Three Ways to be Simply Healthy at Sam’s Club

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I don’t have time to be sick. I don’t have the patience for it either. I’m used to running full tilt, doing several things in parallel at all times. So when my body fails me by falling victim to an illness during the flu season, I become frustrated at my lack of production, as well as my inability to keep my household running at maximum efficiency. When it comes to my family members, I hate seeing them not feeling well and not being able really do much to fix it for them. Which is why I find that the best […] Read more »

Hindsight is 20 dollars: An Andrew Jackson can save you 2 hours or more on home improvement

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A termite infestation was discovered during our last insect treatment. Our “guy”, Bugs by Brian, sprays on a quarterly basis and always does a great job keeping spiders and other bugs from getting into our home. What we didn’t know was that large pieces of wood separating the sloped yard from our flowerbed and patio was home to some wood-eating critters. Not wanting to spend any money on the project, I decided to take care of them myself. This was a big project but I already knew what had to be done – I had replaced some of the 6’ […] Read more »

Get Ready For Cough And Cold Season With #HealthySavings Coupons From Pfizer

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It’s the beginning of November, and as a resident of the great state of Minnesota the temperatures are cooling off.  As people spend more and more of their time indoors and in close quarters to each other, cough, cold, and flu symptoms are more of a when than an if.  It’s time to stock up on all the products we need to find relief from runny noses, scratchy throats and any other ailment that the winter months throw our way.   Naturally I started checking ads searching for sales and coupons and found this month’s ad from Walgreens featured #HealthySavings […] Read more »

Why Cash Is King: Security Breach Edition

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I’ve never received a thin envelope from my bank and had it contain good news. I’ve opened up similar thin mailings in the past from my financial institution and been greeted by a loan decline letter, or an overdraft notice. It’s never been a positive experience, so when I found just such a thin envelope in my mailbox last week I knew I should brace myself for bad news.   I slowly opened the letter to discover that my debit card may have been compromised due to the recent security breach at Home Depot. A new debit card and a new […] Read more »

4 Things No One Tells You About Home Ownership

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Thanks to impressively low interest rates and significantly lower housing prices, it is becoming easier for the average person to get an affordable deal on a new home. While the current market favors new home owners, it is important to understand that home ownership does not magically end once a home is purchased. Owning a home comes with costs that extend over the lifetime of home ownership. Before jumping into the purchase of your dream house, you should be aware of these four things you no one tells you about home ownership: 1. Monthly Costs In addition to your monthly […] Read more »

I Love You Like a Blogger Roundup – 10/31

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My fist pumps are bitter sweet this week, my friends.  If you are in the habit of checking out my links of shameless self promotion, you’ll know that I post every Wednesday in the online community of CareOne Debt Relief Services.  CareOne is the debt relief provider that Vonnie and I used to pay off $109,000 in credit card debt.  It was also where I was introduced to the blogging world and started my second career as a freelance writer.  It is with a heavy heart that I say that unless something unforeseen occurs, this week’s post is likely my […] Read more »

It’s Time to Invest In a Barcode System: 3 Signs

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Business owners: is it time to invest in a barcode system? Barcodes can be found just about anywhere: supermarkets, hardware stores, diners, bookstores, and all manner of retail outlets. Typically, large businesses use barcode printing and scanning systems in order to operate by tracking inventory, categorizing, organizing, and managing finances. In the past, these tasks have been “no small order,” so to speak. However, the future has brought with it technological innovations that are remapping the way small and large businesses alike handle inventory organization and many other important tasks. Those who have been slaving over pads of paper and […] Read more »

Navigating The Pace of Debt Reduction

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Happy Wednesday, EOD Nation!  I have a very special guest post for you today from friend and fellow blogger Prudence Debt Free.  She’s been a regular visitor to Enemy Of Debt for what seems like as long as I’ve been writing here.  Once I followed the link to her site and started reading I was hooked.  Today, she brings her story to Enemy of Debt.  Enjoy the post, and give her some comment love – then go check out her blog.  You’ll be hooked too! DD3 = Third dear daughter DH = Dear husband DD2 = Second dear daughter DD3’s […] Read more »

Coupon Alert: Last Minute Savings On Halloween Treats! #ScarySavings

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If you’re like me, you wait until the last minute to pick up the treats to be handed out on Halloween eve.  Sometimes the early bird gets the worm, but in this case procrastinators get the opportunity to use a coupon good for #ScarySavings at Walmart.   If you’re one of those people that were planning to pick up Halloween treats on your way home from work one day this week, Don’t miss your last chance to get this special Halloween coupon for $2.00 off (1) 6pk. 8oz cans or (2) 2L of participating soda and (2) bags of Mars® candy.  This […] Read more »

6 Reasons to Use a Loan Calculator

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Credit is absolutely pants if you’ve got good enough reports to secure the best rates. Unfortunately, following the credit crunch, not that many of us are able to get those rates. That means we end up paying a little or a lot more on our credit purchases. How much depends on what we’ve been buying, and of course how good (or bad) looking our file with the credit reporting agencies might be. But no matter how good your report is you’re still paying interest on anything you’ve borrowed. How much interest depends on quite a few factors, and simple math […] Read more »

Finding a Cell Phone Promotion By Accident Saved Us $250

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If you want to chop down the price of your cell phone bill, there are about a dozen ways to do it.   If you want to cut the price of the monthly service you could go with a no contract provider, you could sign up for only talk and text, or you could even just pay for minutes. It all depends upon what you want out of your cell phone service.   Additionally, the cost of phones varies widely based upon brand name and capability. A person can pick up a basic phone from any mobile phone provider inexpensively or a […] Read more »

Debt Free and Still Can’t Get a Decent Interest Rate? Things You May have Missed

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So I finally got my finances back on track, but as life would have it my car broke down and I needed to finance a new one. I go to my local bank to apply for an auto loan, when the bank representative explains that if I do obtain a loan through them, I am looking at very high interest rates…. But why? I spent the last two years rebuilding my credit and paying off my debts. I simply couldn’t wrap my head around how suddenly I was still labeled as someone having bad or less than perfect credit? Reluctantly, […] Read more »

I Love You Like A Blogger Roundup – 10/24

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My daughter wanted to have a Halloween party with her friends, so we’ve been busily helping her with the planning and collecting the needed supplies.   We’ll be decorating the garage and doing prep work tonight, and her party is tomorrow evening.  There will be some special treats, a decked out garage, music, and pumpkin carving.   As we have little discussions here or there to put the finishing touches on the party, I can see a little gleam in her eye.  I know that look, it’s the same one her mother gets when she’s planning an event.  I’m really looking forward […] Read more »

Save Money, and Your Credit Using FICO Score Watch

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Please note that a commercial relationship exists between our site and FICO® that could include FICO providing us with product and other forms of payment. The views of the author(s) herein do not necessarily reflect the views of FICO. FICO is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act, and does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” credit records, credit history or credit ratings. I logged into the myFICO website, and within a few clicks I was staring at my current financial state […] Read more »