Read more »

Debt Free News From A Debt Free Reader #11

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Well, it’s been a while since my last Debt Free News article, so I thought today was as good a Friday as any! This happens to be the last of the submissions, so I hope if you are debt free, you’ll be sure to head on over, after reading this post, to fill out the Debt Free Questionnaire. Your story could inspire many, so if you have become debt free, then you probably know how your life has changed ever since, so please feel free to share it. This Debt Free News edition shares a debt free story from someone […] Read more »