Dave Ramsey – (Financial) Perhaps one of the most influential financial gurus of our time, Dave Ramsey is a best selling author, founder of Financial Peace University, and radio personality for the syndicated and highly popular Dave Ramsey Show. He has made it his mission in life to help people get out of debt so they can enjoy what he calls financial peace. His hard-lined views challenge the current mindset of society by debunking common myths associated with debt and money. He does a very good job of helping you understand not only what you should do, but why you […] Read more »
Self-Reliance: A Thing Of The Past, Or A New Frontier?
As my readers know I am pretty big on personal responsibility. By staying away from the blame game that keeps us static, we should tap into our own abilities to resolve the most complex of problems. I believe that we have within us a tremendous ability to make things happen for ourselves. Today, there seems to be a growing effort to stifle those abilities, and I believe that is a big mistake. We have gone from a country of creativity and ingenuity to what seems to be one of entitlements and dependence. I am very happy to announce that I […] Read more »
Passion Fuels Success – Use It To Your Advantage!
Society as a whole seems to follow the “Thank god it’s Friday!” mentality when it comes to work. What comes next is the follow-up phrase, “Oh no, it’s Monday!”, as the alarm clock shocks you into reality first thing Monday morning. What’s the purpose of that? Why do we subject ourselves to hating more about our life than we like? Out of 365 days each year we work approximately 260 of them, and we spend 208 of those 260 days waiting for Friday to arrive. Why? “Above all, be true to yourself, and if you cannot put your heart […] Read more »
Changing Your Behavior Requires A Paradigm Shift
What Is A Paradigm Shift? As defined, is ¹) a fundamental change in approach or assumptions, and ²) the acceptance by a majority of a changed belief, attitude, or way of doing things. What if your way of thinking changed completely? Would your behaviors change as well? People are afraid of change, but change for the better should be nothing to fear! Change is growth and maturity, because if you are not changing you are not learning. Learn to change and you will be amazed at what you can do! Become a butterfly! Check out these four articles from four […] Read more »
Your Comfort Zone – Is It Really Your Friend Or Actually Your Foe?
Does Fear Keep You In Your Comfort Zone? “Move out of your comfort zone. You can only grow if you are willing to feel awkward and uncomfortable when you try something new.” ~ Brian Tracy About five years ago I had a conversation with my father-in-law that changed how I started making decisions. It really didn’t happen overnight exactly, but it did happen. There was a time when I lacked confidence in myself and my ability that kept me from experiencing my potential. I was told that I needed to step outside of my comfort zone, that I needed to […] Read more »
Government Reliance Vs. Personal Responsibility- Wait Or Create?
Now I have said this before, but I’ll say it again. This is not a political blog, and I intend to keep it that way. However, with so many things happening right now in Washington that a) involves money and debt, and b) involves you, I think it’s relevant. I want to compare Government reliance to personal responsibility. I think personal responsibility has more benefits, delivers greater success, and allows us to be more free in the process. I think Government reliance robs us of incentive, and keeps us inside the box where our options are limited. We all know […] Read more »
15 Books Everyone Should Read At Least Twice
Reading Rocks! Recently, Newsweek published an article with what they called, 50 Must Reads Now, And Why. Now I am certain some of the books they picked are great reads, but I am also sure that they left better ones out. So I came up with a list of financial books I think everyone should read. More than half of these I have read, and the rest are on my to-read list. The ones that I haven’t read have been highly recommended by others with great enthusiasm. These books will help you in everyday life, and will motivate, inspire, and […] Read more »
Motivation 101 – What You Believe, Is What You Achieve!
Dawn and I have been going back and forth for days now. I wanted to share with you the difference between her and I, mainly by pointing out why I think she is wrong in her thinking. Her thinking is how most people look at it, and what I am trying to do here at EOD is to show people that there is another way that provides more options. I believe that more options translates into a higher success rate. A lot of people limit themselves by not realizing their options. I think Dawn dwells on the problem instead of […] Read more »
Motivation 101 – YOU CAN DO IT TOO!
Are You Motivated? Chances are, you often feel overwhelmed with your financial situation, and like most, you want to do something about it. There are many things that keep us from doing what we know we should do. Time constraints, lack of energy, procrastination, depression, and even addictions to name a few. One that people rarely consider is negativity from the people around them. People will rain on your parade in a second once you start talking about quitting something they too are doing. Whether it be shopping, smoking, going on a diet, exercising, or changing your financial habits, people […] Read more »
Personal Responsibility Starts With YOU
Personal Responsibility Starts With You Not The Government I often talk openly about money, personal finance, and the debt free lifestyle that I so strongly believe in. In fact, I am sure that some people wish that I would just shut up about it. After all, who wants to hear someone making good points about how to live a less stressful life without debt? Because of these conversations I often have, I really get to see where people stand, as well as why they are struggling themselves. It is also hard to have these kinds of conversations without politics coming […] Read more »
The Perfect Day
Everyone that has kept up with my blog so far, knows that I am big on personal responsibility and setting goals. I love goals! I understand how to set goals but I am not always the best at writing them down. Brian Tracy is my favorite person to listen to when it comes to setting goals. He says, “People with clear, written goals, accomplish far more in a shorter period of time than people without them could ever imagine.” For this to work, you obviously have to stick to the plan. For me, the budget has been the best example […] Read more »
Poverty To Prosperity
This is an age old problem that seems to never go away. How do you end poverty completely and is it even possible? I believe that there is an answer to this question, and believe it or not, the Government is not it. The answer is YOU! The way you think, the way you learn, and the actions you take all determine where you end up. If you can work, then you can change your future. I always remember the true story, made into a movie, where Will Smith plays a homeless man that constantly faces challenges and disappointments in […] Read more »