How To Use Every Penny On A Prepaid Credit Card

Written by on · 4 Comments

I bought new tires during a Black Friday sale. I got a great price on the tires, plus a rebate in the form of two $61 prepaid visa credit cards. They’ve been sitting on my desk for months unused, waiting for just the right opportunity. It’s hard to spend an exact amount. I’ve had prepaid credit cards before, and typically I get it down to a few dollars, buy some gum I really don’t need and then throw it away when I get the balance as close to zero and then throw it away. Three Ways To Use All Of […] Read more »

How to Get a Business Loan with Bad Credit?

Written by on · Leave a Comment

There are instances when a business needs to borrow money from lending firms. However, a good credit score is typically what it takes to get approved for a loan. If you have a bad credit score, it can affect how the lending company sees you as a loan applicant. Most of the time, having a bad or low credit score means that your loan is more likely to get denied. Nonetheless, there are ways to go around to this. It is possible to get a business loan with bad credit. Getting a Loan With Bad Credit? Is This Possible? While […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup- 5/24/19

Written by on · 1 Comment

Party weekend is here! It’s our 23rd annual Memorial Weekend party. We’ve stayed mostly on budget, with one unplanned expenditure – we bought a 10×20 tent for some extra shade. The good thing is it’s an item we can use over and over. Party prep is kicking into high gear, and the weather looks fantastic this weekend! Fist pump for staying on budget (mostly), good food, friends and family…..oh and my favorite posts of the week! Posts That Make Me Fist Pump Common Misconceptions about Student Loans from Young Adult Money Fixed-Rate Versus Variable-Rate Loans from Well Kept Wallet Consider […] Read more »

The Powerful Thing that Many People Striving to Kill Debt Never Do — But Should

Written by on · Leave a Comment

Debt is the era’s most offensive four-letter word. Behold these grizzly statistics, courtesy of the good ol’ Federal Reserve: Total consumer debt in 2018 reached (cue Dr. Evil voice) $3.898 trillion — a 7.6% jump from 2017. Student loan debt in 2018 totalled $1.524 trillion, with the average indebted student owing $76, 468 (that’s a heck of a lot of ramen noodles). The average consumer debt per capita in 2018 was $11,880. In May of 2018, credit card debt reached $1.02 trillion — the highest level ever recorded. 20% of adults roll over $2,500 or more a month in credit […] Read more »

Four Reasons Brick And Mortar Stores Are Killing Themselves

Written by on · 1 Comment

“You’re probably one of those people that complain about stores going out of business,” a friend said to me during a discussion about something I had ordered online. I do enjoy shopping online but I’m certainly not opposed to shopping at a brick and mortar store. In fact, many times I prefer it. Unfortunately, the fact is brick and mortar stores are killing themselves. I ran into four different scenarios just over the weekend that prove it. Item Online Only I need something to hold down the tents I’m using for an outdoor party. A well known big box home […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 5/17/19

Written by on · Leave a Comment

My wife and I are again throwing our annual Memorial Weekend Summer Kick Off Party next weekend.  Therefore, this weekend is cleaning weekend, including some carpet cleaning and window washing. I’ll busting out a bucket of water and my carpet cleaner.  I could hire someone to do these tasks, but why would I do that when I can do them myself? Fist pump for DIY cleaning, AND my favorite posts of the week!   Post That Make Me Fist Pump Prevent Costs By Replacing Items Before They Fail from Money Beagle Things that make your life better for under $50 […] Read more »

More Inexpensive Father’s Day Gifts

Written by on · Leave a Comment

Now that Mother’s Day is behind us, it’s time to look forward to the next very important holiday on the calendar: Father’s Day. If you haven’t picked out the perfect gift yet, you still have a few weeks. If you need some inexpensive ideas, I’ve got you covered. Fantastic Father’s Day Gift Ideas Check out this post from last year for ideas to get you started, then check out the brand new list below. Hopefully you’ll either find an idea that will resonate, or it will spark an idea of your own: Grill Time: If the dad in your life […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 05/9/19

Written by on · 1 Comment

I found a package from Amazon on my front step when I got home from work today.  Inside was the five pound package of Pancho Villa taco seasoning I ordered a few days ago. My father-in-law has made tacos for decades and says this is the best taco seasoning around.  I was skeptical, but there’s always been something special about his tacos, so last year I ordered some. I’ll tell you this:  he’s right. I make five to ten pounds at a time and vacuum seal it in one pound packages so when Taco Tuesday rolls around each week, all […] Read more »

5 Essay Writing Skills You May Lack But Can Develop Quickly

Written by on · Leave a Comment

“I wish someone could help me write my essay”. This is what many frustrated and tired students think when they stare at the blank page and don’t know how to start an essay or are afraid that they can fail again. At school, you may have occasional essay assignments but at university, you have to face essay writing in practically all classes. And the truth is that no matter what your major is, the success of your academic career depends on how good you are at writing essays. Unfortunately, not all students cannot boast of being good writers. There are […] Read more »

4 Reasons A Photography Loving Friend Can Save You Big Money

Written by on · Leave a Comment

My daughter experienced her junior prom last weekend. She was excited to get dressed up and go dancing with her boyfriend and other friends from school. Since prom is a special event, she wanted pictures. Not the dad holding his cell phone and hopefully they don’t turn out fuzzy kind of pictures. The kind of pictures you put in a photo album and cherish forever. She asked if we knew anyone with a good camera that could take some pictures. I recommended she contact her brother, as he has a nice camera and is actually taking a college photography class. […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 5/3/19

Written by on · 1 Comment

My daughter’s junior prom is tomorrow, and getting ready for it has been an experience.  While we were able to get her dress very inexpensively, it seems the price of everything else has been jacked up.  From flowers to transportation to booking salon services for hair, prom weekend prices applies to everything.  Especially when two of the three schools in our city are holding prom on the same weekend.  I just keep telling myself, it’s a unique opportunity. But hey, fist pump for my favorite posts of the week! Posts That Make Me Fist Pump 7 ways my kids actually […] Read more »

I Want My Daughter To Quit Her Job

Written by on · 1 Comment

My daughter, a junior in high school, has a fantastic part-time job as a food runner blocks away from our house. They work with the students to ensure they get the time off they need for school activities and family functions. Many of her friends work there as well. She earns $10 an hour, but after tips are counted, it’s closer to $20. This all sounds great, but she wants to quit. I support her 100%. Learning Skills My daughter is taking a class in which she learns the skills preparing for the certified nursing assistant exam. She has almost […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 4/27/19

Written by on · Leave a Comment

It’s my favorite time of year. Birds are chirping, the grass is turning green, the daylight hours are longer, and most importantly, utility bills are lower.  Oh, that’s right, I’m super excited about the Springtime “don’t need the air conditioner or furnace on” kind of utility bills.   It’s a monthly windfall of several hundred dollars that will last until June.  Open those windows and smell the freshly cut grass, what will you do with your extra cash? Fist pump for Spring, and my favorite posts of the week! Posts That Make Me Fist Pump 5 Easy Life Hacks That […] Read more »

Don’t Call A Professional, Fix That Ceiling Painting Oops Yourself!

Written by on · Leave a Comment

After my son moved to college, I promised my daughter we would paint and redecorate the upstairs bathroom to her liking. With new amenities, rain shower head and a fresh coat of paint, the “fish bathroom” we had created for our pre-teen kids had been transformed to be more suitable for a young adult. It was perfect, except for those paint marks on the ceiling where the brush or roller had gone temporarily off course. It happens to even the best do it yourself home improvement lovers. No matter how much painter’s tape used or care taken cutting in or […] Read more »