The Dangers Of Swiping A Card

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If you’re a regular reader here on Enemy Of Debt, you know that I’m a firm believer that cash is king. I’d much rather throw down some greenbacks than swipe a card. Every reason that I love paying for things with cash was reinforced by a situation with my daughter that occurred over the weekend. As I waded through my email, I noticed three email receipts from Apple for purchases made through iTunes. I hadn’t made any purchases during the week, so I was interested to see what had been bought, and by who. The agreement with my kids is […] Read more »

How Much Does It Cost Businesses To Allow Credit and Debit Card Payments?

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Imagine going through a fast food drive through, and seeing a sign stating that you will be charged a service fee for each order. If that wasn’t odd enough, the sign goes on to say that your $0.39 will be refunded if you pay with credit card, cash, or gift card. That’s exactly what a long time EOD reader reported to me via email recently, and after some internet searching I found that a company that owns 20 Taco Bell and KFC restaurants across the Midwest has indeed implemented this policy. If you were reading carefully, you should have come […] Read more »

The $500 Winner in the Kill Your Debt Giveaway is…

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3 loooooooong weeks ago I posted the Kill Off Your Debt $500 giveaway. Hopefully you entered to win! If not, keep your eyes peeled open for my next giveaway in December. Then I will be co-hosting the 3rd annual Brad & J’s Christmas Stimulus 2011, where we show our appreciation for all of you. The giveaway went great and it was really fun to read all of the great things you would do once you’re debt free. Thank you all for participating!! After 533 entries — including 19 blog post entries and approximately 144 tweets — a winner has been […] Read more »

Paper or Plastic: Taking a Family Vacation without Credit Cards

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If you are like most American families, with the stagnant recession, escalating gas prices, and unstable job market, you’ve chosen to forgo vacations for in-home activities. Believe it or not, there is a way to stick to a no-credit card spending mentality, and still provide a wonderful family vacation to your family. Because booking hotel, airplane, and car rentals often request a credit card as payment, it takes a little more creativity to make a family vacation possible with using plastic. Sometimes, it might involve using family and friends who still use credit cards. Do not hesitate to give close […] Read more »