The Simple Reason Subway Has Lost My Business

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I’m switching sub sandwich restaurants for a very simple reason. Customer loyalty is a funny thing. We may live and breathe a specific brand name or restaurant because of a great experience, a certain product, or proximity to our home or work. But we can also switch in an instant for an equally, seemingly trivial thing. For me the thing that is causing me to change sub sandwich restaurants is the very simple thing of saving a little money. For my entire adult life, I’ve been a huge fan of Subway. Whenever anyone would suggest trying another sub sandwich shop, […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 5/12

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I’m working from home today, with a 20 pound brisket on the smoker.  It’s the largest brisket I’ve ever made so I’m interested in how it turns out.  It’s for our annual Memorial Weekend party (I’ll be freezing the finished product for awhile) and all I can think of is how much cash I’m saving my being able to make this myself.  Roughly speaking, out of a 20 pound brisket (after trimming fat and cooking) I’ll probably get about 12 pounds of meat.  Buying smoked brisket from a BBQ place for catering will run anywhere from $10 to $15 a […] Read more »

Tips to Make Driving & Car Ownership More Affordable Than Ever

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While owning and driving an automobile may seem like an overly expensive thing to do, there are obvious advantages that cannot be ignored. Most importantly, you save time and are more productive when you drive to work; not to mention, it’s nice having the privacy and convenience of their own vehicle. Further, who says you can’t drive in premium style without breaking the bank. We’ll focus on Mercedes automobiles here since they appeal to so many types of drivers, but the same could be said for BMW and Audi. One of the first things personal finance experts will tell you […] Read more »

A Little Embarrassment Can Be A Great Financial Teacher

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It felt great to be able to come to the rescue for my fifteen year old daughter. As young adults progress through their teen years they want more independence, and rely less and less on their parents. So when the opportunity arose for me to swoop in and save the day for my daughter I latched on to it and took full advantage of it. It also gave me the opportunity to give my daughter a great lesson in personal finance. I had gone to the mall for some shopping, and brought my daughter with me. Once at the mall […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 5/5

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I’m writing this later than usual Friday post at my kitchen table with the deck door open.  I can hear lawn mowers around the neighborhood humming away.  Many people get their lawn mowers tuned up in the spring.  A lawn mower spring tune up can cost anywhere from $30 to $50, which adds up year after year.  I’ve never done one, and lawn mowers usually fall apart physically before the engine stops working so they seem to be a waste of money to me.  What do you think EOD nation? Fist pump for spring weather, and my favorite posts of […] Read more »

Investing in Stocks and Loving It: Top Tips, Tools and Tricks for Making More Money

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Making money from the stock market has historically been one of the easier ways to build wealth for many Americans. Investors don’t need large sums of cash to get started, and the opportunities to generate profits are huge. Yet many new investors tend to focus only on the idea of share trading. The belief seems to be that they only need to pick the right stock, wait for the share prices to go up, and then sell their stocks at a profit. In reality, successful investors use a combination of strategies to build up a profitable portfolio that continues generating […] Read more »

4 Reasons Procrastinating is a Horrible Idea

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We all procrastinate from time to time, but it rarely contributes positively towards finishing a task, or resolving a problem. In fact, one could argue that procrastinating is the worst possible thing you could do. Let me tell you about an experience I had with procrastination this weekend: Over the weekend I needed gas for the lawnmower, so I put my gas can in the back of the van and headed for the gas station. As I was doing so, my wife stated she was concerned I was going to spill gas and recommended I put the gas can in […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup 4/28

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This weekend I’ll be putting my first application of fertilizer on the lawn.  It’s early in the season and all the different varieties needed for the season are available, and in many instances on sale, so I’ve picked up all my fertilizer needs for the growing season.  Later on, the one I want may be hard to find, because as we all know retailers tend to not have a great selection of products for a given season when that season actually arrives.  Who would want to buy the Fall fertilizer application in Fall, right? Get your fists in the air […] Read more »

Beware Of Credit Card Balance Transfer Offers

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Credit card companies are at it again. Maybe it’s been happening all along and I just didn’t notice it. That might actually be the point. Opening a letter I received from a major credit card company I was disgusted at what I read. I have no problem taking advantage of a 0% interest offer if diligent payments are made to ensure NO interest is paid. But what I saw exposed credit card companies for what I know they are, financial predators. What I received was a balance transfer offer letter. It suggested that it would be a great idea to […] Read more »

How to keep your debt levels in check while attending college

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The student loans debt is always growing on an annual basis across the US. Whereas this might be a good sign that we are having more young people getting educated in institutions of higher learning, there is a flip side to the growth in the student loan debt. The downside of it is based on the fact that the more debt you accumulate while still in college, the more financial burden you will have when you graduate. This may lead you to the distressful path of living from hand to mouth; with any surplus income being swallowed into debt repayment, […] Read more »

Balance Your Budget: Ways to Save Money and Pay Down Debt at the Same Time

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Managing your finances can sometimes feel like a difficult balancing act where you have to decide between paying off some debt or putting a bit of money away into savings, but there are some ways to do both rather than choosing one or the other. Here is a look at ways to balance your budget and put yourself in a better financial position. The starting point is creating a basic budget, afterward, it is about hatching a viable debt reduction and savings plan. You can also find out which comes first, clearing your debts or putting money away into savings, […] Read more »

Fist Pump Friday: I Love You Like A Blogger Roundup – 4/21

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The methods needed to be successful in achieving a goal always seem to draw parallels to each other, no matter what the subject.  Being a gym rat and an exercise freak, I commonly compare physical fitness to financial fitness.  You can’t workout hard every single day, your body just can’t handle it for long stretches of time.  Eventually you need to take a day off, or at least have an easy workout to give your body a break.  With financial fitness, you can’t spend a lot of money every single weekend.  Your budget just cannot handle it.  Last weekend was […] Read more »

What Is the Difference Between Short-term Loans and Logbook Loans?

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Capitalism has wrecked us all; that’s a fact of life we may never escape! Families suffer constantly from financial instability due to economic changes; and, in most cases, their monthly salaries cannot cover their needed expenses. Due to such culminations of financial difficulties, many have resolved to seek financial assistance. Consumers who deal with a lot of financial downfalls tend to suffer from poor credit history. In order to reach out to traditional sources for a loan, like banking services, you must conform to certain measures concerning credit history; leaving those with bad credit history with no alternatives. Yet, the […] Read more »

5 Things That Could Affect Next Year’s Taxes

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Tomorrow is the day your 2016 tax returns are due. They have to be filed electronically or post marked or you will likely face a fine from the IRS. For many of us, the 2016 tax season may be behind us, but now is the perfect time to be thinking about 2017. If you owed money to the government with your tax return now is the time to take action to change the outcome of next year’s tax season. Here are 5 things you may do during 2017 that will have an effect on your taxes: Part-Time Jobs My wife’s […] Read more »