Financial literacy is dangerously low in this country. Indeed, a huge number of grown adults don’t know the first thing about budgeting, debt, credit, or how to plan for their financial future. Indeed, nearly half of all adults don’t know their own tax bracket. Obviously, it’s never too late to learn how to manage your finances. At the same time, though, parents of young children can and should take the initiative to educate their kids about spending and saving money. Simply imparting a few key financial lessons could help your little one avoid some big headaches once they’re all grown […] Read more »

Freelancing may be in vogue, but no one ever said it was easy. In fact, becoming a successful freelancer can be quite difficult. After all, freelancers need to play a number of roles in order to sell their services, maintain good relations with other business owners, and deliver quality products time after time. Additionally, freelancers also have to manage both their personal and professional finances. Thankfully, we’re here to help with that today. Here are our top four investments tips for freelancers –– trust us, you’ll want to keep these handy: Set Aside a Large Emergency Fund Freelancing is a […] Read more »

Two of the most popular financial careers are accounting and finance. They each have different roles, require a different skill set, and offer different salaries. If you’re struggling to decide between the two disciplines, here’s everything you need to know about these careers, including which has more earning potential. The Difference Between Accounting and Finance Understanding the differences between these two careers will make your choice easier. In short, accounting looks back on past financial transactions while finance looks forward by planning future financial strategies. Here’s how their roles differ. Accounting Accounting is a subset of finance. You can view […] Read more »

Achieving financial wellness is something that requires a a lot of commitment. Just like achieving physical fitness requires someone to eat well, exercise and get adequate rest, financial health requires more than just money coming into your account. The way that we think about money and our mentality about financial health is often just as important, as financial mentality often determines our attitude toward money and how we treat it. Remembering that every dollar counts In the moment, one of the biggest struggles that people have with their finances is losing sight of the big picture. This largely is a result […] Read more »

One thing that we are constantly told throughout our lives is that debt is a bad thing. Although this is true in a majority of cases, this blanket statement isn’t necessarily factual.   Going into debt can be a good thing and in a handful of cases, it can help you further yourself. Although this may sound confusing, you can learn more by reading below.   1 – Going to College or University To improve your chances of finding a well-paying job, you should go to post-secondary school. However, it can be difficult to go to college or university if […] Read more »

Both businesses and individuals struggle with loans. Small businesses especially have it bad when it comes to applying for a loan. Banks and lending agencies might deny their application and they’d have to find other alternatives to start or keep themselves in business. Luckily, the Internet has made many services more available and lending is one of them. You can find plenty of online lending platforms like Asteria Lending, SoFi, Upstart, and others. Recently they’ve been getting more attention since they specialize in unsecured loans which are perfect for individuals and small businesses, but is borrowing money online better than doing […] Read more »