Can You Tip With A Gift Card?

Picture this scenario: You’ve just finished a great meal at a restaurant, and you’re planning to pay with a gift card that you either got as a gift, or you purchased for yourself. The gift card is worth more than your bill, so you instinctively write the remaining value on the tip line. But you second guess yourself wondering if you really can use the remaining gift card value as a tip. Can you use gift card value as a tip? The answer is, maybe. It really depends upon the policy of the restaurant. Here are some tips to making […] Read more »

The Real Benefits Of Freight Factoring

There are innumerable benefits to freight factoring and the trucking industry in particular uses the factoring of freight invoices as a regular part of their ongoing financial strategies. If you own a trucking company of any size and often find yourself in need of cash flow in order to meet financial obligations or to meet rapid expansion needs, invoice factoring will help you turn your Accounts Receivable into liquid assets. Freight factoring, also known as accounts receivable factoring or invoice factoring, allows you to sell outstanding invoices to a factoring company who will advance you the face value of the […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup : 11/17

Thanksgiving is less than a week away, which means I’ll need to buy my turkey soon.  I’ve been waiting for THE coupon to show up in the mail, and it finally arrived yesterday.  Every year the HyVee grocery store chain sends out a coupon for a free turkey with the purchase of a ham.  The ham is massive, and there’s no way we will eat it all on Thanksgiving, but what I can do is cut it into different size pieces and freeze them separately for later. Fist pump for huge hams, free turkeys, AND my favorite posts of the […] Read more »

5 Myths About Online Casinos, Busted

For years, online gambling was something reserved for people living outside the United States – most notably in Europe – with US players being left with social variants and offshore operators that were often quite shady (the “career” of one of them, with a pretty large network of casinos, ended with arrest and conviction quite recently). Thus, I think it is safe to say that most Americans are pretty inexperienced when it comes to online casinos, poker rooms, and their likes. Why would this be important, you may ask? Well, for one, because an increasing number of US states now […] Read more »

Save Money With The PetSmart PetPerks Program

This post is for every pet owner that has ever calculated how much they spend caring for their furry family member, and shook their head in disbelief. We love our pets, but that doesn’t mean we shouldn’t look for ways to bring down the cost of what we need to keep them in tip top shape. PetPerks, a rewards type membership by PetSmart might be able to help you do just that. I normally buy my cat food at Walmart since 95% of the items on my grocery and household goods grocery list are cheaper there. But on this particular […] Read more »

Best Places to Get Cash in an Emergency

Emergencies happen. Unfortunately, emergencies tend to happen when we’re least prepared for them. Unless you have thousands of dollars in a nest egg somewhere, you’re going to struggle when a crisis hits. But stop for a second and take a look at your options. Even without a big nest egg you still have options on the table. Here are a few places where you can get cash in an emergency. Borrowing Money from Family and Friends This is by far the path of least risk because there are no credit scores or formal agreements in place. That doesn’t mean you […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/10

I scored an awesome deal recently.  I’m a huge grilling and food smoking guy.  I own an offset smoker,  but have always had my eye on ceramic cookers like The Big Green Egg.  A Green Egg is very expensive however, and I would never drop $1000 dollars on one.  However, my neighbor down the street had a Chargriller Akorn, which is a less expensive ceramic cooker.  He upgraded to a Green Egg, and his Akorn was just sitting in his backyard.  I caught him outside and had a conversation with him, resulting in me buying his Akorn and accessories that […] Read more »

Save Money Dining Out With This Simple Game

If you like to save money, and you have a competitive soul, I’ve got the perfect game for you. Dining out usually raises red flags of potentially wasting money for me, but sometimes it is nice to just go out and have someone else do the cooking for me. There’s endless ways to keep down the cost of dining out, such as splitting a meal, eating appetizers, drinking only water, but here’s a new one for you: save money on dining out by making a game out of it. My wife and I trying to figure out which restaurant to […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 11/3

One of those unexpected, unplanned expenses just popped up on my radar.  My daughter was on her high school cheer team this fall, cheering during football games.  If you’ve had a child in high school sports/activities recently you know the cost is significant.  Our coach lobbied the school and got them to agree to have cheer as a winter activity as well.  The good news is my daughter gets to keep doing cheer this winter, but we’ll have to pay another activity fee to the school.  For once this is an unplanned expense that I’m happy to pay, since this […] Read more »

How Much Time Do You Spend Managing Your Finances?

  People come up with all kinds of excuses not to work on their finances, one of the most popular being lack of time. Yes, it takes time to do the things necessary to be successful with one’s personal finances, but is it really such a resource consuming activity? I wanted to prove, or debunk the notion that personal finances takes a lot of time and energy. The first step is to list the activities needed to properly deal with your finances: List Expenses and Income For A Full Month You definitely have to do this before you can do […] Read more »

I Love You Like A Blogger Roundup – 10/27

This morning snow fell from the sky in Minnesota.  Puffy white flakes so big they almost looked like snowballs.  After an abnormally warm fall, it appears winter is indeed on our doorstep.  I’m a huge fan of summer.  Huge.  But at this point, there’s something that sounds really good about sitting on my couch watching football with the fireplace on as I watch snow fall out the window.   How about you, EOD nation, you ready for winter? Now pump those fists for my favorite posts of the week! Posts That Make Me Fist Pump Five Affordable Alternatives to the iPhone […] Read more »

Start Working for Yourself and Boost Your Income

Every day smart and driven people are making the decision to stop working their monotonous daily office jobs and embark upon the fulfilling adventure of starting their own businesses. Working for yourself is one of the most rewarding endeavors you can take on. Aside from being the decision maker, having flexibility, and feeling a real sense of accomplishment, working for yourself can make your income soar. Young, successful entrepreneur Sam Ovens started his consulting business from nothing. Working out of his parents’ garage he created a company that went on to teach others how to start their own consulting businesses. […] Read more »

Did Hilton Honors Rewards Give Me A Two Room Suite Upgrade?

I had an interesting hotel experience over the weekend that made no sense to me. I wanted to share it with you and see if you could possibly explain what happened while I attempt to get an explanation from the hotel itself. On a weekend where prices were jacked up to at least double the normal rate, I stayed in a suite with a living room, separate bedroom with a King bed and two bathrooms for $189.  More like a timeshare/condo than a typical hotel room. Did my Hilton Honors Rewards membership have anything to do with it? My wife […] Read more »

The Top 5 Cashback Credit Cards

Cashback credit cards not only allow you to buy when you don’t have the money there and then, they also give you cash for doing so. How incredible is that? So, here we have five of the top cashback credit cards that’ll help improve your savings rate. #1 – Chase Freedom If you’re looking a card that will give you bonuses look no further than the Chase Freedom credit card. It’s undoubtedly one of the top cashback credit cards on the market today. The rewards you’ll receive from this card are very appealing. So let’s run through the benefits: No […] Read more »