If Someone Paid You $500 to Improve Your Finances, Would You Be Interested?

Ahhh, Friday Has Arrived!! As most of you tidy up your workspace, and prepare for the weekend ahead, the last thing you might be thinking about is how to better manage your money. In fact, some of you may be schematizing (yes, it’s a word) your way into a brand new car, a state-of-the-art plasma, 3D, blu-ray, movie theater-sized television, or some special gadget that is going to take you to the moon. That’s fine if you have your ducks in a row, all accept for the new car of course. (buy used) BUT…what if you’re living paycheck to paycheck […] Read more »

Pay Off Debt By Saving Money

How often do you mindlessly pay whatever price the store is asking? I’m not even one of those hardcore coupon clippers that spend hours each week laboring over countless newspapers, but I do believe in getting bargains most of the time. Quite honestly, I’m just as guilty as you are about sometimes ignoring possible savings out of mere inconvenience. I sometimes wonder how much I would have saved if I wasn’t so impatient. What if finding and using coupons was actually convenient and less time consuming though? How much faster could you pay off your debt, build that emergency fund, […] Read more »

How I Saved $168.17 On A Recent Purchase!

Are you looking to save lots of money by getting huge bargains on merchandise? I don’t know many people that would say no to that question, but I want to make something clear right from the beginning. I’m not an advocate for mass consumption, especially just because you are able to get a huge discount. I am of the opinion that if you need something, it’s just really nice to save money in the process. Today, I am going to share something with you that I have found to be a great resource in helping my family and I save […] Read more »

Why The Heck Do You Need Life Insurance Anyway?

This is a guest post from Aaron at Clarifinancial. I was emailing with Brad last week when he suggested I write a guest post. “It would be nice to share with my readers the importance of getting life insurance to begin with,” he said. With that goal in mind, I’m going to try to tap into some of that Brad-passion to explain to you why the heck you need life insurance anyway. I normally ramble in some emotional deep-water metaphor type of stuff, so this will be different. Look, you make money, you own things, and (if you’re reading this […] Read more »

Tips on Keeping Your Car Insurance Rate

This is a guest post from the folks at 21st Century Insurance. We are all required to have auto insurance, so it’s nice to know what we need to do in order to keep ourselves from spending more money than we have to. My favorite tip is the last one, mainly because I know I am guilty of assuming. In fact, when my insurance is set to renew I plan on asking for a better rate! 😀 Keep your Car Insurance rate where it belongs. If you’re like many of us, car insurance represents a big chunk of your household […] Read more »

Are You a Financial Rock Star or in Serious Danger? Take This Quiz to Find Out

Hello and welcome fellow debt haters. Being that it’s Monday, you are either broke from the weekend and can’t wait until payday, or you are refreshed and ready to return to this weeks business at hand. I remember what it was like to live paycheck to paycheck and believe me when I say I NEVER want to go back. One of the best decisions I ever made, besides marrying the most beautiful woman in the world and being a dad, has to be improving my finances…hands down! I look back and wonder what I could have possibly been thinking to […] Read more »

Do You Need Debtors Anonymous?

Are you in debt? Do you have a problem with controlling your indebtedness? Until J Money over at Budgets Are Sexy posted about Debtors Anonymous, I had no idea it even existed. It does, and for good reason. Too many lives have become infested with debt and too many lives have been destroyed because of it. Is this you? Are you worried about your future? Do you have a plan? Are you willing to make some sacrifices in order to make that plan work? If so, that is excellent news because I know you can do it. I am a […] Read more »

Are You Looking For Answers About Money?

Are you looking for answers about money? Aside from the coming here for motivation, you might want to check out Mint.com. They just added a new feature called Mint Answers – a question and answer community for personal finance. The best part is that it’s free!! You can ask a question as well as answer questions and the community votes on the best answer given. There are lots of opinions out there but the great part about this forum is that it gives you many insights into a subject which ultimately has many different right ways to do things concerning […] Read more »