Aiming for the Long-Term: 5 Reasons Why You Should Consider Investing in ULIPs

Until recently, protection from loss and wealth creation were two needs that could only be achieved separately. Today, thanks to ULIPs, you can fulfill both financial protection and returns on investments with one solution. By combining an insurance cover with a savings plan, ULIPs, short for unit-linked insurance plans, give people the change to grow their money while concurrently protecting their dependents from life’s unexpected turns. It’s therefore not surprising that ULIPs are developing to be the preferred investment option around the world. If you’re on the fence about making a ULIP your investment plan, below are five convincing reasons […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 9/7

My daughter got her driver’s license this week! She’s extremely excited about being able to go places in a car by herself, and I’m just as excited about not having to pick her up from school, cheer practice or taxi to and from friends’ homes. Her freedom does result in a higher  monthly insurance premium. However, that increased cost is up to her to pay.  She has a part-time job, therefore she can afford to pay for the insurance as her contribution for having the privilege to drive.  More freedom for all, plus a lesson in financial responsibility…..You have to […] Read more »

Achieving Your Goals: Focus On Behavior, Not The Outcome

Staring at the scale, I already knew what it would say. It was the designated weigh in day to check my progress towards my weight loss goal. I knew I hadn’t lost weight. It wasn’t because the scale hadn’t been on my mind. I thought about it every day. The fact that I thought about it, and only it, so often was exactly the problem. I had focused on the wrong thing, with disastrous results. Focusing On The Outcome is The Wrong Way To Achieve A Goal I was focused on the wrong thing, thinking constantly about what the scale […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/31

I’m excited to fire up my new smoker this weekend!  I’m making summer sausage using some venison a friend of mine gave me.  He provides the venison, I’m kicking in the pork to mix with it as well as the seasonings and we’ll split the product.  When I’m done, I’ll have made about 40 pounds of summer sausage at a cost of $2 a pound.  I’ll keep half of it, which means I’ll have plenty for holiday and football gatherings. Fist pump for making sausage, and my favorite posts of the week! Posts That Make Me Fist Pump The Top […] Read more »

Save Money, Be Ready For Spring With End Of Summer Sales!

With Fall approaching, garden centers at big box stores like Walmart, Target, Costco, Home Depot and others are looking to move their Summer seasonal items. This is a great time to find items you may be in the market for if the price is right. I found just such an item at Walmart yesterday. “Hello?” said my wife, answering her phone. “We have a situation here at Walmart,” I said seriously. “Oh, and what is that?” she replied. “There’s a smoker that I’ve had my eye on all summer that would be perfect for smoking sausage. Regular price is $174. […] Read more »

What You Can Do with An Accounting Degree

An accounting degree can be a wise career investment, but whenever you’re pursuing degree potential, it’s important to ask yourself a few questions: How much money can I expect to make? Will work be easily attainable? Does this career present a desirable schedule for me/my family? Let’s explore the answers to these questions. Read on to dive in to find out just what you can do with an accounting degree, from the benefits it offers, to salary expectations, to the many different types of careers you can pursue. CPA Or Accountant? Before becoming an accountant, you must get a 4-year […] Read more »

How can SMEs reduce their debt?

In the world of business, debt management is approached from a different angle to that of the average householder. Depending on the total earnings of the company, a certain amount of debt can even increase the business’s overall ROI. However, push that too far, and debt can have the same effect on a business as it can on an individual. In some ways, it can be even worse – after all, what is the worst that can happen to an individual? File for bankruptcy and start again with a clean sheet – some have gone from here to great success. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/24

We’re headed to GreekFest, a local event held each year in our city, this evening.  There will be Greek food, entertainment, and crafts to look at and purchase. It should be a good time paired with some amazing food. This is exactly the sort of event at which I don’t mind spending my hard earned cash. I don’t know how to make Greek food, and the entertainment will be fun to watch – should be fun! What about you, EOD Nation, is there a local event you’re looking forward to? Fist pump for Greek food, and my favorite posts of […] Read more »

6 Ways to Trick Yourself into Saving Money

Let’s face it: we’ve all made goals but never worked towards achieving them. From losing weight to sleeping more, it’s easy to say you want to do something but never make progress towards achieving it. Like many other goals, financial goals also seem to have a way to fall through the cracks. Though saving money isn’t the easiest thing, it’s also not the hardest. If you find it hard to commit to saving money consciously, there are all sorts of ways that you can trick yourself into saving money without even trying. Here are 6 easy ways to save money […] Read more »

6 Tips To Keep In Mind When Buying A Vehicle

I recently purchased a car for my daughter. Although she was super excited for her first car, I was less than enthused to go through the financing process again. I pulled out all my mental notes from past experiences on things to be on the look out for when buying a car. Have The Kelly Blue Book Handy Have the website for the Kelly Blue Book bookmarked and ready to go. It will help you determine if the price of a vehicle is within fair market value, as well as show you other cars of the same type for sale […] Read more »

Financial Terms Demystified: Does Debt Consolidation Hurt Your Credit Score?

One of the main goals for many people in the world right now is to get themselves out of debt and to ultimately achieve financial freedom. Debt can be extremely costly to individuals, couples, and families, and it can destroy relationships and homes if not managed properly. Perhaps the most popular technique for getting out of debt, or at least making your way towards a debt-free life, is consolidating your debts. However, if doing this damages your credit score in the process, is it really worth it? Today, we’re going to explore the ins and outs of consolidating your debts, […] Read more »

Getting a Loan? How to Correctly Identify Scammers

At this time and age, it’s almost impossible to live comfortably without a car. Yes, there are public transport systems that are fairly decent. But they follow strict schedules and most of the time, you don’t have control over who you’re going to be in the vehicle with. With a car, you can go anywhere on your own time and with the company that you prefer. You can also bring along stuff such as extra clothes and other implements. Because cars are inherently expensive, they are generally acquired through loans. Now, how to get a car loan? If you have […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 8/17

This weekend my church is holding a summer event for the community featuring a BBQ contest and slip-n-slides for kids of all ages. I’m loading up a trailer with my smoker and setting up a booth in the parking lot tomorrow morning, as I’m participating in the BBQ contest. There are three categories; Ribs, chicken, and BBQ sauce.  I’m entering all three, and I’m bringing my A Game – wish me luck! Fist pump for BBQ contests and my favorite posts of the week! Posts That Make Me Fist Pump How to Pay Cash for Your Next Car, Even When […] Read more »

5 Ways For College Students To Save Money

Over the weekend my son moved into his first college apartment where he’ll be living with three of his friends. This is the first time he is responsible for buying and making his own food, paying monthly bills, and maintaining his own residence. In preparing for his big move I gave him several money saving tips to help keep down the cost of living. Clothes Dresser A quality dresser costs hundreds of dollars and the inexpensive ones you have to assemble are poor quality, don’t hold much weight, and fall part quickly. A cube organizer is a perfect way for […] Read more »