Should You Grow Your Nest Egg Or Pay Off Your Mortgage?

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If you have ever found yourself in a position to ask yourself, “Should I save more money or pay off the house?”, first I should congratulate you because you are gem in matters of personal finance. With the majority of people living paycheck to paycheck, having this problem is a pleasant one indeed. Be sure to check out the other articles written by my fellow Money Mavens team listed at the bottom of this post. A little diversity on the subject can’t be bad.聽 馃榾 So…should you grow your investments or pay off your mortgage? Just as I tell anyone […] Read more 禄

I Love You…Like A Blogger: Weekend Reading Edition

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Here are some of my favorite articles from the last few weeks. Enjoy! Should I Change My Career? Three Questions To Help You Decide – Wealth Pilgrim The Grass is Always Greener鈥nd I Don鈥檛 Give a Damn! – Engaged Marriage Six Psychological Reasons Consumer Culture is Unsatisfying – PsyBlog Stop Identity Theft with a Security Freeze – Fiscal Geek What is Financial Freedom? – Green Panda Treehouse Newton鈥檚 First Law of Debt Reduction – Deliver Away Debt 12 Ways To Stretch A Dollar By Not Spending It – The Wisdom Journal Spend More With Plastic? – Joe Taxpayer The Absolutely, […] Read more 禄

Does Taking Advice From An Expert Relieve You Of Responsibility?

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Ever since I wrote My Beef With Rich Dad Poor Dad Author Robert Kiyosaki, I’ve been thinking. When it comes to taking advice from anyone, even if they are considered to be an expert, should we just do what they suggest without doing our own homework? I believe that we are still responsible for making sure that any advice that we follow is sound advice. Doctor’s are considered experts and you still hear people say “Did you get a second opinion?”. Being an expert doesn’t mean that you always have the right answers, it simply means that you should be […] Read more 禄

How We Spent Money To Save Money

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You’ve probably heard the phrase, “you have to spend money to make money“, but have you ever heard of spending money to save money? I’m always excited to share ways to save money, and quite frankly, I’m SICK of being ripped off by cell phone companies. So we decided to actually do something about it instead of just complaining. Stupid Cell Phones I started long ago with Sprint, which at the time had the worst customer service ever. This was a long time ago and I just couldn’t find a plan that worked for me as much as it worked […] Read more 禄

Do You Need Debtors Anonymous?

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Are you in debt? Do you have a problem with controlling your indebtedness? Until J Money over at Budgets Are Sexy posted about Debtors Anonymous, I had no idea it even existed. It does, and for good reason. Too many lives have become infested with debt and too many lives have been destroyed because of it. Is this you? Are you worried about your future? Do you have a plan? Are you willing to make some sacrifices in order to make that plan work? If so, that is excellent news because I know you can do it. I am a […] Read more 禄

Debt Free News From A Debt Free Reader #9

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Happy Friday!! I am excited to share with you today another debt free story coming from The Lone Star State. That’s right, Austin Texas! I really enjoyed this debt free interview from Deacon Bradley of Bradley Coaching. (Excellent resource!) I am pretty sure that Deacon Bradley and I share the exact same passion for giving as we complete our Total Money Makeover. Having money is nice, building wealth is nice, and even doing some fun stuff along the way is definitely a must, but for me, giving tops the list of reasons to become debt free. Helping others overcome adversity […] Read more 禄

Are You Looking For Answers About Money?

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Are you looking for answers about money? Aside from the coming here for motivation, you might want to check out Mint.com. They just added a new feature called Mint Answers – a question and answer community for personal finance. The best part is that it’s free!! You can ask a question as well as answer questions and the community votes on the best answer given. There are lots of opinions out there but the great part about this forum is that it gives you many insights into a subject which ultimately has many different right ways to do things concerning […] Read more 禄

My Beef With Rich Dad Poor Dad Author Robert Kiyosaki!

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Ever heard of Rich Dad Poor Dad? I have to start by admitting that I used to like Robert Kiyosaki. In fact, one of the very first books on finance and money that I ever read was his first one called Rich Dad Poor Dad. That book, to it’s credit, did change the way I looked at money, but it also reinforced the acceptance of debt in order to prosper, which by now I believe is not only nonsense, but horrible financial advice. The best part of that book was reading about and understanding the difference between how rich and […] Read more 禄

Are You Being Frugal Or Just Cheap?

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Are you SUPER FRUGAL when it comes to everything? Maybe I shouldn’t dirty the word frugal by using it so poorly. Are you SUPER CHEAP when it comes to how you spend every single dime? If so, this post may help you reconsider your cheaper than thou ways. My example may not work for every situation, but it works if you want your nice lawn mower and weed eater to stay in good condition. Just to clarify, frugal to me, means making the best financial decision I can with my money. To get the best bang for my buck. But […] Read more 禄

I Love You…Like A Blogger – Weekend Reading Edition

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Looking for something to read this weekend? Have a great weekend! 馃榾 Engaged Marriage – How to Get Your Spouse to Talk to You: 7 Tips for Engagement Mama Notes – Ask the Moms: Toddler is Taking Diaper & Clothes off at Night- Help! My Super-Charged Life – How to Create a Vision Board and How It Is Useful Wisdom Journal – The Tiger Woods Method Of Busting Your Budget Len Penzo – Expedia, Orbitz, Priceline and Others: What’s the Best Travel Search Engine? Oblivious Investor – Using Annuities to Protect Inheritance Money Help For Christians – Passwords Security | […] Read more 禄

Switching to Frugal Theme This Weekend

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Hello debt haters! I just wanted to let you know that this weekend my site is going to be going through some changes. At times when you visit, it may appear as though my wife and I had a money fight on Enemy of Debt. Things will sometimes be scattered and possibly even broken, for hopefully very short periods of time, as I work to put EOD back together again. I hope to have everything at least back to normal by Monday. In the next few weeks I will be testing different ideas that I have had over the two […] Read more 禄

Becoming Debt Free Is 99% Intensity and 1% Basic Math

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Are you trying as hard as you can to be debt free? As many of you know I coordinate and lead Financial Peace University at my church. I’m currently working on the third group of classes, and we just got finished with the very valuable, and highly motivational Dumping Debt lesson. It’s definitely one of my favorite lessons of all time. Dave starts out by giving the history of credit and how it has become such an integrated part of our society in a relatively short amount of time. Thanks to genius marketing, and a changing society with alternative financial […] Read more 禄

“I’m Debt Free!” The Game Giveaway

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Become Debt Free At Your Very Own Kitchen Table!! Good afternoon everyone! Today I am giving away something I think you will love. It’s a game called I’m Debt Free! About a month or so ago, I bought one. I have only played it a handful of times since, mostly because of time constraints. I was planning on reviewing this game today, but will save that for another day, when I have something more to add. For now, I want to give a couple of these games out to my awesome readers! Learn about money and being debt free the […] Read more 禄

Use Your Tax Return To Pay Off Debt and Still Get an iPad!!

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Only two more days until Tax day. Have you filed yet? I sure hope so. If you haven’t then that means you’re either really patient, really lazy (I’ve been both), or you probably OWED Uncle Sam some loot. If you’ve waited this long then I hope you do not intend on trying to get the rapid refund. You’ve waited this long, don’t pay to get it quickly now, or EVER in my opinion. Patience will save you some money, and saving money is ALWAYS cool. 馃榾 We used to wait until the very last minute, well that’s before we started […] Read more 禄