Managing a business can be a difficult task; there are so many different balls to juggle at once. One of these balls is business credit. If you have problems with your business credit it can eventually lead to major issues, and even the failure of your business. That is the last thing that you want to happen so you need to ensure that you try and maintain a good business credit profile. If you are experiencing problems with your business credit then one of the most obvious things to do is make sure you pay on time, and repair any […] Read more »

Without good credit, you’re going nowhere. Without good credit, you can’t get a home mortgage or a car loan at a decent rate. Without good credit, you can’t even get a credit card. It’s a vicious circle that always seems to bite you at an inopportune time. Is there a way that you can repair your credit so that loaners will take you seriously? As it turns out, there are several ways to establish credit so that you can qualify to take the next positive step in your life. Open Up A Bank Account To Get Your Credit Started One […] Read more »

Many people don’t understand the connection between limiting their spiraling spending habits and creating financial freedom. If you’re having trouble getting started, here are some easy ways to spend less and save money. Hate Convenience Convenience is the killer of savings because it always comes with a premium. Think about it – when you go out to eat, have someone do your laundry, have someone dye your hair for you, have someone clean your house, or have someone make your coffee for you, it always costs more than it would if you did these things yourself. Fix Up Your Old […] Read more »

When you run a small company it doesn’t mean you are immune to running up big debts. It’s a fact of the business world that loans are sometimes essential, and are often an inescapable part of building a business in the early days. Practical plans Repayment of outstanding amounts should form part of the financial planning for your business, whether they be loans, credit agreements or overdrafts, they must be addressed from day one. Some owners of small businesses can find this type of money management straightforward and treat it simply as an extension of the way they run their […] Read more »

A generation ago, your senior years were a time to enjoy the prosperity of owning your home outright, and drawing upon a pension and Social Security. The virtual end of pensions, eroding Social Security benefits, and a stagnant economy have all conspired to leave seniors in untenable financial positions. In 2011, 30% of seniors still carried mortgage debt. To help offset this expense, some seniors have opted to take on roommates, resulting in an eight percent increase in the practice over the course of a decade. A roommate can provide companionship and financial security, but can also be a source […] Read more »