7 Responses to “My Daughter’s Braces Cost $5300, But It Won’t Affect Our Budget!”

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  1. Tonya says:

    Damn braces are a lot! I mostly just use my emergency fund for that kind of stuff. I have some dental work I need to get done and I’ll probably put that on a credit card (to get points), but then pay it off right away. Either way that you do it, it feels good to have it only put a dent in savings and it’s comforting to know that you have the cash available.

  2. Michelle says:

    Braces are so expensive! I remember feeling bad for my dad when me and my sister both got braces at the same time, haha!

  3. Sounds like some careful planning has paid off well. Because of the high medical expenses in my household, we make sure to choose the best insurance coverage for that situation. That means re-evaluating our plan each year to get all the coverage we need at the lowest cost.

  4. Money Beagle says:

    Good to have a plan. The only real risk I see is the $80 cushion that you’ve leaving between your contribution and the payment. Another medical expense could easily wipe out that amount, and then some, but it’s definitely better to be building a small cushion versus none at all.

  5. My husband is finally getting dental implants this year. He could probably last another couple of years, but I want to get them in *before* notable bone loss occurs. It’s $25,000. Unfortunately, we don’t have access to an HSA. So we spent all of last year desperately saving for the suckers. Thanks to an annual bonus we hit the goal, plus a bit of padding. So we don’t have to freak out about debt or securing a 0% loan for that much.

  6. Great job planning this all out. I know big expenses like braces are coming up for our kids too! I wish we could still contribute to an HSA, but we lost that right due to our health care plan.

  7. Hannah Asquith-Evans says:

    Braces for kids are free in the UK (The Glory NHS!) but we paid £3000 as we stick to private medical treatment than the NHS. But if our finances were tough we would go back to the NHS.

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